Cheshire, CT homeowners insurance is approximately $755 to $1,026, about $62-$85/month. Our comprehensive analysis indicates shoppers can save as much as $356 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cheshire, CT | Homeowners Insurance Agency Near Cheshire, CT | Address |
|---|---|---|
| Allstate | Karl Dale | 428 E Putnam Ave, Cos Cob, CT, 6807 |
| Nationwide | Michael Silberberg Agency | 29 High St STE 1, East Haven, CT, 06512-2315 |
| Allstate | Paula Luzzi | 453 Colman St, New London, CT, 6320 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cheshire Village CDP, Connecticut | $132 | $176 | $264 |
| Prospect town, New Haven County, Connecticut | $131 | $174 | $261 |
| Meriden city, Connecticut | $126 | $168 | $252 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cheshire, CT | 3.0% | 8.1% |
| Cheshire Village | 3.22% | 8.1% |
| Prospect | 3.42% | 9.58% |
| Meriden | 3.93% | 9.36% |
| Cheshire Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 40 | 3.0% | $324 |
| $200 to $299 | 25 | 2.0% | $774 |
| $300 to $499 | 77 | 6.0% | $1224 |
| $500 to $749 | 75 | 6.0% | $1899 |
| $750 to $999 | 200 | 16.0% | $2649 |
| $1,000 to $1,499 | 360 | 29.0% | $3774 |
| $1,500 or more | 462 | 37.0% | $5424 |
| Streets in Cheshire Area | Homeowners Insurance Cost |
|---|---|
| Fernwood Ln, Ives Row, Rabideau Cir, Eastgate Dr, Elmwood Dr, Pound Ridge Rd, Manor Dr, Watch Hill Rd, Verbena Ct, Broadview Rd | $891 |
| Wadsworth, Pace Dr, Boulder Rd, Autumn Ct, Contour Dr, Westmore Rd, Worden Cir, Promontory Dr, Meadow Brook Pl, Tulip Dr | $891 |
| Sable Ct, Chatham Woods Ct, Higgins Rd, Wood Hill Rd, Sutton Pl, Heath Ct, Greens Loop, Split Rock Rd, George Ave, Preston Rd | $889 |
| Arrowleaf Ct, Abbey Ct, Oregon Rd, Talmadge Rd, Buckland Dr, Carter Ln, Clovervale Ln, Pehr Ln, Robin Ct, Wyndmere Ct | $891 |
| Eastgate Dr, Moss Farms Ct, Huckins Rd, Paul Ney Rd, Bethany Mountain Rd, Stony Hill Rd, Gateway Ct, Yalesville Rd, Tucker Rd, Ashley Ct | $879 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cheshire | $133 to $135 |
| Cheshire Village | $132 |
| Prospect | $131 |
| Meriden | $126 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $5,400 |
| Yearly Cheshire Homeowner Insurance Premium Example | $4,500 | $3,700 |
| Out of Pocket Expense During Claim | $1,400 | $5,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $28,400 | $27,600 |
| Net Savings to Cheshire Home Owner from High Deductible Plan | $800 | |
| Scenario | Cheshire, CT Home Replacement Value MORE than Home Value | Cheshire, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $422,500 | $303,000 |
| Insurance Premium based on Replacement Value | $4,100 | $2,950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $58,000 | Risk Exposure from Under Insuring Coverage is $61,500 |
| Premium Impact | Insurance cheaper by $600/year | Insurance costlier by $550/year |
| Insurance Company | Nationwide Insurance | Hartford Insurance Group | Travelers |
| Monthly Premium | 121 | 270 | 670 |
| Year Built | 1970 | 1990 | 1986 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $800000-$900000 |
| Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |