Cheshire Insurance Rates:

Cheshire, CT homeowners insurance is approximately $755 to $1,026, about $62-$85/month. Our comprehensive analysis indicates shoppers can save as much as $356 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
The policy said that they would pay for any home accidents that happened. there was a leak and they refused to pay for it.
Geico
You can pay your bill online as well as look at new and old statements through your online account. it also allows you to print online.
Erenterplan
I like that the policy was so easy to set up, the terms and conditions were easy to understand and that they offered many different plans that i could choose from. ultimately, i really like how affordable they policy was
The Hartford
I like that their system is very easy to use, they have good agents and they are a long established insurance company. I know I can trust them.
State Farm
They do seem to be price competitive. If you get to speak to an actual agent they do seem to have some level of power to reach into the company to get you more information. They are always polite. They are "competitive".

Cheshire, CT Homeowners Insurance By Home Value

Cheshire, CT Home Value Total Homes % of Total Average Cheshire, CT Homeowners Insurance
Less than $50,000 78 1.0% $62
$90,000 to $99,999 77 1.0% $240
$100,000 to $124,999 119 2.0% $275
$125,000 to $149,999 57 1.0% $347
$150,000 to $174,999 185 3.0% $409
$175,000 to $199,999 184 3.0% $471
$200,000 to $249,999 795 14.0% $569
$250,000 to $299,999 1,270 23.0% $694
$300,000 to $399,999 2,590 48.0% $890

Top Home Insurance Agents Near Cheshire, CT

Home Insurance Company Near Cheshire, CT Homeowners Insurance Agency Near Cheshire, CT Address
NA Jack Keough Insurance Agency 612 Page Blvd, Springfield, MA, 1104
NA William W. Woods Associates, Inc. 6515 Main Street , Trumbull, CT, 6611
Allstate Karl Dale 428 E Putnam Ave, Cos Cob, CT, 6807
Nationwide Michael Silberberg Agency 29 High St STE 1, East Haven, CT, 06512-2315
Allstate Paula Luzzi 453 Colman St, New London, CT, 6320

Cost Of Homeowners Insurance By Street Near Cheshire, CT

Streets in Cheshire Area Homeowners Insurance Cost
Fernwood Ln, Ives Row, Rabideau Cir, Eastgate Dr, Elmwood Dr, Pound Ridge Rd, Manor Dr, Watch Hill Rd, Verbena Ct, Broadview Rd$891
Wadsworth, Pace Dr, Boulder Rd, Autumn Ct, Contour Dr, Westmore Rd, Worden Cir, Promontory Dr, Meadow Brook Pl, Tulip Dr$891
Sable Ct, Chatham Woods Ct, Higgins Rd, Wood Hill Rd, Sutton Pl, Heath Ct, Greens Loop, Split Rock Rd, George Ave, Preston Rd$889
Arrowleaf Ct, Abbey Ct, Oregon Rd, Talmadge Rd, Buckland Dr, Carter Ln, Clovervale Ln, Pehr Ln, Robin Ct, Wyndmere Ct$891
Eastgate Dr, Moss Farms Ct, Huckins Rd, Paul Ney Rd, Bethany Mountain Rd, Stony Hill Rd, Gateway Ct, Yalesville Rd, Tucker Rd, Ashley Ct$879

Cheshire, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cheshire$133 to $135
Cheshire Village$132
Prospect$131
Meriden$126

Cheshire, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cheshire Village CDP, Connecticut $132 $176 $264
Prospect town, New Haven County, Connecticut $131 $174 $261
Meriden city, Connecticut $126 $168 $252

Cheshire, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cheshire, CT3.0%8.1%
Cheshire Village3.22%8.1%
Prospect3.42%9.58%
Meriden3.93%9.36%

Cheshire Renters Insurance as a Percentage of Rent

Cheshire Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 40 3.0% $324
$200 to $299 25 2.0% $774
$300 to $499 77 6.0% $1224
$500 to $749 75 6.0% $1899
$750 to $999 200 16.0% $2649
$1,000 to $1,499 360 29.0% $3774
$1,500 or more 462 37.0% $5424

Cheshire, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$5,400
Yearly Cheshire Homeowner Insurance Premium Example $4,500$3,700
Out of Pocket Expense During Claim$1,400$5,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $28,400$27,600
Net Savings to Cheshire Home Owner from High Deductible Plan $800

Cheshire, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cheshire, CT Home Replacement Value MORE than Home Value Cheshire, CT Home Replacement Value LESS than Home Value
Replacement Value $422,500 $303,000
Insurance Premium based on Replacement Value $4,100 $2,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,000 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $550/year

Example Cheshire Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceHartford Insurance GroupTravelers
Monthly Premium 121270670
Year Built 197019901986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$800000-$900000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Cheshire, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 350,000 Wood Shake Roof 1,860 3 $2500-$5000 Deductible 1930 7 Fiber-Cement Siding No
2000 270,000 Membrane Roof 1,640 3 $1000-$2500 Deductible 1770 8 Stone Siding yes
1996 495,000 Wood Shake Roof 2,350 3 $1000-$2500 Deductible 3900 10 Vinyl siding No
1960 370,000 Composition Roof 1,960 4 $2500-$5000 Deductible 1190 6 Vinyl siding yes
2004 295,000 Composition Roof 1,810 4 > $10,000 Deductible 280 2 Wood siding yes
1963 545,000 Membrane Roof 3,380 4 > $10,000 Deductible 2760 10 Stone Siding yes
1962 805,000 Metal Roof 4,790 5 $1000-$2500 Deductible 5780 12 Vinyl siding No
2002 345,000 Asphalt Shingles Roof 1,970 3 $5000 to $10,000 Deductible 1730 9 Fiber-Cement Siding yes
1968 265,000 Tile Roof 1,630 4 $1000-$2500 Deductible 350 2 Stucco siding yes
1962 460,000 Composition Roof 2,190 3 > $10,000 Deductible 670 5 Stucco siding yes
1966 255,000 Wood Shake Roof 1,670 4 $1000-$2500 Deductible 750 4 Brick siding No
1976 335,000 Asphalt Shingles Roof 1,630 3 $5000 to $10,000 Deductible 1130 7 Brick siding yes
2000 955,000 Metal Roof 4,780 5 $1000-$2500 Deductible 3260 5 Brick siding No
1974 430,000 Tile Roof 2,370 3 $1000-$2500 Deductible 1780 5 Vinyl siding yes
1981 680,000 Membrane Roof 3,310 4 $500 Deductible 440 1 Vinyl siding yes
1982 350,000 Wood Shake Roof 1,680 3 $500- $1000 Deductible 3420 12 Brick siding No
1985 440,000 Shingles Roof 2,370 3 $2500-$5000 Deductible 1370 6 Vinyl siding No
2004 535,000 Shingles Roof 2,740 5 $2500-$5000 Deductible 670 2 Vinyl siding No