$958
Homeowners Insurance Cost - Chesapeake, VA
$260,900
Median Home Value - Chesapeake, VA
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.5 | $946.5 |
| $1000 Deductible | -$101.74 | $856.26 |
| $1500 Deductible | -$151.94 | $806.06 |
| $2000 Deductible | -$226.28 | $731.72 |
| $2500 Deductible | -$270.16 | $687.84 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$268 | $690 |
| 30 year old | +$14 | $972 |
| 40 year old | +$25 | $983 |
| 50 year old | +$36 | $994 |
| Above 50 year old | +$46 | $1,004 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$105 | $853 |
| Superior | -$86 | $872 |
| Masonry | -$48 | $910 |
| Brick | -$48 | $910 |
| Hail Resistant Roof | -$29 | $929 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$19 | $977 |
| Swimming Pool With A Diving Board | +$38 | $996 |
| Swimming Pool With Slide | +$57 | $1,015 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $29 | $929 |
| Police Department | $10 | $948 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$402.36 | $1,360 |
| Filing a Second Liability Claim | +$364.04 | $1,322 |
| Filing a Second Theft Claim | +$364.04 | $1,322 |
| Filing a Second Water Claim | +$316.14 | $1,274 |
| Filing a Fire Claim | +$191.6 | $1,150 |
| Filing a Liability Claim | +$182.02 | $1,140 |
| Filing a Theft Claim | +$182.02 | $1,140 |
| Filing a Water Claim | +$153.28 | $1,111 |
| Filing a Weather Claim | +$153.28 | $1,111 |