Cherryville Insurance Rates:

Cherryville, NC homeowners insurance is nearly $494 to $673, about $41-$56/month. Our in depth research shows customers can save upto $233 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cherryville, NC Homeowners Insurance By Home Value

Cherryville, NC Home Value Total Homes % of Total Average Cherryville, NC Homeowners Insurance
Less than $50,000 655 13.0% $134
$50,000 to $59,999 260 5.0% $285
$60,000 to $69,999 231 4.0% $355
$70,000 to $79,999 292 6.0% $408
$80,000 to $89,999 371 7.0% $466
$90,000 to $99,999 401 8.0% $518
$100,000 to $124,999 884 18.0% $600
$125,000 to $149,999 494 10.0% $752
$150,000 to $174,999 337 7.0% $891
$175,000 to $199,999 184 3.0% $1031
$200,000 to $249,999 327 6.0% $1241
$250,000 to $299,999 163 3.0% $1515
$300,000 to $399,999 144 3.0% $1923

Top Home Insurance Agents Near Cherryville, NC

Home Insurance Company Near Cherryville, NC Homeowners Insurance Agency Near Cherryville, NC Address
Liberty Mutual Independent Gill Insurance 235 W OAKLAND AVE, ROCK HILL, SC, 29730
Nationwide Griffin Insurance Agency Inc. 135 Gasoline Alley, Mooresville, NC, 28117
State Farm Jeremy Fulkerson 4805 Park Rd Ste 103, Charlotte, NC, 28209-3676
Allstate Matthew Fulmer 11721 Asheville Hwy Ste 3, Inman, SC, 29349
Nationwide Michael A Goodman Insurance Agency Inc 6401 Carmel Rd STE 208, Charlotte, NC, 28226

Cost Of Homeowners Insurance By Street Near Cherryville, NC

Streets in Cherryville Area Homeowners Insurance Cost
State Rd 1416, State Rd 1245, Buckland, Freeman Park Dr, Walker Mountain Rd, Georgia Trl, Ramsey St, 1722, Autumn Ridge, Mount Zion St$587
Gastonia Technology Pkwy, Oakley Ln, Costner School Rd, Bus Park Dr, State Rd 1683, Frank St, Craig St, Chase Jordan Ct, State Rd 1668, Ike Lynch Rd$577
State Rd 1648, State Rd 1423, State Rd 1417, Moose St, State Rd 1409, State Rd 1455, Quail Dr, State Rd 1627, Vivian St, Farm Gate Cir$591
State Rd 1408, Robin Dr, Benjamin Dr, Wild Wood Ct, Richard Dr, State Hwy 150, Dellmac Dr, Suncrest Rd, Ruthaven Dr, Bowlin Rd$578
Paw Jims Rd, Old N C 277 Rd, Farnsworth Dr, Lily St, Forgotten Ln, State Rd 1659, 1684, Polie Ln, Apple Orchard Pl, Dale Dr$579

Cherryville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cherryville$87 to $89
Waco$86
Bessemer City$87
Howards Creek$88

Cherryville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Waco town, North Carolina $86 $115 $173
Bessemer City city, North Carolina $87 $116 $174
Howards Creek township, Lincoln County, North Carolina $88 $117 $176

Cherryville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cherryville, NC4.4%15.1%
Waco6.08%19.55%
Bessemer City4.5%16.16%
Howards Creek4.73%16.15%

Cherryville Renters Insurance as a Percentage of Rent

Cherryville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 2.0% $333
$200 to $299 108 8.0% $783
$300 to $499 134 10.0% $1233
$500 to $749 503 40.0% $1908
$750 to $999 431 34.0% $2658
$1,000 to $1,499 39 3.0% $3783
$1,500 or more 15 1.0% $5433

Cherryville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Cherryville Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,600$7,800
Net Savings to Cherryville Home Owner from High Deductible Plan $800

Cherryville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cherryville, NC Home Replacement Value MORE than Home Value Cherryville, NC Home Replacement Value LESS than Home Value
Replacement Value $126,500 $80,000
Insurance Premium based on Replacement Value $550 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Cherryville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 277655
Year Built 196919881978
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Cherryville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 390,000 Asphalt Shingles Roof 5,000 5 $500 Deductible 600 4 Brick siding yes
1973 210,000 Metal Roof 2,860 4 $1000-$2500 Deductible 680 9 Brick siding yes
1982 150,000 Wood Shake Roof 1,740 3 $5000 to $10,000 Deductible 280 6 Wood siding yes
1991 225,000 Slate Shingles Roof 3,780 5 $5000 to $10,000 Deductible 790 12 Stone Siding yes
1970 230,000 Asphalt Shingles Roof 3,930 5 $5000 to $10,000 Deductible 370 5 Fiber-Cement Siding No
2008 100,000 Metal Roof 1,550 3 $500- $1000 Deductible 480 12 Wood siding No
1969 255,000 Composition Roof 3,130 5 $2500-$5000 Deductible 620 10 Brick siding No
1986 180,000 Slate Shingles Roof 2,140 4 $1000-$2500 Deductible 950 12 Brick siding yes
1976 105,000 Tile Roof 1,480 3 $1000-$2500 Deductible 340 10 Brick siding yes
1966 175,000 Membrane Roof 2,340 3 $500 Deductible 400 7 Vinyl siding No
2013 115,000 Shingles Roof 1,500 3 $1000-$2500 Deductible 240 8 Wood siding yes
1986 150,000 Wood Shake Roof 2,390 3 $2500-$5000 Deductible 110 3 Stone Siding No
2013 180,000 Metal Roof 2,490 4 $5000 to $10,000 Deductible 470 7 Fiber-Cement Siding No
2013 135,000 Composition Roof 1,540 3 $2500-$5000 Deductible 440 10 Wood siding No
1973 100,000 Metal Roof 1,610 4 $500- $1000 Deductible 160 4 Wood siding No
1981 230,000 Composition Roof 3,000 4 $1000-$2500 Deductible 1180 12 Brick siding No
1976 250,000 Asphalt Shingles Roof 2,980 4 $5000 to $10,000 Deductible 650 10 Stucco siding No
1995 85,000 Membrane Roof 1,350 3 $500- $1000 Deductible 60 2 Stone Siding No
2000 130,000 Asphalt Shingles Roof 1,580 5 $2500-$5000 Deductible 430 9 Wood siding yes
1979 175,000 Composition Roof 2,370 5 $500 Deductible 340 4 Brick siding No
1996 135,000 Slate Shingles Roof 1,650 5 $500 Deductible 310 6 Stucco siding No
1969 125,000 Metal Roof 2,130 5 $500- $1000 Deductible 50 1 Stucco siding No
1975 140,000 Tile Roof 2,100 4 $2500-$5000 Deductible 290 6 Brick siding yes
1992 190,000 Wood Shake Roof 2,470 4 $2500-$5000 Deductible 550 9 Fiber-Cement Siding yes
2011 85,000 Membrane Roof 1,210 3 $500 Deductible 330 8 Brick siding No
2004 180,000 Membrane Roof 2,250 5 $500 Deductible 360 6 Brick siding yes
2003 185,000 Shingles Roof 3,180 5 $500 Deductible 620 10 Stone Siding No
2000 305,000 Wood Shake Roof 3,700 5 $500 Deductible 1680 10 Fiber-Cement Siding yes
1992 240,000 Tile Roof 3,490 5 $500- $1000 Deductible 670 10 Fiber-Cement Siding No
2002 120,000 Wood Shake Roof 1,580 3 $500 Deductible 180 4 Stucco siding yes
1987 135,000 Asphalt Shingles Roof 2,010 3 $500- $1000 Deductible 310 5 Wood siding yes
1989 135,000 Metal Roof 1,750 4 $2500-$5000 Deductible 200 5 Brick siding No
2000 160,000 Slate Shingles Roof 2,740 4 $500- $1000 Deductible 90 2 Wood siding No
1970 215,000 Slate Shingles Roof 3,050 4 $500- $1000 Deductible 70 1 Brick siding No