Cheltenham Insurance Rates:

Cheltenham, PA homeowners insurance is approximately $663 to $900, about $55-$75/month. Our detailed guide indicates shoppers can save upto $312 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like home site insurance because it was easy to bundle it with our car insurance, and it is nice to have all of our hazard insurance information in one place through one company. i also think that the price is very reasonable for the annual coverage, and it was easy to put it in escrow so we don't have to remember to make the payments.
Mutual Benefit Group
If you file a claim the adjustor works with you through the entire claims process. the adjustors make sure you don't have any questions or concerns about how the claim is progressing.
Mutual Benefit Group
I also dislike the limited options that my home insurance company allows me when i am choosing the extent of coverage that i want for my home.
Travelers
My adjuster came out quickly and issued me a check quickly when I had roof damage from a bad storm.
Farmer's Insurance
I love this company and all that it represents. We have the best rate that we can get, it includes our house, car and 4 wheelers. I like the agency that we go through, they are very friendly and answer any question that my husband and I have had.
Grange Insurance
I can't think of anything I dislike about Farm Bureau. We have always had great interaction with the company and our local agents. They have met our insurance needs in a professional manner and in an acceptable time frame.
Farmer's Insurance
I have never really looked or shopped around for another quote. Everyone in my family has always been with farmers, so have I? The Only other insurance company I have tried is Geico, due to the commercial.
State Farm
I have researched and found that State Farm is very reasonably priced. You get what you pay for, and for my dollar, State Farm is about the best out there.

Cheltenham, PA Homeowners Insurance By Home Value

Cheltenham, PA Home Value Total Homes % of Total Average Cheltenham, PA Homeowners Insurance
Less than $50,000 162 2.0% $62
$70,000 to $79,999 82 1.0% $195
$100,000 to $124,999 238 3.0% $296
$125,000 to $149,999 105 1.0% $367
$150,000 to $174,999 335 4.0% $437
$175,000 to $199,999 487 6.0% $499
$200,000 to $249,999 1,709 22.0% $609
$250,000 to $299,999 1,930 24.0% $741
$300,000 to $399,999 2,605 33.0% $945

Top Home Insurance Agents Near Cheltenham, PA

Home Insurance Company Near Cheltenham, PA Homeowners Insurance Agency Near Cheltenham, PA Address
Travelers Franchino Agency 856 ROUTE 206 SUITE B11, HILLSBOROUGH, NJ, 8844
Allstate Hamza Bisharat 4500 N Front St, Philadelphia, PA, 19140
Travelers The Blystone Company 215-695-5770 1300 Schwab Road Hatfield, Hatfield Township, PA, 19440
NA Brian S. O'Neill & Associates, Inc. 877 Brunswick Ave, Trenton, NJ, 8638
Erie Carl H Myers Agency 4800 Hamilton Blvd, Allentown, PA, 18103

Cost Of Homeowners Insurance By Street Near Cheltenham, PA

Streets in Cheltenham Area Homeowners Insurance Cost
Wagner Way, Ash Rd, Hilldale Rd, Deerrun Rd, Widener Rd, Hopeland Rd, Barker Rd, Develon Rd, Glen Oak Rd, Chelfield Rd$764
Curtis Dr, Berkeley Rd, Copper Beech Cir, Bickley Rd, Oak Ave, Butcher St, Asbury Ave, St James Pl, Bellmawr Ave, Graham Ln$770
Lindley Rd, Twickenham Rd, Elliott Rd, Mountain Ave, Waters Rd, Rowland Ave, S Keswick Ave, Ivinetta Rd, Manchester Rd, Pleasant Hill Rd$766
Foxcroft Rd, Black Cherry Cir, Lenape Ave, Upland Rd, Rices Mill Rd, Penrose Ave, Camberly Rd, Hammond Rd, Carroll Ave, Whitewood Rd$806
Brookfield Rd, S Tyson Ave, Highland Rd, Thornberry Rd, Falcon Dr, Penrose Ave, Mulford Rd, Paxson Ave, Montier Rd, Fox Rd$768

Cheltenham, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cheltenham$116 to $119
Wyncote$122
Jenkintown$114
Glenside$115

Cheltenham, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wyncote CDP, Pennsylvania $102 $136 $204
Jenkintown borough, Pennsylvania $95 $127 $190
Glenside CDP, Pennsylvania $97 $129 $193

Cheltenham, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cheltenham, PA2.7%6.5%
Wyncote2.57%6.8%
Jenkintown3.18%7.38%
Glenside2.99%7.99%

Cheltenham Renters Insurance as a Percentage of Rent

Cheltenham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 391 7.0% $1886
$750 to $999 1,888 35.0% $2636
$1,000 to $1,499 1,906 36.0% $3761
$1,500 or more 1,035 19.0% $5411

Cheltenham, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Cheltenham Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,500$8,900
Net Savings to Cheltenham Home Owner from High Deductible Plan $600

Cheltenham, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cheltenham, PA Home Replacement Value MORE than Home Value Cheltenham, PA Home Replacement Value LESS than Home Value
Replacement Value $317,500 $222,500
Insurance Premium based on Replacement Value $1,500 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $67,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $125/year

Example Cheltenham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersLiberty Mutual
Monthly Premium 12110795
Year Built 197919461965
Home Details 5 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $400000-$500000$250000-$300000$200000-$250000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Cheltenham, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 410,000 Shingles Roof 3,210 4 > $10,000 Deductible 580 5 Wood siding yes
1950 290,000 Metal Roof 1,780 2 $2500-$5000 Deductible 480 6 Fiber-Cement Siding No
1968 245,000 Slate Shingles Roof 1,580 5 $500- $1000 Deductible 340 5 Stucco siding No
1946 160,000 Shingles Roof 1,270 2 $2500-$5000 Deductible 40 1 Fiber-Cement Siding yes
1954 140,000 Asphalt Shingles Roof 910 2 $2500-$5000 Deductible 250 8 Vinyl siding No
1969 645,000 Wood Shake Roof 4,100 5 $500- $1000 Deductible 2030 9 Stone Siding yes
1974 135,000 Membrane Roof 910 2 $500- $1000 Deductible 90 2 Wood siding yes
1944 220,000 Slate Shingles Roof 1,680 3 > $10,000 Deductible 370 7 Stone Siding No
1956 255,000 Slate Shingles Roof 1,600 3 $500- $1000 Deductible 720 6 Stucco siding yes
1946 445,000 Slate Shingles Roof 2,840 5 $1000-$2500 Deductible 1920 12 Wood siding No
1975 615,000 Wood Shake Roof 4,860 5 $1000-$2500 Deductible 2060 10 Wood siding No
1956 360,000 Metal Roof 2,650 5 $500 Deductible 1220 9 Vinyl siding No
1956 235,000 Metal Roof 1,500 2 $2500-$5000 Deductible 1020 12 Wood siding No
1978 275,000 Shingles Roof 1,790 2 $500- $1000 Deductible 100 1 Brick siding No
1976 235,000 Slate Shingles Roof 1,340 3 > $10,000 Deductible 540 8 Vinyl siding No
1958 230,000 Composition Roof 1,520 2 $500 Deductible 450 6 Stucco siding No
1970 645,000 Slate Shingles Roof 3,710 5 > $10,000 Deductible 150 1 Stucco siding yes
1946 205,000 Asphalt Shingles Roof 1,210 3 $1000-$2500 Deductible 830 10 Vinyl siding No
1943 225,000 Wood Shake Roof 1,300 2 $500- $1000 Deductible 100 1 Stone Siding No
1975 305,000 Tile Roof 2,430 4 $500 Deductible 360 2 Stucco siding No
1957 240,000 Slate Shingles Roof 1,870 3 > $10,000 Deductible 240 5 Wood siding yes
1961 440,000 Tile Roof 2,630 4 $5000 to $10,000 Deductible 1440 12 Brick siding yes
1952 260,000 Tile Roof 1,550 5 $2500-$5000 Deductible 470 6 Stone Siding yes
1956 360,000 Tile Roof 2,150 4 $2500-$5000 Deductible 800 8 Stucco siding yes
1956 285,000 Composition Roof 2,150 4 $2500-$5000 Deductible 430 4 Brick siding yes
1957 590,000 Slate Shingles Roof 3,560 5 $500 Deductible 760 3 Stucco siding yes
1979 540,000 Shingles Roof 3,180 4 $1000-$2500 Deductible 190 1 Wood siding yes
1977 175,000 Slate Shingles Roof 1,310 3 $1000-$2500 Deductible 100 2 Stone Siding yes
1949 125,000 Asphalt Shingles Roof 1,040 2 $500- $1000 Deductible 280 5 Brick siding No
1943 385,000 Shingles Roof 2,480 4 $500- $1000 Deductible 1400 7 Vinyl siding yes
1966 175,000 Asphalt Shingles Roof 1,020 2 $500 Deductible 200 4 Stone Siding No
1975 390,000 Composition Roof 2,250 5 $5000 to $10,000 Deductible 970 10 Stone Siding No