Chelsea Insurance Rates:

Chelsea, OK homeowners insurance is roughly $1,211 to $1,651, about $100-$137/month. Our thorough guide indicates shoppers can save as much as $572 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chelsea, OK Homeowners Insurance By Home Value

Chelsea, OK Home Value Total Homes % of Total Average Chelsea, OK Homeowners Insurance
Less than $50,000 408 29.0% $400
$50,000 to $59,999 37 2.0% $859
$60,000 to $69,999 59 4.0% $1074
$70,000 to $79,999 96 6.0% $1231
$80,000 to $89,999 154 11.0% $1403
$90,000 to $99,999 154 11.0% $1560
$100,000 to $124,999 116 8.0% $1818
$125,000 to $149,999 29 2.0% $2262
$150,000 to $174,999 116 8.0% $2677
$175,000 to $199,999 50 3.0% $3093
$200,000 to $249,999 66 4.0% $3723
$250,000 to $299,999 88 6.0% $4553

Top Home Insurance Agents Near Chelsea, OK

Home Insurance Company Near Chelsea, OK Homeowners Insurance Agency Near Chelsea, OK Address
NA Thomason Tyler & Lynch 15024 S Memorial Dr Ste A, Bixby, OK, 74008
NA Neely Insurance Agency 505 W. 1St St., Claremore, OK, 74017
NA Labette Insurance Agency 319 4Th St., Altamont, KS, 67330
Allstate Brent Koch 300 S Elm Pl # 105, Broken Arrow, OK, 74012
Farmers Ruben Vick Lutcf 12804 E 86th St N, Owasso, OK, 74055

Cost Of Homeowners Insurance By Street Near Chelsea, OK

Streets in Chelsea Area Homeowners Insurance Cost
Haggard Dr, Bartles Ct, E 345 Rd, Beech Pl, E 340 Rd, Cherry St, Rabbit Springs Rd, S 4310th Rd, E 350 Rd, W 11th St$1,417
Townsend St, E0350 Rd, W 3rd St, S 4235 Rd, E 310 Rd, S 419 Rd, Ew29 Rd, E 320 Rd, Ns418 Rd, E 295 Rd$1,442
Walker Rd, Hwy 66, Hwy 28, N4224 Rd, Walnut St, D4155 Rd, Water Works Hill Rd, Ezzard St, E 5th St, S Hickory Ave$1,444
N View Dr, W Layton, Hwy 28, State Hwy 28, Ketchum Ct, S 4260 Rd, S Hwy 28, N Bond St, W 9th St, Winganon Rd$1,422
4235 Rd, Delaware Ct, S 4290 Rd, E0350 Rd, Vine St, Willow St, Martin Oaks, E 345 Rd, S 4280 Rd, Prairie Rd$1,446

Chelsea, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chelsea$213 to $215
Bushyhead$216
Foyil$213
New Alluwe$214

Chelsea, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bushyhead CDP, Oklahoma $180 $240 $360
Foyil town, Oklahoma $178 $237 $355
New Alluwe CCD, Nowata County, Oklahoma $179 $239 $358

Chelsea, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chelsea, OK12.9%36.5%
Bushyhead9.61%37.09%
Foyil13.15%35.97%
New Alluwe11.7%42.02%

Chelsea Renters Insurance as a Percentage of Rent

Chelsea Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 19 4.0% $837
$300 to $499 57 12.0% $1287
$500 to $749 163 36.0% $1962
$750 to $999 142 31.0% $2712
$1,000 to $1,499 71 15.0% $3837

Chelsea, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Chelsea Homeowner Insurance Premium Example $4,500$3,500
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $23,600$22,600
Net Savings to Chelsea Home Owner from High Deductible Plan $1,000

Chelsea, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chelsea, OK Home Replacement Value MORE than Home Value Chelsea, OK Home Replacement Value LESS than Home Value
Replacement Value $113,000 $83,000
Insurance Premium based on Replacement Value $3,600 $2,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $325/year

Example Chelsea Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 423719190
Year Built 194619691999
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$100000-$125000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Chelsea, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 200,000 Slate Shingles Roof 2,690 4 $2500-$5000 Deductible 3630 9 Wood siding No
1966 150,000 Composition Roof 2,020 3 $5000 to $10,000 Deductible 2420 8 Vinyl siding yes
1942 150,000 Composition Roof 2,860 4 $5000 to $10,000 Deductible 480 2 Brick siding No
2003 95,000 Membrane Roof 1,780 3 $500 Deductible 1180 4 Vinyl siding yes
2008 85,000 Shingles Roof 1,240 3 $1000-$2500 Deductible 1690 9 Fiber-Cement Siding No
1998 160,000 Metal Roof 2,760 4 $1000-$2500 Deductible 6400 12 Fiber-Cement Siding yes
1984 135,000 Tile Roof 2,060 3 $500- $1000 Deductible 330 1 Stucco siding No
1993 215,000 Composition Roof 3,360 4 $1000-$2500 Deductible 2150 5 Fiber-Cement Siding No
1961 230,000 Membrane Roof 3,030 4 $500 Deductible 6710 12 Stucco siding No
1955 70,000 Shingles Roof 1,310 3 $500- $1000 Deductible 820 5 Stone Siding yes
1952 180,000 Wood Shake Roof 2,770 4 $5000 to $10,000 Deductible 550 2 Vinyl siding No
1942 225,000 Tile Roof 3,010 4 $5000 to $10,000 Deductible 1900 4 Stone Siding yes
1987 165,000 Membrane Roof 3,220 4 $5000 to $10,000 Deductible 2550 9 Stone Siding No
1950 130,000 Shingles Roof 1,850 4 $500 Deductible 4010 9 Fiber-Cement Siding yes
2006 155,000 Tile Roof 2,120 4 $500 Deductible 3440 8 Stucco siding yes
1991 110,000 Membrane Roof 2,000 4 $1000-$2500 Deductible 2270 9 Fiber-Cement Siding No
1948 175,000 Slate Shingles Roof 3,170 4 $1000-$2500 Deductible 700 2 Stone Siding yes
1943 115,000 Slate Shingles Roof 1,690 3 $500- $1000 Deductible 1920 7 Vinyl siding yes
2007 240,000 Membrane Roof 3,140 4 $500- $1000 Deductible 4730 10 Wood siding No
2003 105,000 Membrane Roof 1,640 4 $500 Deductible 1010 3 Brick siding No
1992 180,000 Membrane Roof 2,560 4 $1000-$2500 Deductible 7630 12 Brick siding No
1994 175,000 Membrane Roof 2,840 4 $500- $1000 Deductible 1350 3 Wood siding yes
1945 105,000 Metal Roof 1,650 3 $500- $1000 Deductible 2820 8 Brick siding yes
1953 175,000 Membrane Roof 2,360 3 $1000-$2500 Deductible 2890 7 Vinyl siding No
1961 140,000 Shingles Roof 2,680 4 $1000-$2500 Deductible 2420 6 Stucco siding yes
1983 145,000 Metal Roof 2,580 4 $500 Deductible 2360 5 Vinyl siding No
2008 85,000 Composition Roof 1,430 3 $1000-$2500 Deductible 2650 10 Stone Siding No
1956 170,000 Membrane Roof 3,110 4 $1000-$2500 Deductible 2710 7 Vinyl siding No
1967 155,000 Tile Roof 2,350 4 $5000 to $10,000 Deductible 280 1 Fiber-Cement Siding No
1956 250,000 Tile Roof 3,250 4 $5000 to $10,000 Deductible 1700 3 Wood siding yes
1996 170,000 Composition Roof 2,300 3 $2500-$5000 Deductible 840 3 Brick siding No
1958 135,000 Shingles Roof 1,810 3 $500 Deductible 450 1 Fiber-Cement Siding yes
1982 115,000 Shingles Roof 1,990 3 $1000-$2500 Deductible 1650 4 Wood siding No
1941 175,000 Shingles Roof 2,350 4 $500- $1000 Deductible 2040 4 Vinyl siding yes