Cheektowaga Insurance Rates:

Cheektowaga, NY homeowners insurance is about $499 to $674, about $41-$56/month. Our all inclusive analysis reveals consumers can save as much as $234 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Whenever i file an auto claim they process the claim quickly and don't try to skimp on the repairs, they are the only insurer i know of that will approve original manufacturer parts.
North Carolina Farm Bureau
If we were to encounter a true emergency on a weekend or beyond usual business hours, we might have to wait for over two and a half days to get in touch with our agent.
Aaa Home Owners Insurance
Covers large damages that may be harder to cover with a standard bank account. saves homeowners a lot of money in the long run

Cheektowaga, NY Homeowners Insurance By Home Value

Cheektowaga, NY Home Value Total Homes % of Total Average Cheektowaga, NY Homeowners Insurance
Less than $50,000 1,759 6.0% $146
$50,000 to $59,999 837 3.0% $316
$60,000 to $69,999 1,619 5.0% $393
$70,000 to $79,999 2,657 9.0% $451
$80,000 to $89,999 4,168 15.0% $510
$90,000 to $99,999 3,985 14.0% $575
$100,000 to $124,999 6,329 23.0% $663
$125,000 to $149,999 3,169 11.0% $833
$150,000 to $174,999 1,222 4.0% $986
$175,000 to $199,999 460 1.0% $1138
$200,000 to $249,999 522 1.0% $1367

Top Home Insurance Agents Near Cheektowaga, NY

Home Insurance Company Near Cheektowaga, NY Homeowners Insurance Agency Near Cheektowaga, NY Address
NA Mesi Agency Inc 759 Dick Rd , Buffalo, NY, 14225
NA Willoughby Insurance 3652 S Park Ave , Blasdell, NY, 14219
Travelers Dennis Evchich Agency 100 PLAZA DR STE E, WILLIAMSVILLE, NY, 14221
Travelers Edmund D Stevens Inc 374 DELAWARE AVE STE 308, BUFFALO, NY, 14202
Erie Mc Mahon Agency Inc. 2301 GEORGE URBAN BLVD, DEPEW, NY, 14043

Cost Of Homeowners Insurance By Street Near Cheektowaga, NY

Streets in Cheektowaga Area Homeowners Insurance Cost
W 2nd St, Westchester Dr, Windwood Cts, Old Farm Rd, Cherokee Dr, Elaine Ct, Delphi Dr, Huth Rd, N Seine Dr, Straley Ave$585
Liberty Ter, Victoria Blvd, Sherry Dr, S Huth Rd, Sugnet Rd, Edward Ct, Lloyd Dr, Halstead Ave, Foisset Ave, Treehaven Rd$585
W Cherbourg Dr, Seton Rd, del Dr, Kensington Expy, S Prince Dr, Atwood Pl, George St, Girard Ave, Bell Rd, Keicher Rd$591
Patton Ln, Lamarck Dr, Richard Dr, Helenbrook Ln, Fairoaks Ln, Ruth Dr, Lyman Ave, Danielle Dr, Autumnwood Dr, Autumn Lea Rd$None
Henry St, Buchanan St, Gardenvale Dr, Caprice Dr, Mildred Dr, Reo Ave, Seminole Ln, Monterey Ln, Lackawanna Ave, Linda Dr$587

Cheektowaga, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cheektowaga$87 to $90
Depew$88
Sloan$87
Williamsville$89

Cheektowaga, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Depew village, New York $88 $117 $176
Sloan village, New York $87 $116 $174
Williamsville village, New York $89 $119 $179

Cheektowaga, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cheektowaga, NY4.3%10.0%
Depew4.13%10.23%
Sloan5.13%12.66%
Williamsville3.4%7.11%

Cheektowaga Renters Insurance as a Percentage of Rent

Cheektowaga Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 121 1.0% $800
$300 to $499 833 7.0% $1250
$500 to $749 4,315 40.0% $1925
$750 to $999 3,765 35.0% $2675
$1,000 to $1,499 1,311 12.0% $3800
$1,500 or more 183 1.0% $5450

Cheektowaga, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Cheektowaga Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,100$14,300
Net Savings to Cheektowaga Home Owner from High Deductible Plan $800

Cheektowaga, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cheektowaga, NY Home Replacement Value MORE than Home Value Cheektowaga, NY Home Replacement Value LESS than Home Value
Replacement Value $103,000 $74,000
Insurance Premium based on Replacement Value $1,150 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Cheektowaga Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceChubb Group of Insurance
Monthly Premium 5386211
Year Built 195119411977
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $50000-$75000$100000-$125000$350000-$400000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Cheektowaga, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 245,000 Membrane Roof 3,150 4 $1000-$2500 Deductible 1420 8 Brick siding yes
1943 115,000 Slate Shingles Roof 2,080 3 $500- $1000 Deductible 610 6 Fiber-Cement Siding No
1980 105,000 Asphalt Shingles Roof 1,910 3 $2500-$5000 Deductible 130 2 Vinyl siding No
1983 200,000 Composition Roof 2,680 5 $1000-$2500 Deductible 1800 12 Wood siding yes
1976 145,000 Metal Roof 1,930 4 $1000-$2500 Deductible 200 2 Wood siding No
1965 295,000 Slate Shingles Roof 4,220 5 $500- $1000 Deductible 2240 9 Vinyl siding No
1946 240,000 Metal Roof 2,950 5 > $10,000 Deductible 1010 10 Brick siding No
1944 135,000 Shingles Roof 2,190 4 $1000-$2500 Deductible 330 3 Fiber-Cement Siding No
1963 205,000 Wood Shake Roof 2,680 4 $500- $1000 Deductible 690 5 Wood siding yes
1976 280,000 Slate Shingles Roof 4,220 5 > $10,000 Deductible 280 2 Wood siding No
1984 250,000 Slate Shingles Roof 3,030 4 > $10,000 Deductible 940 9 Fiber-Cement Siding No
1981 335,000 Slate Shingles Roof 4,380 5 $5000 to $10,000 Deductible 1530 7 Stucco siding No
1950 165,000 Membrane Roof 2,980 4 $1000-$2500 Deductible 830 7 Fiber-Cement Siding yes