How Much Does Chattanooga, TN Home Insurance Cost?
Chattanooga, TN Average Homeowners Insurance Cost
$1,050
Homeowners Insurance Cost - Chattanooga, TN
$153,900
Median Home Value - Chattanooga, TN
Chattanooga, TN Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$12.6 | $1,037.4 |
| $1000 Deductible | -$111.51 | $938.49 |
| $1500 Deductible | -$166.53 | $883.47 |
| $2000 Deductible | -$248.01 | $801.99 |
| $2500 Deductible | -$296.1 | $753.9 |
Chattanooga, TN Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$231 | $819 |
| 30 year old | +$16 | $1,066 |
| 40 year old | +$27 | $1,077 |
| 50 year old | +$40 | $1,090 |
| Above 50 year old | +$50 | $1,100 |
Chattanooga, TN Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$147 | $903 |
| Superior | -$95 | $956 |
| Masonry | -$53 | $998 |
| Brick | -$53 | $998 |
| Hail Resistant Roof | -$21 | $1,029 |
Chattanooga, TN Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$21 | $1,071 |
| Swimming Pool With A Diving Board | +$53 | $1,103 |
| Swimming Pool With Slide | +$63 | $1,113 |
Chattanooga, TN Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $32 | $1,019 |
| Police Department | $11 | $1,040 |
Chattanooga, TN Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$441.0 | $1,491 |
| Filing a Second Liability Claim | +$399.0 | $1,449 |
| Filing a Second Theft Claim | +$399.0 | $1,449 |
| Filing a Second Water Claim | +$346.5 | $1,397 |
| Filing a Fire Claim | +$210.0 | $1,260 |
| Filing a Liability Claim | +$199.5 | $1,250 |
| Filing a Theft Claim | +$199.5 | $1,250 |
| Filing a Water Claim | +$168.0 | $1,218 |
| Filing a Weather Claim | +$168.0 | $1,218 |