How To Make Your Chattanooga, TN Home Insurance Cheaper
Chattanooga, TN, homeowners insurance is about $1050. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Chattanooga, TN Home Insurance Rates with the Hamilton County Average
| Place | Hamilton County Average: $1,556.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Chattanooga, TN | $1,050.0 | -506.0 | -0.33 | 167,869 | 153,900 |
Cost of Chattanooga, TN Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Catoosa County | 138,800 | 3,561 | $936 |
| Varnell | 132,100 | 15,612 | $907 |
| Kimball | 153,300 | 14,286 | $1,048 |
| Whitfield County | 124,300 | 5,031 | $872 |
Homeowners Insurance Comparison for the Cheapest Premiums in Chattanooga, TN
| MetLife | Progressive | The Hartford | |
| Median Home Value ($) | 153,900 | 153,900 | 153,900 |
| Age of Home | Year 30 Old | Above Year 50 | Year 40 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $1000,000 -$1499,999 | $750,000 -$999,999 |
| Total Premium ($) | $6,052.3 | $6,917.0 | $5,789.8 |
Cost of Chattanooga, TN Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Progressive | 2000 | $250,000-$299,999 | 1,723.1 |
| Amica Mutual Insurance | 1000 | $100,000-$124,999 | 646.8 |
| American National Property and Casualty Company | 2000 | $1000,000-$1499,999 | 4,431.2 |
| Liberty Mutual | 1000 | $175,000-$199,999 | 1,116.4 |
| Erie Insurance | 500 | $300,000-$399,999 | 2,771.3 |
| Grange Insurance | 1000 | $750,000-$999,999 | 4,563.1 |
| State Auto | 500 | $200,000-$249,999 | 1,382.6 |
| Westfield Insurance | 2500 | $175,000-$199,999 | 864.3 |
| Safeco Insurance | 1000 | $150,000-$174,999 | 919.6 |
| Horace Mann Educators Corporation | 1000 | $250,000-$299,999 | 1,954.3 |