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Chattanooga, TN Home Values & Insurance Rates

Chattanooga, TN Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,716 7.0% $145
$50,000 to $59,999 954 2.0% $307
$60,000 to $69,999 1,745 4.0% $380
$70,000 to $79,999 1,698 4.0% $436
$80,000 to $89,999 2,469 6.0% $493
$90,000 to $99,999 2,317 6.0% $550
$100,000 to $124,999 4,598 12.0% $639
$125,000 to $149,999 4,858 13.0% $800
$150,000 to $174,999 4,334 12.0% $946
$175,000 to $199,999 2,764 7.0% $1100
$200,000 to $249,999 3,335 9.0% $1318
$250,000 to $299,999 2,035 5.0% $1609
$300,000 to $399,999 1,817 5.0% $2046

Top Home Insurance Agents Near Chattanooga, TN

Home Insurance Company Near Chattanooga, TN Homeowners Insurance Agency Near Chattanooga, TN Address
Travelers Frank Steil Insurance 4610 HIXSON PIKE, HIXSON, TN, 37343
State Farm Hugh Walker 188 Old Mouse Creek Rd NW, Cleveland, TN, 37312-3835
Travelers Insurance World 1500A GAULT AVE N, FORT PAYNE, AL, 35967
Travelers Manning Insurance Group Inc 5469 Hixson Pike, Hixson, TN, 37343
State Farm Wade Dyar 1720 Gunbarrel Rd Ste 304, Chattanooga, TN, 37421-3192

Estimated Home Insurance By Street Area Near Chattanooga, TN

Chattanooga Area Estimated House Insurance
Elaine Trl, Eddings St, Washington St, Lela Ln, Longview Dr, Delong Ave, Bellbrook Dr, Woods View Ct, N Briar Ln, Beason Dr$848
Gorse Ln, W Cherry St, Carriage Parc Dr, Pheasant Run Pl, Crutchfield St, Barn Rd, Westgate Rd, Barbara Ln, Chinkapin Ct, Guild St$863
Maryland Ave, Mulberry St, Hilltop Dr, Wesley Dr, Wiehl St, Outlook Cir, Crescent Park, Longview St, W Bell Ave, Conner Ln$827
Ballard Dr, Hadley Dr, Ridge Bay Dr, Levi Cemetery Rd, Moon St, Long Ave, Winterberry Rd, Monroe St, Dower Rd, Albany St$834
Grove Street Ct, Dumac Rd, Ocoee St Con, Oneal St, Locust Ln, Crutchfield St, Royal Fern Trl, Sidney St, Webb Cir, Fagan St$805
Kelly Rd, Lazy Circles Dr, Oakland Ter N, Columbia St, Southernwood Dr, Provence St, Waterfront Dr, Crest Dr, Brahma Dr, Birmingham Hwy$807
Valerian, E 48th St, W 7th St, Rosetree Dr, E 27th St, Arthur Ln, Gentle Mist Cir, W 11th St, Kellys Ferry Ave, Webb Rd$984
Anita Dr, Dowlen Rd, Hunter Woods Dr, Pershing Rd, Holly Crest Dr, Restoration Dr, N Briar Cir, Hillmont Ln, Carlin St, Homer Rd$890
Carolana Cir, Baskette Way, High Point Dr, Noa St, Norma Dr, Honey Ln, Kensington Dr, Pan Gap Rd, Chase Hunter Trl, South St$805
Valleybrook Cir, 6th Ave, Sleepy Hollow Rd, Darlington Way, Glover Rd, Pine Manor Dr, N Belle Arbor Ave, Robinwood Dr, Blue Oak Dr, Perry Rd$808

Savings on home insurance for senior occupied homes

PlaceSavings
Chattanooga$121 to $123
Ridgeside$133
Red Bank$120
East Ridge$119

Chattanooga, TN Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chattanooga, TN5.8%16.7%
Ridgeside3.76%12.61%
Red Bank6.27%17.5%
East Ridge6.4%19.47%

Chattanooga Renters Insurance as a Percentage of Rent

Chattanooga Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,632 5.0% $353
$200 to $299 1,338 4.0% $803
$300 to $499 3,293 10.0% $1253
$500 to $749 10,747 35.0% $1928
$750 to $999 7,978 26.0% $2678
$1,000 to $1,499 4,238 14.0% $3803
$1,500 or more 991 3.0% $5453

Chattanooga, TN Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
37404 $98,700 $800
37406 $86,900 $790
37402 $729,200 $1,120
37410 $65,500 $780
37407 $54,900 $770
37405 $191,100 $850
37403 $188,900 $850
37421 $171,300 $840
37419 $161,500 $820
37408 $154,500 $830
37416 $124,700 $810
37409 $112,000 $810
37411 $103,100 $800

Chattanooga, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Chattanooga Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,200$8,200
Net Savings to Chattanooga Home Owner from High Deductible Plan $1,000

Chattanooga, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chattanooga, TN Home Replacement Value MORE than Home Value Chattanooga, TN Home Replacement Value LESS than Home Value
Replacement Value $59,500 $40,500
Insurance Premium based on Replacement Value $250 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year

Example Chattanooga Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceChubb Group of Insurance
Monthly Premium 6142167
Year Built 201419971973
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$100000-$125000$500000-$600000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Chattanooga, TN Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Ridgeside city, Tennessee $111 $148 $222
Red Bank city, Tennessee $100 $133 $200
East Ridge city, Tennessee $100 $133 $199

Sample Home Insurance Rates for Chattanooga, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 140,000 Composition Roof 1,930 4 $500- $1000 Deductible 490 8 Fiber-Cement Siding No
1946 120,000 Composition Roof 1,520 2 $500 Deductible 330 5 Wood siding yes
1980 90,000 Metal Roof 1,320 2 $500- $1000 Deductible 230 7 Fiber-Cement Siding yes
1946 335,000 Asphalt Shingles Roof 4,430 5 > $10,000 Deductible 480 5 Fiber-Cement Siding No
2014 85,000 Wood Shake Roof 940 2 $1000-$2500 Deductible 40 2 Fiber-Cement Siding yes
1986 105,000 Shingles Roof 1,440 2 $500- $1000 Deductible 40 1 Vinyl siding No
1982 160,000 Asphalt Shingles Roof 1,900 3 $500 Deductible 570 7 Vinyl siding No
1978 110,000 Tile Roof 1,450 3 $500 Deductible 540 12 Stone Siding No