Chatham Insurance Rates:

Chatham, MA homeowners insurance is about $944 to $1,306, about $78-$108/month. Our comprehensive research indicates shoppers can save upto $450 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chatham, MA Homeowners Insurance By Home Value

Chatham, MA Home Value Total Homes % of Total Average Chatham, MA Homeowners Insurance
Less than $50,000 18 3.0% $45
$50,000 to $59,999 9 1.0% $101
$60,000 to $69,999 14 2.0% $123
$70,000 to $79,999 10 1.0% $146
$80,000 to $89,999 12 2.0% $168
$90,000 to $99,999 8 1.0% $180
$175,000 to $199,999 15 2.0% $371
$200,000 to $249,999 65 12.0% $439
$250,000 to $299,999 57 11.0% $540
$300,000 to $399,999 300 58.0% $686

Top Home Insurance Agents Near Chatham, MA

Home Insurance Company Near Chatham, MA Homeowners Insurance Agency Near Chatham, MA Address
NA Lovelette Insurance 396 Main St , West Yarmouth, MA, 2673
NA Chas S Ashley & Sons Inc 11 North 6Th Street , New Bedford, MA, 2740
NA Humphrey, Covill & Coleman Insurance Agency, Inc. 195 Kempton Street , New Bedford, MA, 2740
Travelers Margaret J Grassi Insurance Agency Inc 1188 Main St , West Wareham, MA, 2576
Travelers Paul & Dixon Insurance Agency 388 COUNTY ST, NEW BEDFORD, MA, 2740

Cost Of Homeowners Insurance By Street Near Chatham, MA

Streets in Chatham Area Homeowners Insurance Cost
Pasture Ln, Volunteer Pl, Little Beach Rd, Mill Hill Rd, Gramps Way, Scatteree Rd, Hitching Post Rd, Willow Bend, Chipping Stone Rd, Captains Walk$1,136
Chippingstone Rd, Tilipi Run, Uncle Deane's Rd, Marion Ln, Uncle Alberts Dr, Harbor Hill Rd, Katie Ford Rd, Bucks Creek Rd, Victoria Dr, Cow Yard Ln$1,093
Bay View Rd, Cabot Ln, Bog Way, Sky Way, Ebens Way, Meadow Brook Rd, Silver Leaf Ln, Trout Pond Ln, Monomoy Cir, Linnel Ln$1,103
Cross Tree Hollow, Old Harbor Rd, Ellis St, Eldredge S Sq, Ridgevale Rd, Vineyard Ave, Horizon Dr, Briggs Way, Wilkey Way, Veterans Field Rd$1,146
Nantucket Dr, Tipcart Dr, Sea Acre Rd, Countryside Dr, Henshaw Dr, Cranberry Knoll, Wood Carver Knoll, Tilipi Run St, Homestead Ln E, Old Salt Works Rd$1,118

Chatham, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chatham$166 to $171
West Chatham$164
East Harwich$159
Harwich Port$166

Chatham, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Chatham CDP, Massachusetts $164 $219 $329
East Harwich CDP, Massachusetts $160 $213 $320
Harwich Port CDP, Massachusetts $167 $222 $333

Chatham, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chatham, MA4.4%12.9%
West Chatham4.39%12.99%
East Harwich5.03%15.4%
Harwich Port4.65%13.38%

Chatham Renters Insurance as a Percentage of Rent

Chatham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 50 14.0% $764
$300 to $499 33 9.0% $1214
$500 to $749 16 4.0% $1889
$750 to $999 84 24.0% $2639
$1,000 to $1,499 113 33.0% $3764
$1,500 or more 42 12.0% $5414

Chatham, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Chatham Homeowner Insurance Premium Example $8,100$6,600
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $25,500$24,000
Net Savings to Chatham Home Owner from High Deductible Plan $1,500

Chatham, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chatham, MA Home Replacement Value MORE than Home Value Chatham, MA Home Replacement Value LESS than Home Value
Replacement Value $634,000 $381,500
Insurance Premium based on Replacement Value $4,500 $2,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $134,000 Risk Exposure from Under Insuring Coverage is $118,500
Premium Impact Insurance cheaper by $850/year Insurance costlier by $950/year

Example Chatham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAllstate
Monthly Premium 157179457
Year Built 197719411999
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$250000-$300000$700000-$800000
Deductible > $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Chatham, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 525,000 Composition Roof 2,460 5 $500 Deductible 1950 6 Fiber-Cement Siding yes
1992 790,000 Composition Roof 3,360 5 $500 Deductible 6070 12 Stucco siding No
1972 395,000 Wood Shake Roof 1,810 4 $5000 to $10,000 Deductible 1510 9 Brick siding No
1994 525,000 Asphalt Shingles Roof 1,710 4 $5000 to $10,000 Deductible 450 2 Stone Siding yes
1995 580,000 Wood Shake Roof 2,280 4 > $10,000 Deductible 3490 12 Brick siding yes
1971 610,000 Metal Roof 2,380 3 > $10,000 Deductible 260 1 Brick siding No
1949 575,000 Asphalt Shingles Roof 1,880 3 $2500-$5000 Deductible 1380 6 Stone Siding yes
1961 455,000 Tile Roof 1,740 3 $5000 to $10,000 Deductible 1180 9 Wood siding yes
1946 1,250,000 Composition Roof 4,430 5 $500- $1000 Deductible 7330 12 Brick siding yes
1972 400,000 Membrane Roof 1,460 3 $2500-$5000 Deductible 1510 7 Stone Siding No
1983 505,000 Wood Shake Roof 1,650 3 $2500-$5000 Deductible 1690 7 Fiber-Cement Siding No
1980 565,000 Composition Roof 1,840 3 $2500-$5000 Deductible 1640 8 Brick siding yes
1944 890,000 Wood Shake Roof 2,930 5 $500 Deductible 6070 12 Vinyl siding No
1968 420,000 Metal Roof 1,430 3 $1000-$2500 Deductible 1570 10 Stone Siding yes
1949 765,000 Composition Roof 3,100 5 $1000-$2500 Deductible 4510 10 Stone Siding No
1978 440,000 Composition Roof 1,730 3 $500 Deductible 620 3 Brick siding yes
1943 695,000 Wood Shake Roof 2,360 3 > $10,000 Deductible 890 3 Fiber-Cement Siding yes
1961 330,000 Metal Roof 1,270 3 > $10,000 Deductible 1250 8 Wood siding yes
1961 460,000 Asphalt Shingles Roof 2,150 3 $500 Deductible 3000 9 Wood siding yes
1978 545,000 Tile Roof 2,150 3 $500- $1000 Deductible 400 1 Wood siding No
1965 905,000 Wood Shake Roof 2,950 4 $5000 to $10,000 Deductible 2380 8 Vinyl siding yes
1960 500,000 Asphalt Shingles Roof 1,680 5 $2500-$5000 Deductible 2030 9 Stone Siding No
1977 375,000 Shingles Roof 1,230 3 $5000 to $10,000 Deductible 480 3 Stucco siding No
1949 540,000 Asphalt Shingles Roof 2,490 4 > $10,000 Deductible 1510 9 Brick siding No
1963 915,000 Composition Roof 3,250 4 $5000 to $10,000 Deductible 3110 7 Wood siding yes
1941 580,000 Membrane Roof 2,130 5 $1000-$2500 Deductible 1830 7 Stone Siding yes
1975 670,000 Wood Shake Roof 2,230 5 $500- $1000 Deductible 1300 4 Fiber-Cement Siding No
1961 750,000 Shingles Roof 2,610 5 $2500-$5000 Deductible 1140 4 Fiber-Cement Siding No
1969 490,000 Tile Roof 2,100 4 $1000-$2500 Deductible 2380 8 Wood siding yes
1961 590,000 Composition Roof 2,280 3 $5000 to $10,000 Deductible 1470 8 Wood siding No
1991 1,280,000 Shingles Roof 4,600 5 $500- $1000 Deductible 8560 12 Wood siding yes
1991 1,010,000 Tile Roof 3,210 4 $2500-$5000 Deductible 3030 7 Brick siding yes
1997 415,000 Asphalt Shingles Roof 1,830 4 > $10,000 Deductible 980 6 Brick siding yes
1998 495,000 Membrane Roof 2,060 4 > $10,000 Deductible 410 4 Vinyl siding yes