Charlton, MA homeowners insurance is roughly $885 to $1,205, about $73-$100/month. Our extensive research reveals consumers can save upto $418 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Charlton, MA | Homeowners Insurance Agency Near Charlton, MA | Address |
|---|---|---|
| Travelers | Dennis P Molinari Insurance | 382 Boston Tpke #104 , Shrewsbury, MA, 1545 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Oxford town, Worcester County, Massachusetts | $128 | $171 | $256 |
| Dudley town, Worcester County, Massachusetts | $128 | $171 | $256 |
| Southbridge Town city, Massachusetts | $127 | $169 | $253 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Charlton, MA | 4.3% | 15.8% |
| Oxford | 4.98% | 14.41% |
| Dudley | 4.87% | 17.41% |
| Southbridge Town | 4.8% | 14.72% |
| Charlton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 97 | 11.0% | $1254 |
| $500 to $749 | 201 | 24.0% | $1929 |
| $750 to $999 | 272 | 33.0% | $2679 |
| $1,000 to $1,499 | 118 | 14.0% | $3804 |
| $1,500 or more | 126 | 15.0% | $5454 |
| Streets in Charlton Area | Homeowners Insurance Cost |
|---|---|
| Elliott Dr, Village Ct, Turner Rd, Baylies Rd, Hiland Rd, Applewood Ln, Off Shore Dr, Freighthouse Rd, Lelandville Rd, Pine Ln | $1,042 |
| Hannah's Way, Curtis Hill Rd, Lincoln Point Rd, Richardson Corner Rd, Laurie Ln, E Baylies Rd, Barrette Rd, Capen Rd, Windy Ridge Ln, Miller's Way | $1,045 |
| Hollywood Dr, Pikes Pond Cir, S Charlton Shore Rd, Torrey Rd, Number Six Schoolhouse Rd, Maple Rd, Murphy Ln, Beach Rd, Hayes Pond Cir, Gould Rd | $1,048 |
| A F Putnam Rd, Glen Echo Shore Rd, Timber Hts, Pierpont Rd, Cranberry Meadow Rd, H Putnam Rd, New Spencer Rd, Leland Dr, Oak Ln, Oak Ridge Dr | $1,045 |
| Mayberry Ln, Sawmill Cir, Stephens Dr, Pumpkin Ln, Buffum Rd, Park Rd, T Hall Rd, Nugget Dr, J Hammond Rd, Scott Dr | $1,046 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Charlton | $156 to $159 |
| Oxford | $153 |
| Southbridge Town | $151 |
| Sturbridge | $155 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Charlton Homeowner Insurance Premium Example | $1,400 | $900 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $7,500 | $6,500 |
| Net Savings to Charlton Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Charlton, MA Home Replacement Value MORE than Home Value | Charlton, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $369,000 | $270,500 |
| Insurance Premium based on Replacement Value | $2,425 | $1,775 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $47,500 | Risk Exposure from Under Insuring Coverage is $51,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $325/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | Liberty Mutual |
| Monthly Premium | 168 | 481 | 86 |
| Year Built | 1940 | 2007 | 1996 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 4 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $700000-$800000 | $200000-$250000 |
| Deductible | $500 Deductible | $500 Deductible | > $10,000 Deductible |