How Much Does Charlottesville, VA Home Insurance Cost?
Charlottesville, VA Average Homeowners Insurance Cost
$977
Homeowners Insurance Cost - Charlottesville, VA
$277,800
Median Home Value - Charlottesville, VA
Charlottesville, VA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.72 | $965.28 |
| $1000 Deductible | -$103.76 | $873.24 |
| $1500 Deductible | -$154.95 | $822.05 |
| $2000 Deductible | -$230.77 | $746.23 |
| $2500 Deductible | -$275.51 | $701.49 |
Charlottesville, VA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$264 | $713 |
| 30 year old | +$15 | $992 |
| 40 year old | +$25 | $1,002 |
| 50 year old | +$37 | $1,014 |
| Above 50 year old | +$47 | $1,024 |
Charlottesville, VA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$98 | $879 |
| Superior | -$98 | $879 |
| Masonry | -$49 | $928 |
| Brick | -$49 | $928 |
| Hail Resistant Roof | -$20 | $957 |
Charlottesville, VA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$20 | $997 |
| Swimming Pool With A Diving Board | +$49 | $1,026 |
| Swimming Pool With Slide | +$59 | $1,036 |
Charlottesville, VA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $29 | $948 |
| Police Department | $10 | $967 |
Charlottesville, VA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$410.34 | $1,387 |
| Filing a Second Liability Claim | +$371.26 | $1,348 |
| Filing a Second Theft Claim | +$371.26 | $1,348 |
| Filing a Second Water Claim | +$322.41 | $1,299 |
| Filing a Fire Claim | +$195.4 | $1,172 |
| Filing a Liability Claim | +$185.63 | $1,163 |
| Filing a Theft Claim | +$185.63 | $1,163 |
| Filing a Water Claim | +$156.32 | $1,133 |
| Filing a Weather Claim | +$156.32 | $1,133 |