How To Make Your Charlottesville, VA Home Insurance Cheaper
Charlottesville, VA, homeowners insurance is about $977. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Cost of Charlottesville, VA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| University of Virginia | 320,800 | 35,035 | $1,030 |
| Twin Lakes | 197,300 | 19,468 | $865 |
| Elkton | 180,600 | 12,223 | $831 |
| Shipman | 76,300 | 51,732 | $1,113.8 |
Homeowners Insurance Comparison for the Cheapest Premiums in Charlottesville, VA
| American National Property and Casualty Company | Grange Insurance | Nationwide | |
| Median Home Value ($) | 277,800 | 277,800 | 277,800 |
| Age of Home | Year 40 Old | Year 50 Old | Year 30 Old |
| Home Coverage ($) | $500,000 -$749,999 | $500,000 -$749,999 | $400,000 -$499,999 |
| Total Premium ($) | $2,587.6 | $2,675.3 | $1,850.2 |
Cost of Charlottesville, VA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Universal Property & Casualty Insurance Company | 500 | $175,000-$199,999 | 580.5 |
| Safeco Insurance | 2000 | $100,000-$124,999 | 251.5 |
| Allstate | 2000 | $250,000-$299,999 | 830.4 |
| The Hartford | 1000 | $750,000-$999,999 | 2,358.0 |
| Travelers | 1000 | $100,000-$124,999 | 285.3 |
| GEICO | 500 | $150,000-$174,999 | 456.2 |
| MetLife | 500 | $1000,000-$1499,999 | 2,708.7 |
| Erie Insurance | 500 | $400,000-$499,999 | 1,661.8 |
| Nationwide | 1500 | $150,000-$174,999 | 413.9 |
| American National Property and Casualty Company | 2500 | $250,000-$299,999 | 729.1 |