How To Make Your Charlotte, NC Home Insurance Cheaper
Charlotte, NC, homeowners insurance is about $986. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Charlotte, NC Home Insurance Rates with the Mecklenburg County Average
| Place | Mecklenburg County Average: $1,040.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Charlotte, NC | $986.0 | -54.0 | -0.05 | 740,931 | 187,300 |
Cost of Charlotte, NC Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Harrisburg | 254,100 | 10,552 | $1,187 |
| Riverbend | 145,500 | 5,478 | $833 |
| Cabarrus County | 180,300 | 4,446 | $963 |
| Locust | 164,700 | 9,451 | $907 |
Homeowners Insurance Comparison for the Cheapest Premiums in Charlotte, NC
| MetLife | Aetna | The Hartford | |
| Median Home Value ($) | 187,300 | 187,300 | 187,300 |
| Age of Home | Year 30 Old | Year 40 Old | Year 50 Old |
| Home Coverage ($) | $400,000 -$499,999 | $400,000 -$499,999 | $250,000 -$299,999 |
| Total Premium ($) | $2,890.6 | $3,051.2 | $1,988.9 |
Cost of Charlotte, NC Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safeco Insurance | 1500 | $250,000-$299,999 | 1,389.1 |
| Aetna | 500 | $250,000-$299,999 | 1,531.1 |
| Progressive | 1000 | $250,000-$299,999 | 1,468.0 |
| Universal Property & Casualty Insurance Company | 500 | $200,000-$249,999 | 1,040.3 |
| Allied Insurance | 2500 | $250,000-$299,999 | 1,136.5 |
| Encompass Insurance | 2000 | $300,000-$399,999 | 1,670.9 |
| Travelers | 500 | $1500,000-$2000,000 | 4,543.3 |
| State Farm | 1000 | $300,000-$399,999 | 1,895.0 |
| Nationwide | 500 | $100,000-$124,999 | 536.7 |
| Horace Mann Educators Corporation | 2000 | $250,000-$299,999 | 1,294.4 |