Charlevoix County Insurance Rates:

Charlevoix County, MI homeowners insurance is approximately $648 to $882, about $54-$73/month. Our detailed guide reveals consumers can save as much as $306 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I like that allstate is a good reputable company and easy to deal with. i don't like having to have insurance in general theory, but all in all, i don't have any negative opinion of them.
Without calling and asking, it is difficult to determine how and when i can make changes to my coverage or my payment options. the website can be challenging to navigate and often simply directs you to call a representative.
Grange Insurance
They have the cheapest rates in the market and even became cheaper when i bundled with auto as well
It's not much lower than my previous company, which didn't offer any bundle discounts. The bonus, for me, was that the earlier premium was through a company that was very difficult to reach for questions, they provided one mailing a year and no way to monitor, alter, or check in on what's going on. The previous company was a broker for the actual insurance agent. The small discount was worth the hassle to be able to actively interact with my policy.
State Farm
I wish the company had more 24-hour options available for communication and customer service. I do wish that the premiums for all insurance would be lowered.
There is nothing that I dislike about the company's website or app. Once I received the insurance there was no reason to interact with the website or app regarding mortgage insurance as this is paid via escrow. I do access the website to pay my car insurance and have had no issues with the website.
Meemic Insurance
So far there is nothing that I dislike and I have been a customer for over twenty years.
My agent will always let me know if something changes in the coverage that might help me save some money or she will help me find out if I need to add coverage to something like an addition

Charlevoix County, MI Homeowners Insurance By Home Value

Charlevoix County, MI Home Value Total Homes % of Total Average Charlevoix County, MI Homeowners Insurance
Less than $50,000 951 12.0% $122
$50,000 to $59,999 269 3.0% $260
$60,000 to $69,999 228 2.0% $321
$70,000 to $79,999 312 3.0% $367
$80,000 to $89,999 457 5.0% $420
$90,000 to $99,999 292 3.0% $466
$100,000 to $124,999 941 11.0% $543
$125,000 to $149,999 829 10.0% $680
$150,000 to $174,999 1,023 13.0% $803
$175,000 to $199,999 565 7.0% $925
$200,000 to $249,999 828 10.0% $1116
$250,000 to $299,999 558 7.0% $1361
$300,000 to $399,999 613 7.0% $1728

Top Home Insurance Agents Near Charlevoix County, MI

Home Insurance Company Near Charlevoix County, MI Homeowners Insurance Agency Near Charlevoix County, MI Address
NA Wilson Insurance Agency, Inc. 2073 Us 31 N , Petoskey, MI, 49770
NA Superior State Inc 202 Deer St, Manistique, MI, 49854
NA Bonek Agency Inc 117 N St Joseph St , Suttons Bay, MI, 49682
State Farm Mark Patrick 219 S Lake, Boyne City, MI, 49712-0038
State Farm Mark Riedy 4494 S M 88 Hwy, Bellaire, MI, 49615-9700

Cost Of Homeowners Insurance By Street Near Charlevoix County, MI

Streets in Charlevoix County Area Homeowners Insurance Cost
N Addis Rd, W Michigan St, Behling Rd, Barnard Rd, Chandler Hill Rd, Buff Malloy, Skiel Rd, Susan Shores Dr, Huffman Lake Rd, Ainslie St$743
Old State Hwy 75, Pleasant Valley Ave, Maple Way, Erie St, Buzzell St, Sherman St, Brownie Brook Ln, Clover Ln, E Hurlbut Ave, W Garfield Ave$748
River Rd, Timber Ridge Trl, Mercer Blvd, W Carpenter Ave, Shrigley Rd, Melody Ln, Marshall St, S Arm Rd, Maple Ln S, Saunders Rd$766
Walloon Ct, Fine Out Rd, Mascho Rd, Park Ave, Chicago Ave, Merril St, 4th St, Beech St, Evergreen Ln, Douglas St$806
Mc Lean St, E Green Ave, Ann St, Pine Chip Rd, CCC Rd, Tamarack Rd, Jefferson St, McDonough Ave, Port Dr, Bluff Malloy Rd$799
Metros Rd, Maple Ridge Rd, Old 31 Rd, Magee Rd S, Browning Ave, Mackinaw Trail Rd, Applewood Dr, Bonner's Landing Rd, Nelson Ave, Leonard Ln$761
Bieshlag Rd, E Antrim St, Prospect St, Swamp Rd, Day Rd, Porter St, Boss Rd, E Lincoln St, Old US 31 Hwy N, US Hwy 31$756
Crouter Ave, Romaniak Rd, Sunset St, E Court St, Nig's Ln, Beach Dr, Charlevoix St, S Woodin Rd, S Peninsula Rd, Upper Bay Shore Rd$733
E Champerret Dr, Saint Johns Dr, S Peninsula Rd, McSauba Rd, Fox Lake Dr, W Lincoln Ave, Raycraft Rd, Bc/ej Rd, E Birch Cir, Bonners Landing Rd$767
Flag Rd, Fieldcrest Dr, W Dietz Rd, Main St, M 66 N, Jenkins Rd, Hi Life Ln, White Cedar Trl, Maple, Ridge St$765

Charlevoix County, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Charlevoix County$114 to $117

Charlevoix County, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Peaine township, Charlevoix County, Michigan $105 $140 $210
Charlevoix city, Michigan $97 $129 $193
Norwood township, Charlevoix County, Michigan $99 $132 $198

Charlevoix County, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Charlevoix County, MI5.0%14.3%

Charlevoix County Renters Insurance as a Percentage of Rent

Charlevoix County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 85 5.0% $334
$200 to $299 128 7.0% $784
$300 to $499 233 14.0% $1234
$500 to $749 708 43.0% $1909
$750 to $999 304 18.0% $2659
$1,000 to $1,499 158 9.0% $3784