How Much Does Charleston, SC Home Insurance Cost?

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Charleston, SC Average Homeowners Insurance Cost

$1,544

Homeowners Insurance Cost - Charleston, SC

$286,200

Median Home Value - Charleston, SC


Charleston, SC Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$18.53 $1,525.47
$1000 Deductible -$163.97 $1,380.03
$1500 Deductible -$244.88 $1,299.12
$2000 Deductible -$364.69 $1,179.31
$2500 Deductible -$435.41 $1,108.59

Charleston, SC Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$371 $1,173
30 year old +$23 $1,567
40 year old +$40 $1,584
50 year old +$59 $1,603
Above 50 year old +$74 $1,618

Charleston, SC Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$154 $1,390
Superior -$139 $1,405
Masonry -$77 $1,467
Brick -$77 $1,467
Hail Resistant Roof -$46 $1,498


Charleston, SC Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$31 $1,575
Swimming Pool With A Diving Board +$62 $1,606
Swimming Pool With Slide +$93 $1,637

Charleston, SC Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $46 $1,498
Police Department $15 $1,529

Charleston, SC Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$648.48 $2,192
Filing a Second Liability Claim +$586.72 $2,131
Filing a Second Theft Claim +$586.72 $2,131
Filing a Second Water Claim +$509.52 $2,054
Filing a Fire Claim +$308.8 $1,853
Filing a Liability Claim +$293.36 $1,837
Filing a Theft Claim +$293.36 $1,837
Filing a Water Claim +$247.04 $1,791
Filing a Weather Claim +$247.04 $1,791

Charleston, SC Home Insurance - Analysis On Quotes, Rates & Agents

Charleston, SC Home Insurance Agents for Top Companies

Visual Guide for Charleston, SC Home Insurance Buyers on Insurance Companies and Rates