How Much Does Charleston, SC Home Insurance Cost?
Charleston, SC Average Homeowners Insurance Cost
$1,544
Homeowners Insurance Cost - Charleston, SC
$286,200
Median Home Value - Charleston, SC
Charleston, SC Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.53 | $1,525.47 |
| $1000 Deductible | -$163.97 | $1,380.03 |
| $1500 Deductible | -$244.88 | $1,299.12 |
| $2000 Deductible | -$364.69 | $1,179.31 |
| $2500 Deductible | -$435.41 | $1,108.59 |
Charleston, SC Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$371 | $1,173 |
| 30 year old | +$23 | $1,567 |
| 40 year old | +$40 | $1,584 |
| 50 year old | +$59 | $1,603 |
| Above 50 year old | +$74 | $1,618 |
Charleston, SC Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$154 | $1,390 |
| Superior | -$139 | $1,405 |
| Masonry | -$77 | $1,467 |
| Brick | -$77 | $1,467 |
| Hail Resistant Roof | -$46 | $1,498 |
Charleston, SC Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,575 |
| Swimming Pool With A Diving Board | +$62 | $1,606 |
| Swimming Pool With Slide | +$93 | $1,637 |
Charleston, SC Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,498 |
| Police Department | $15 | $1,529 |
Charleston, SC Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$648.48 | $2,192 |
| Filing a Second Liability Claim | +$586.72 | $2,131 |
| Filing a Second Theft Claim | +$586.72 | $2,131 |
| Filing a Second Water Claim | +$509.52 | $2,054 |
| Filing a Fire Claim | +$308.8 | $1,853 |
| Filing a Liability Claim | +$293.36 | $1,837 |
| Filing a Theft Claim | +$293.36 | $1,837 |
| Filing a Water Claim | +$247.04 | $1,791 |
| Filing a Weather Claim | +$247.04 | $1,791 |