How To Make Your Charleston, SC Home Insurance Cheaper
Charleston, SC, homeowners insurance is about $1544. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Charleston, SC Home Insurance Rates with the Berkeley County Average
| Place | Berkeley County Average: $1,074.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Charleston, SC | $1,544.0 | 470.0 | 0.44 | 120,903 | 286,200 |
Cost of Charleston, SC Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Isle of Palms | 805,900 | 76,527 | $1,016.7 |
| Wadmalaw Island | 293,800 | 96,946 | $1,568 |
| Moncks Corner | 174,500 | 8,968 | $1,120 |
| Berkeley County | 164,900 | 2,493 | $1,074 |
Homeowners Insurance Comparison for the Cheapest Premiums in Charleston, SC
| Esurance | American National Property and Casualty Company | Grange Insurance | |
| Median Home Value ($) | 286,200 | 286,200 | 286,200 |
| Age of Home | Year 40 Old | Year 50 Old | Above Year 50 |
| Home Coverage ($) | $1000,000 -$1499,999 | $1500,000 -$2000,000 | $400,000 -$499,999 |
| Total Premium ($) | $5,042.3 | $5,413.5 | $3,250.7 |
Cost of Charleston, SC Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Esurance | 2000 | $250,000-$299,999 | 1,350.9 |
| Liberty Mutual | 1000 | $200,000-$249,999 | 946.7 |
| Universal Property & Casualty Insurance Company | 2000 | $1500,000-$2000,000 | 3,761.9 |
| Farmer's Insurance | 1500 | $250,000-$299,999 | 1,449.8 |
| State Farm | 1500 | $500,000-$749,999 | 2,952.9 |
| The Hartford | 1000 | $1500,000-$2000,000 | 4,266.6 |
| Grange Insurance | 1000 | $100,000-$124,999 | 508.4 |
| GEICO | 1000 | $250,000-$299,999 | 1,532.1 |
| Allstate | 1000 | $400,000-$499,999 | 2,438.0 |
| MetLife | 1000 | $500,000-$749,999 | 3,120.7 |