How Much Does Chapel Hill, NC Home Insurance Cost?
Chapel Hill, NC Average Homeowners Insurance Cost
$1,558
Homeowners Insurance Cost - Chapel Hill, NC
$370,700
Median Home Value - Chapel Hill, NC
Chapel Hill, NC Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.7 | $1,539.3 |
| $1000 Deductible | -$165.46 | $1,392.54 |
| $1500 Deductible | -$247.1 | $1,310.9 |
| $2000 Deductible | -$368.0 | $1,190.0 |
| $2500 Deductible | -$439.36 | $1,118.64 |
Chapel Hill, NC Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$312 | $1,246 |
| 30 year old | +$23 | $1,581 |
| 40 year old | +$41 | $1,599 |
| 50 year old | +$59 | $1,617 |
| Above 50 year old | +$75 | $1,633 |
Chapel Hill, NC Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$218 | $1,340 |
| Superior | -$156 | $1,402 |
| Masonry | -$78 | $1,480 |
| Brick | -$78 | $1,480 |
| Hail Resistant Roof | -$31 | $1,527 |
Chapel Hill, NC Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,589 |
| Swimming Pool With A Diving Board | +$62 | $1,620 |
| Swimming Pool With Slide | +$93 | $1,651 |
Chapel Hill, NC Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $47 | $1,511 |
| Police Department | $16 | $1,542 |
Chapel Hill, NC Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$654.36 | $2,212 |
| Filing a Second Liability Claim | +$592.04 | $2,150 |
| Filing a Second Theft Claim | +$592.04 | $2,150 |
| Filing a Second Water Claim | +$514.14 | $2,072 |
| Filing a Fire Claim | +$311.6 | $1,870 |
| Filing a Liability Claim | +$296.02 | $1,854 |
| Filing a Theft Claim | +$296.02 | $1,854 |
| Filing a Water Claim | +$249.28 | $1,807 |
| Filing a Weather Claim | +$249.28 | $1,807 |