How To Make Your Chapel Hill, NC Home Insurance Cheaper
Chapel Hill, NC, homeowners insurance is about $1558. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Chapel Hill, NC Home Insurance Rates with the Orange County Average
| Place | Orange County Average: $1,695.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Chapel Hill, NC | $1,558.0 | -137.0 | -0.08 | 88,923 | 370,700 |
Cost of Chapel Hill, NC Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Williams | 364,400 | 14,924 | $1,533 |
| Swepsonville | 194,300 | 13,363 | $1,009 |
| Hickory Mountain | 235,700 | 49,156 | $1,134 |
| Swift Creek | 305,400 | 9,993 | $1,334 |
Homeowners Insurance Comparison for the Cheapest Premiums in Chapel Hill, NC
| State Farm | Progressive | Aetna | |
| Median Home Value ($) | 370,700 | 370,700 | 370,700 |
| Age of Home | Year 50 Old | Year 50 Old | Year 40 Old |
| Home Coverage ($) | $400,000 -$499,999 | $500,000 -$749,999 | $300,000 -$399,999 |
| Total Premium ($) | $2,381.3 | $3,151.4 | $1,911.5 |
Cost of Chapel Hill, NC Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| The Hartford | 1000 | $400,000-$499,999 | 1,876.8 |
| GEICO | 1000 | $750,000-$999,999 | 2,777.7 |
| Universal Property & Casualty Insurance Company | 2000 | $750,000-$999,999 | 2,449.1 |
| Horace Mann Educators Corporation | 500 | $150,000-$174,999 | 577.2 |
| Progressive | 1500 | $500,000-$749,999 | 2,273.1 |
| Erie Insurance | 2500 | $100,000-$124,999 | 332.0 |
| Travelers | 1500 | $200,000-$249,999 | 798.8 |
| Farmer's Insurance | 2500 | $500,000-$749,999 | 1,859.8 |
| Westfield Insurance | 500 | $300,000-$399,999 | 1,626.4 |
| Encompass Insurance | 1500 | $1500,000-$2000,000 | 3,107.8 |