Chaparral Insurance Rates:

Chaparral, NM homeowners insurance is nearly $553 to $755, about $46-$62/month. Our in depth guide reveals consumers can save as much as $261 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chaparral, NM Homeowners Insurance By Home Value

Chaparral, NM Home Value Total Homes % of Total Average Chaparral, NM Homeowners Insurance
Less than $50,000 1,273 41.0% $241
$50,000 to $59,999 143 4.0% $510
$60,000 to $69,999 214 6.0% $634
$70,000 to $79,999 183 5.0% $732
$80,000 to $89,999 227 7.0% $830
$90,000 to $99,999 208 6.0% $928
$100,000 to $124,999 389 12.0% $1072
$125,000 to $149,999 85 2.0% $1347
$150,000 to $174,999 118 3.0% $1589
$175,000 to $199,999 142 4.0% $1837
$200,000 to $249,999 75 2.0% $2210
$250,000 to $299,999 41 1.0% $2701

Top Home Insurance Agents Near Chaparral, NM

Home Insurance Company Near Chaparral, NM Homeowners Insurance Agency Near Chaparral, NM Address
State Farm Dolores Daranco 1025 N Zaragoza Rd Ste B, El Paso, TX, 79907-1867
Liberty Mutual Enrique Anchondo 1355 George Dieter Dr. Ste 108, El Paso, TX, 79936
Liberty Mutual Independent Hub International Ins Services Inc Chase Tower Chase Tower El Paso, El Paso City Limits, TX, 79901
Allstate Mark Mcgee 657 Horizon Blvd Ste K, Socorro, TX, 79927
State Farm Sal Molina 11617 Pellicano Drive, El Paso, TX, 79936-6242

Cost Of Homeowners Insurance By Street Near Chaparral, NM

Streets in Chaparral Area Homeowners Insurance Cost
Javelina St, Edna St, Lorraine Ln, Altos Dr, Sequoia Rd, Red Sun Dr, el Capitan Dr, Grama Grass Ln, Luna Dr, de Lara Estates Dr$654
Wagon Mound Dr, Rim Rock Dr, Altos Rd, Co Rd A-74, Bald Eagle Rd, Bald Eagle Ct, Desert Aire Dr, Byrum Rd, Sage Rd, Sunny Sands St$656
Capital Dr, Dreamwalker Way, Ruby Rd, Half Dome St, Quitman St, Sante Fe Rd, de Lara Estates Rd, Alta Vista Dr, W Lisa Dr, Sagewood Dr$656
Cynthia Ln, Hermosa Dr, Old Laredo Rd, Old Sequoia Rd, Espina St, Edna Dr, Cloud View Rd, Adrian Rd, Rice Grass Rd, Tumbleweed Rd$651
Shirley Ln, Sagewood Rd, Hendrich Rd, Schneberger, Old Laredo, Butler Heights Rd, Autumn Sage, Pampas Grass St, Lisa Ct, Bushi Ct$658

Chaparral, NM Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chaparral$97 to $100
El Paso Northwest$157
Westway$148
Anthony$152

Chaparral, NM Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
El Paso Northwest CCD, El Paso County, Texas $158 $210 $315
Westway CDP, Texas $149 $198 $297
Anthony town, Texas $152 $203 $305

Chaparral, NM Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chaparral, NM6.8%17.5%
El Paso Northwest5.85%23.85%
Westway14.96%36.14%
Anthony9.45%27.04%

Chaparral Renters Insurance as a Percentage of Rent

Chaparral Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 176 27.0% $1269
$500 to $749 307 47.0% $1944
$750 to $999 81 12.0% $2694
$1,000 to $1,499 73 11.0% $3819
$1,500 or more 11 1.0% $5469

Chaparral, NM Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Chaparral Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$8,300
Net Savings to Chaparral Home Owner from High Deductible Plan $600

Chaparral, NM Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chaparral, NM Home Replacement Value MORE than Home Value Chaparral, NM Home Replacement Value LESS than Home Value
Replacement Value $83,500 $50,500
Insurance Premium based on Replacement Value $425 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Chaparral Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersGEICO Insurance
Monthly Premium 345958
Year Built 199120071985
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$150000-$175000$125000-$150000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Chaparral, NM from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 115,000 Membrane Roof 1,740 4 $500- $1000 Deductible 90 2 Vinyl siding No
2002 155,000 Membrane Roof 2,370 3 $1000-$2500 Deductible 330 6 Brick siding No
1985 155,000 Slate Shingles Roof 3,260 4 $500 Deductible 340 6 Stucco siding yes
1984 300,000 Composition Roof 4,600 5 $500 Deductible 1300 10 Stucco siding No
2009 175,000 Tile Roof 3,390 4 $5000 to $10,000 Deductible 90 2 Stone Siding No
2008 110,000 Membrane Roof 2,120 4 $500- $1000 Deductible 270 5 Stucco siding yes
2003 255,000 Membrane Roof 4,430 5 $500 Deductible 750 7 Vinyl siding yes
1991 115,000 Tile Roof 2,150 3 $2500-$5000 Deductible 60 2 Vinyl siding yes
1996 140,000 Slate Shingles Roof 2,180 3 $500- $1000 Deductible 350 10 Brick siding No
2006 110,000 Shingles Roof 2,370 4 $1000-$2500 Deductible 30 1 Wood siding yes
1980 75,000 Asphalt Shingles Roof 1,630 4 $500 Deductible 520 12 Stucco siding yes
1983 155,000 Shingles Roof 3,240 4 $1000-$2500 Deductible 240 4 Stucco siding No
1989 145,000 Membrane Roof 2,840 4 $500 Deductible 700 12 Stucco siding yes
1992 220,000 Tile Roof 3,270 4 $2500-$5000 Deductible 300 4 Wood siding yes
1980 95,000 Metal Roof 1,860 4 $500 Deductible 420 10 Stucco siding yes
1989 115,000 Metal Roof 2,140 5 $500 Deductible 610 12 Wood siding No
1985 140,000 Tile Roof 3,000 4 $1000-$2500 Deductible 190 5 Stone Siding yes
1995 145,000 Membrane Roof 2,200 5 $2500-$5000 Deductible 130 4 Wood siding yes
1984 135,000 Composition Roof 2,830 5 $500- $1000 Deductible 400 9 Vinyl siding No
1987 130,000 Tile Roof 2,360 4 $500 Deductible 300 6 Fiber-Cement Siding No
2002 110,000 Slate Shingles Roof 2,190 3 $500 Deductible 540 12 Stucco siding yes
2004 130,000 Asphalt Shingles Roof 2,120 3 $500- $1000 Deductible 460 8 Fiber-Cement Siding yes
1995 260,000 Shingles Roof 4,590 5 $500- $1000 Deductible 530 6 Fiber-Cement Siding yes
1994 140,000 Composition Roof 2,320 3 $1000-$2500 Deductible 580 12 Wood siding No
1983 145,000 Asphalt Shingles Roof 2,200 4 $500 Deductible 100 2 Fiber-Cement Siding No
1997 250,000 Metal Roof 4,340 5 $1000-$2500 Deductible 730 10 Wood siding No
2006 105,000 Tile Roof 2,230 5 $1000-$2500 Deductible 270 6 Fiber-Cement Siding No
1980 110,000 Membrane Roof 1,780 4 $500- $1000 Deductible 250 5 Brick siding yes
1988 150,000 Composition Roof 2,550 4 $1000-$2500 Deductible 80 2 Stone Siding No
2008 110,000 Shingles Roof 1,710 4 $500- $1000 Deductible 110 3 Vinyl siding yes