Chanute Insurance Rates:

Chanute, KS homeowners insurance is nearly $811 to $1,103, about $67-$91/month. Our extensive guide shows customers can save as much as $382 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Chanute, KS Homeowners Insurance By Home Value

Chanute, KS Home Value Total Homes % of Total Average Chanute, KS Homeowners Insurance
Less than $50,000 750 32.0% $363
$50,000 to $59,999 223 9.0% $764
$60,000 to $69,999 334 14.0% $946
$70,000 to $79,999 327 14.0% $1099
$80,000 to $89,999 90 3.0% $1242
$90,000 to $99,999 116 5.0% $1386
$100,000 to $124,999 138 6.0% $1606
$125,000 to $149,999 110 4.0% $2007
$150,000 to $174,999 48 2.0% $2380
$175,000 to $199,999 59 2.0% $2743
$200,000 to $249,999 74 3.0% $3298

Top Home Insurance Agents Near Chanute, KS

Home Insurance Company Near Chanute, KS Homeowners Insurance Agency Near Chanute, KS Address
NA Insurance Solutions Of Kansas, Llc 220 South 200Th , Girard, KS, 66743
NA Newkirk Dennis & Buckles - Fredonia 714 Madison, Fredonia, KS, 66736
State Farm Doug Lunt 711 W 8th St, Coffeyville, KS, 67337-5042
Travelers Exchange Insurance Agency Inc 718 Central St. St. Paul, St. Paul, KS, 66771
Liberty Mutual Independent Wood-Dulohery Insurance Inc 1725 WASHINGTON AVE, PARSONS, KS, 67357

Cost Of Homeowners Insurance By Street Near Chanute, KS

Streets in Chanute Area Homeowners Insurance Cost
N Garfield Ave, W 7th St, Douglas Rd, W Walnut St, W 12th St, N Central Ave, W Oak St, N Lafayette Ave, N Plummer Ave, E Chestnut St$953
S Forest Ave, N Central Ave, W 9th St, N Evergreen Ave, E 15th St, S Central Ave, Chase Rd, Ashley, N Washington Ave, S Tennessee Ave$965
S Sunset Ave, Chase Rd, Windsor Rd, E 9th St, N Wilson Ave, S Wilson Ave, N Evergreen Ave, 190th Rd, S Denman Ave, W Ash Grove Rd$968
Katy Rd, E Pine St, Douglas Rd, N Allen Ave, E 17th St, S Gretchen Ave, N Lincoln Ave, E 4th St, S Garfield Ave, E Elm St$957
W 15th St, W 10th St, Grady Rd, S Forest Ave, S Plummer Ave, 190th Rd, S Plummer Rd, Chanute 35 Pkwy, E 10th St, W Main St$951

Chanute, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chanute$143 to $146
Tioga$150
Earlton$139
Colfax$148

Chanute, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tioga township, Neosho County, Kansas $150 $200 $300
Canville township, Neosho County, Kansas $150 $200 $300
Earlton city, Kansas $140 $186 $279

Chanute, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chanute, KS8.6%22.2%
Tioga7.33%16.17%
Canville6.26%15.68%
Earlton7.3%23.87%

Chanute Renters Insurance as a Percentage of Rent

Chanute Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 77 5.0% $361
$200 to $299 150 11.0% $811
$300 to $499 418 31.0% $1261
$500 to $749 550 41.0% $1936
$750 to $999 126 9.0% $2686
$1,000 to $1,499 16 1.0% $3811

Average Cost Of Home Insurance By Company In Areas Nearby Chanute For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Auto Club Family Insurance Company 2,754 4,215 5,623
100,000 Metropolitan Property & Casualty Insurance Company 1,261 1,796 2,168
100,000 Nationwide Affinity Insurance Company Of America 1,388 2,162 2,423
200,000 Liberty Insurance Corp 1,890 1,957 1,973
200,000 Shelter Mutual Insurance Company 2,009 2,687 3,589
200,000 United Services Automobile Association 2,110 2,276 2,276
300,000 Auto Club Family Insurance Company 6,191 9,446 12,584
300,000 Bremen Farmers Mutual Insurance Company 2,700 3,558 4,193
300,000 Marysville Mutual Insurance Company 2,482 3,031 3,723
300,000 Metropolitan Property & Casualty Insurance Company 2,980 4,493 5,547

Chanute, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Chanute Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Chanute Home Owner from High Deductible Plan $600

Chanute, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chanute, KS Home Replacement Value MORE than Home Value Chanute, KS Home Replacement Value LESS than Home Value
Replacement Value $82,500 $52,000
Insurance Premium based on Replacement Value $1,025 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $8,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $275/year

Example Chanute Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmAllstate
Monthly Premium 24460184
Year Built 198019411968
Home Details 5 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$50000-$75000$175000-$200000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Chanute, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 150,000 Slate Shingles Roof 3,220 4 $1000-$2500 Deductible 1660 10 Brick siding No
1957 55,000 Wood Shake Roof 950 2 $500- $1000 Deductible 480 8 Wood siding No
1982 60,000 Composition Roof 1,300 3 $500- $1000 Deductible 590 9 Stucco siding yes
1973 110,000 Shingles Roof 2,070 3 $2500-$5000 Deductible 80 1 Fiber-Cement Siding yes
1944 245,000 Composition Roof 4,100 5 $5000 to $10,000 Deductible 1300 6 Brick siding yes
1961 105,000 Membrane Roof 1,710 3 $2500-$5000 Deductible 400 4 Stone Siding yes
1940 85,000 Asphalt Shingles Roof 1,350 2 $500- $1000 Deductible 350 5 Wood siding No
1985 70,000 Membrane Roof 1,410 3 $2500-$5000 Deductible 1010 12 Wood siding yes
1966 65,000 Tile Roof 1,350 2 $500 Deductible 420 6 Stone Siding No
1974 95,000 Wood Shake Roof 1,650 2 $2500-$5000 Deductible 520 8 Stone Siding No
1984 85,000 Wood Shake Roof 1,480 3 $500- $1000 Deductible 570 7 Wood siding No
1975 95,000 Asphalt Shingles Roof 1,840 3 $2500-$5000 Deductible 550 8 Wood siding yes
1955 75,000 Membrane Roof 1,430 2 $500 Deductible 1070 10 Brick siding No
1952 120,000 Slate Shingles Roof 1,950 4 $500- $1000 Deductible 800 5 Fiber-Cement Siding No
1977 145,000 Tile Roof 2,590 5 $2500-$5000 Deductible 280 3 Stucco siding yes
1978 80,000 Composition Roof 1,390 2 $500- $1000 Deductible 710 7 Stucco siding No
1983 185,000 Composition Roof 3,480 5 $2500-$5000 Deductible 500 3 Vinyl siding No
1944 75,000 Wood Shake Roof 1,520 5 $500- $1000 Deductible 580 6 Wood siding yes
1944 115,000 Membrane Roof 2,090 4 $500- $1000 Deductible 870 7 Vinyl siding No
1944 250,000 Tile Roof 4,830 5 $1000-$2500 Deductible 670 3 Stone Siding yes
1974 130,000 Metal Roof 2,210 4 $2500-$5000 Deductible 660 8 Stucco siding No
1988 70,000 Asphalt Shingles Roof 1,490 2 $2500-$5000 Deductible 420 8 Fiber-Cement Siding No
1969 145,000 Membrane Roof 2,490 5 $500 Deductible 160 1 Wood siding yes
1952 290,000 Membrane Roof 4,380 5 $500- $1000 Deductible 1570 5 Vinyl siding No
1962 65,000 Wood Shake Roof 1,220 3 $2500-$5000 Deductible 340 6 Brick siding yes
1955 105,000 Slate Shingles Roof 1,600 3 $1000-$2500 Deductible 1420 12 Wood siding yes
1944 155,000 Asphalt Shingles Roof 3,120 5 $500- $1000 Deductible 110 1 Wood siding No
1977 160,000 Membrane Roof 3,390 5 $500- $1000 Deductible 650 3 Stucco siding No
1968 170,000 Wood Shake Roof 2,990 5 $5000 to $10,000 Deductible 410 3 Stucco siding yes
1982 125,000 Asphalt Shingles Roof 1,950 4 $2500-$5000 Deductible 800 8 Stucco siding No
1967 75,000 Tile Roof 1,150 2 $1000-$2500 Deductible 90 1 Brick siding yes
1943 185,000 Membrane Roof 3,220 4 $2500-$5000 Deductible 680 5 Brick siding No
1961 55,000 Composition Roof 900 2 $500- $1000 Deductible 170 3 Fiber-Cement Siding yes
1940 85,000 Shingles Roof 1,280 2 $500- $1000 Deductible 150 2 Vinyl siding yes