Chandler Insurance Rates:

Chandler, OK homeowners insurance is about $1,211 to $1,661, about $100-$138/month. Our extensive research indicates shoppers can save upto $574 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Chandler, OK Homeowners Insurance By Home Value

Chandler, OK Home Value Total Homes % of Total Average Chandler, OK Homeowners Insurance
Less than $50,000 541 23.0% $387
$50,000 to $59,999 94 4.0% $818
$60,000 to $69,999 227 9.0% $1019
$70,000 to $79,999 132 5.0% $1163
$80,000 to $89,999 152 6.0% $1321
$90,000 to $99,999 113 4.0% $1479
$100,000 to $124,999 198 8.0% $1723
$125,000 to $149,999 293 12.0% $2154
$150,000 to $174,999 145 6.0% $2541
$175,000 to $199,999 127 5.0% $2929
$200,000 to $249,999 113 4.0% $3532
$250,000 to $299,999 84 3.0% $4322
$300,000 to $399,999 65 2.0% $5485

Top Home Insurance Agents Near Chandler, OK

Home Insurance Company Near Chandler, OK Homeowners Insurance Agency Near Chandler, OK Address
Farmers Angila Jeffries 607 NW 23rd St, Oklahoma City, OK, 73103
Travelers Jbi Companies 20 E 9TH STREET 100, SHAWNEE, OK, 74801
Farmers Jerimiah Riggins 8113 S I 35 Service Rd, Okc, OK, 73149
Travelers John R Carpenter Insurance Agency Inc 319 W Main St, Stroud, OK, 74079
Travelers Memberhaven Llc 7600 S Pennsylvania Ave Oklahoma City, Oklahoma City, OK, 73159

Cost Of Homeowners Insurance By Street Near Chandler, OK

Streets in Chandler Area Homeowners Insurance Cost
W 2nd St, State Hwy 18B, Carey Ln, Mahoney St, E 13th St, Turtle Creek Dr, Key St, S 3390 Rd, Glasgow Cres, Lake Ave$1,453
S Cleveland Ave, E0940 Rd, S 3470 Rd, Woody Ln, E0877 Rd, S 3410 Rd, W Elm St, Hwy 18B, S Post Rd, Five Cedars Rd$1,423
E 7th St, E Indian Trl, S Iowa Ave, E 8th St, W 10th St, E0950 Rd, Heather Ln, Davenport Rd, S3430 Rd, Woods Ter$1,433
W 7th St, S 3400 Rd, Ash St, S Blaine Ave, N Lake Rd, N 3420 Rd, Lee Ann Ln, Broadway Ave, N Post Rd, Mickey Clarkson Ave$1,453
Pin Oak Dr, Mascho Rd, National Dr, Highline Dr, W 8th St, Tilghman Dr, Oakhill Dr, N Blaine Ave, N3510 Rd, Manvel Ave$1,462

Chandler, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chandler$213 to $217
Lincoln County$215
Davenport$210
Warwick$212

Chandler, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lincoln County, Oklahoma $179 $239 $358
Davenport town, Oklahoma $176 $234 $351
Sparks town, Oklahoma $176 $234 $351

Chandler, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chandler, OK11.8%42.7%
Lincoln County12.09%40.13%
Davenport14.28%42.58%
Sparks13.91%50.25%

Chandler Renters Insurance as a Percentage of Rent

Chandler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 36 5.0% $385
$200 to $299 51 7.0% $835
$300 to $499 243 36.0% $1285
$500 to $749 227 33.0% $1960
$750 to $999 88 13.0% $2710
$1,000 to $1,499 24 3.0% $3835

Chandler, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Chandler Homeowner Insurance Premium Example $6,700$6,200
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $22,000$21,500
Net Savings to Chandler Home Owner from High Deductible Plan $500

Chandler, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chandler, OK Home Replacement Value MORE than Home Value Chandler, OK Home Replacement Value LESS than Home Value
Replacement Value $97,000 $64,000
Insurance Premium based on Replacement Value $4,125 $2,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $675/year Insurance costlier by $725/year

Example Chandler Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceChubb Group of Insurance
Monthly Premium 335305283
Year Built 194719902004
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$125000-$150000$100000-$125000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Chandler, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 125,000 Tile Roof 1,580 3 $500 Deductible 790 2 Brick siding yes
1980 125,000 Metal Roof 2,160 4 $1000-$2500 Deductible 2740 8 Stucco siding yes
1997 105,000 Composition Roof 1,890 3 $500- $1000 Deductible 480 2 Vinyl siding No
1942 155,000 Wood Shake Roof 1,960 3 $1000-$2500 Deductible 1970 6 Wood siding No
1981 130,000 Asphalt Shingles Roof 2,440 4 $500 Deductible 890 2 Stucco siding No
1991 135,000 Slate Shingles Roof 2,030 4 $500 Deductible 3870 9 Brick siding No
2008 155,000 Composition Roof 2,170 3 $5000 to $10,000 Deductible 2560 8 Wood siding yes
2010 320,000 Slate Shingles Roof 4,210 5 > $10,000 Deductible 1690 3 Stucco siding No
1994 90,000 Tile Roof 1,400 3 $2500-$5000 Deductible 890 5 Stone Siding No
1992 150,000 Composition Roof 2,220 4 $1000-$2500 Deductible 4030 10 Wood siding yes
2005 75,000 Asphalt Shingles Roof 1,320 3 $1000-$2500 Deductible 800 4 Brick siding No
2013 200,000 Membrane Roof 2,750 4 $500- $1000 Deductible 570 1 Wood siding No
1992 110,000 Tile Roof 1,960 4 $500 Deductible 1410 4 Stucco siding No
1974 185,000 Tile Roof 2,550 4 $1000-$2500 Deductible 5850 10 Fiber-Cement Siding yes
1962 310,000 Slate Shingles Roof 4,840 5 $500 Deductible 6610 8 Brick siding yes
1987 120,000 Asphalt Shingles Roof 1,910 4 $500 Deductible 2830 9 Stone Siding No
1986 190,000 Metal Roof 2,770 4 $1000-$2500 Deductible 3000 7 Wood siding No
1946 260,000 Wood Shake Roof 3,900 5 $5000 to $10,000 Deductible 6020 10 Vinyl siding yes
2010 185,000 Shingles Roof 3,180 5 $500- $1000 Deductible 3890 7 Vinyl siding No
1974 150,000 Wood Shake Roof 2,350 3 $500- $1000 Deductible 380 1 Brick siding yes
1967 290,000 Tile Roof 4,610 5 $2500-$5000 Deductible 1560 3 Fiber-Cement Siding No
1966 260,000 Shingles Roof 3,780 5 $5000 to $10,000 Deductible 3770 6 Wood siding yes
1974 140,000 Asphalt Shingles Roof 2,390 4 $500- $1000 Deductible 5360 12 Vinyl siding yes
2011 125,000 Tile Roof 2,100 4 $2500-$5000 Deductible 2070 7 Stucco siding yes
1990 245,000 Shingles Roof 3,830 5 $500- $1000 Deductible 510 1 Stone Siding yes
1962 180,000 Metal Roof 3,170 4 $2500-$5000 Deductible 1010 3 Brick siding yes
1987 85,000 Asphalt Shingles Roof 1,200 3 $1000-$2500 Deductible 2990 12 Stucco siding yes
1989 115,000 Membrane Roof 2,020 3 $2500-$5000 Deductible 2510 12 Brick siding yes
1963 175,000 Wood Shake Roof 2,270 4 $5000 to $10,000 Deductible 2270 8 Wood siding No
1988 95,000 Composition Roof 1,680 3 $1000-$2500 Deductible 1270 7 Fiber-Cement Siding No
1983 240,000 Asphalt Shingles Roof 4,170 5 > $10,000 Deductible 390 1 Vinyl siding No
1980 90,000 Tile Roof 1,600 5 $500- $1000 Deductible 2940 12 Brick siding No
1987 180,000 Slate Shingles Roof 2,700 4 $500 Deductible 4610 9 Fiber-Cement Siding No
1943 125,000 Shingles Roof 2,270 4 $500- $1000 Deductible 3020 8 Wood siding yes