Chandler Insurance Rates:

Chandler, AZ homeowners insurance is roughly $543 to $735, about $45-$61/month. Our complete analysis indicates shoppers can save upto $255 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

USAA homeowners insurance coverage. USAA homeowners insurance protects your home and belongings. ... If your home is destroyed, USAA will also pay for the loss of use until you can move back in.
The insurance company is easy to submit claims to because it can be done online without having to call anyone.
Improve insurance customer experience by delivering the right communications timely. Reduce operating costs, ensure compliance and establish genuine customer connections.
I am extremely satisfied with the service I have received from Travelers. When I had to submit a claim, they were very helpful and the reimbursement was fast. The payment system is easy.
Farm Bureau
We have had other insurance in the past. What makes ours better is they are hometown people and always willing to help. Their policies are just what we need without a lot of extra stuff that we don't need.
the best homeowners insurance company are customer satisfaction, price, financial strength ratings and claims service.
Farm Bureau
The company is always friendly and understanding of matters.
I am extremely satisfied with the customer service that I have received from USAA. They are prompt to answer my calls and are very courteous.
State Farm
I like the fact that state farm home insurance has an online portal for me to track and keep up with everything that is going on concerning my insurance. i can check my coverage and premiums and follow all of the stages of any claims i make.
The website is confusing and hard to pay bills online. i wish that it was a bit more intuitive to navigate.
State Farm
The website is easy to find things. For example, I had no difficulty finding out how to create an account to pay online.
It's simple. It's a big company with a good reputation. I don't have to worry about it.
They're very helpful. If I need them they are quick in responding to my questions. If I have any issues I can just make a phone call and someone comes and helps right away. They're very courteous and friendly.
I only had experience with setting up insurance and never since, but at that time the service was friendly and efficient. I had no complaints at all.
Amica Mutual Insurance
I have never had look for other home insurance, but bundling with my car insurance seems to make this a very reasonable choice.
American Family
I pay more for my insurance than others in my area. I am getting a better product for that price but I would always like to pay less. In the long run I feel that I am getting a good deal though.
Pekin Insurance
My insurance agent keeps me updated on new changes or options on the policy. As well, he is very approachable and accessible through phone, email, or in person. My agent goes above and beyond.
Liberty Mutual
Overall I feel my money has not gone to waste as it has with other insurance companies, they offer a great service and I plan to stay with them.
Liberty Mutual
I believe that their premiums are higher than several other companies out there. I also believe that their year 2 premium will be even higher even without filing a claim. I also did not have a positive experience with customer service department.
American Family
My agent retired and left his branch to another person who helped me out then was quickly let go for something that I have no idea about. I should have been allowed to choose my agent but was transferred again. No issues with my agent but I would have liked the choice.
I do not dislike anything about USAA as I have been with them for 12 years now and nothing has changed drastically. Everything they do is on par with other companies and they also make me feel like an individual instead of a customer. It's nice speaking with them. There is nothing negative I can say about them because I have yet to have a negative experience with them.
State Farm
They are a little bit cheaper than the other company we had before, so I guess that is the main concern and main happiness we have with them.
I have been happy with Allstate and they do accommodate my payment needs and have been mostly easy, with only the previous issue I mentioned above. If you bundle, it makes it even more cost efficient.
Allstate has always been straight forward and offered reasonable rates/deductibles for what we needed. Customer service is always very helpful. Would definitely recommend this company.
State Farm
of course, I would like to have lower premiums. but I understand that they need to make money. so overall I am happy though.
I like that they bundle home and auto to save money. I like my agent. I like the website/mobile app, it makes seeing policy info easy. I like easy pay (auto payments)
State Farm
I like that they are proactive about calling or emailing me about anything important and that I can stop by the office or call at any time and they will help me with any issues I have. I feel like they value my business and are willing to do what they need to to keep it.

Chandler, AZ Homeowners Insurance By Home Value

Chandler, AZ Home Value Total Homes % of Total Average Chandler, AZ Homeowners Insurance
Less than $50,000 2,397 2.0% $63
$80,000 to $89,999 876 1.0% $217
$90,000 to $99,999 827 1.0% $242
$100,000 to $124,999 4,624 5.0% $281
$125,000 to $149,999 5,875 7.0% $357
$150,000 to $174,999 10,133 12.0% $421
$175,000 to $199,999 7,807 9.0% $485
$200,000 to $249,999 16,370 19.0% $587
$250,000 to $299,999 14,065 17.0% $715
$300,000 to $399,999 18,542 22.0% $907

Top Home Insurance Agents Near Chandler, AZ

Home Insurance Company Near Chandler, AZ Homeowners Insurance Agency Near Chandler, AZ Address
NA Ibis Insurance Services, Inc. 2520 E University Dr 2520 E University Dr, Tempe, AZ, 85281
Travelers Kerth Insurance & Associates 34225 N 27TH DR BLDG 5 STE 138, PHOENIX, AZ, 85085
Allstate Kirk Schermann 1835 W Chandler Blvd Ste 201, Chandler, AZ, 85224
Liberty Mutual Independent Professional Insurance Strategies Llc 6708 W BETHANY HOME RD, GLENDALE, AZ, 85303
Allstate Steven Terry 10411 E McDowell Mountain Ranch Rd Ste 100, Scottsdale, AZ, 85255

Chandler, AZ Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Chandler, AZ

Streets in Chandler Area Homeowners Insurance Cost
W la Vieve Ln, S Desert Flower Dr, S Rochester Dr, E Nunnely Rd, E Cll de Arcos, S Illinois Pl, E Toledo Ct, W Brooks Ct, Mack Ave, S Osborn Ln$619
S 184th Pl, W Highland Dr, 182nd Pl, E Red Oak Ln, W Carla Vista Ct, S Gardner Dr, Bautista Rd, S Rock St, S Joslyn Ln, S Wade Dr$650
S Pecos Ranch Dr, S Marion Way, S Maple Dr, S Via Arry, S Summit Ct, E Poco Calle, E Estrella Rd, N Blackstone Dr, N Lisbon Ave, 176th Pl$675
S Gillette Ct, S Verbena Ave, S Robins Way, W Gail Ct, S Fairview Ln, E Weatherby Way, W Marlin Pl, N Harmon Ct, Janelle Way, N Sunland Dr$666
E Waterman St, S Commonwealth Cir, Chickadee Rd, W Jupiter Way, E Portola Valley Dr, S Tower Ave, E Pecan Dr, E Willis St, S 157th Ave, S Briarcrest Dr$617
E Sunrise Way, S 119th St, S Lawndale Pl, S 183rd Pl, S Pheasant Dr, W Bluejay Dr, N Temple St, S Teakwood Dr, S 196th St, Mulberry$653
E Yellowstone Pl, E Rockwell Dr, W Myrna Ln, S 185th St, E Starflower Dr, N Albert Dr, N Jesse St, E Kingbird Ct, E Superstition Ct, E Hawk Pl$633
S Pearl Pl, E Regal Ct, S Rocky Brook Dr, S Robins Way, E el Dorado Ln, E Sports Ct, E Cherrywood Dr, W Browning Way, S Voyager Dr, S 220th St$686
Valencia St, S Sailfish Dr, Donato Dr, W Highland St, S 187th Pl, S Johnson Way, S Ashley Ct, N Concord Ave, S Cedar Waxwing Dr, W Mead Pl$652
S Claiborne Ave, S Sunland Dr, W Warner Ranch Dr, E Isaiah Ct, S Edgewater, S Trophy Ct, S Four Peaks Blvd, S Ash Dr, E Rainbow Dr, S Red Rock St$643

Chandler, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Chandler$95 to $98
Goodyear Village$90
Lower Santan Village$87

Chandler, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gilbert town, Arizona $80 $106 $159
Queen Creek town, Arizona $80 $106 $159
Sun Lakes CDP, Arizona $80 $106 $159

Chandler, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Chandler, AZ3.0%12.7%
Queen Creek2.53%11.66%
Sun Lakes4.09%13.91%

Chandler Renters Insurance as a Percentage of Rent

Chandler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 542 1.0% $1240
$500 to $749 3,030 7.0% $1915
$750 to $999 9,303 24.0% $2665
$1,000 to $1,499 17,495 45.0% $3790
$1,500 or more 7,781 20.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby Chandler For Different Scenarios

Home value ($) Construction type Coverage Company Average homeowners insurance premium ($)
Other structure coverage ($) Contents coverage ($) Additional living expenses coverage ($)
300,000 Frame 30,000 225,000 60,000 American Commerce Ic 891
300,000 Masonry 30,000 225,000 60,000 American Strategic Ins Corp 740
500,000 Masonry 50,000 375,000 100,000 Armed Forces Ins Exchange 1,379
500,000 Frame 50,000 375,000 100,000 Badger Mutual Ic 1,412
500,000 Masonry 50,000 375,000 100,000 California Cas Ind Exchange 1,788
100,000 Frame 10,000 75,000 20,000 Country Mutual Ic 569
300,000 Frame 30,000 225,000 60,000 Electric Ic 1,431
300,000 Frame 30,000 225,000 60,000 Encompass P&C Co 786
300,000 Frame 30,000 225,000 60,000 Pacific Ind Co 1,683
100,000 Frame 10,000 75,000 20,000 Secura Supreme Ic 345

Chandler, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Chandler Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$7,200
Net Savings to Chandler Home Owner from High Deductible Plan $600

Chandler, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Chandler, AZ Home Replacement Value MORE than Home Value Chandler, AZ Home Replacement Value LESS than Home Value
Replacement Value $568,500 $352,000
Insurance Premium based on Replacement Value $1,875 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $99,000 Risk Exposure from Under Insuring Coverage is $117,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $350/year

Example Chandler Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyAmerican Family Insurance
Monthly Premium 366084
Year Built 200019912014
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$300000-$350000$700000-$800000
Deductible > $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Chandler, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 230,000 Tile Roof 2,080 4 > $10,000 Deductible 170 6 Wood siding yes
2007 230,000 Tile Roof 2,210 4 $500- $1000 Deductible 390 5 Stucco siding No
2011 235,000 Shingles Roof 1,900 3 $5000 to $10,000 Deductible 120 3 Wood siding yes
2010 255,000 Shingles Roof 1,630 3 $500- $1000 Deductible 110 2 Stone Siding yes
2004 495,000 Composition Roof 3,870 5 $500 Deductible 340 3 Vinyl siding yes
1991 280,000 Shingles Roof 1,900 3 $2500-$5000 Deductible 650 9 Fiber-Cement Siding yes
2013 475,000 Slate Shingles Roof 3,450 5 > $10,000 Deductible 340 5 Vinyl siding No
1996 190,000 Metal Roof 1,630 3 $2500-$5000 Deductible 180 5 Brick siding No
2014 240,000 Asphalt Shingles Roof 2,240 3 > $10,000 Deductible 220 8 Brick siding yes
2010 200,000 Metal Roof 1,880 4 $5000 to $10,000 Deductible 320 12 Wood siding yes
2010 320,000 Wood Shake Roof 2,920 4 $5000 to $10,000 Deductible 560 9 Stone Siding No
2014 245,000 Wood Shake Roof 1,840 3 $500- $1000 Deductible 180 3 Fiber-Cement Siding yes
2013 310,000 Asphalt Shingles Roof 2,800 5 $500 Deductible 60 1 Fiber-Cement Siding yes
2006 715,000 Membrane Roof 4,830 5 $500 Deductible 840 6 Stucco siding yes
2002 195,000 Wood Shake Roof 1,680 3 $500 Deductible 140 3 Stucco siding No
2002 240,000 Shingles Roof 2,280 5 $500- $1000 Deductible 350 6 Stucco siding No
2003 350,000 Tile Roof 2,210 4 $2500-$5000 Deductible 500 7 Stone Siding No
1996 235,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 660 12 Brick siding No
2007 130,000 Asphalt Shingles Roof 1,200 3 $500 Deductible 30 1 Brick siding No
2013 595,000 Slate Shingles Roof 4,490 5 $500- $1000 Deductible 1380 8 Vinyl siding No
1995 265,000 Tile Roof 2,360 3 $5000 to $10,000 Deductible 490 10 Brick siding yes
2008 255,000 Metal Roof 1,880 4 $500 Deductible 810 10 Brick siding yes
2013 235,000 Slate Shingles Roof 1,690 5 > $10,000 Deductible 60 2 Stucco siding yes
2011 385,000 Slate Shingles Roof 3,430 5 $500- $1000 Deductible 170 2 Wood siding No
2002 705,000 Metal Roof 4,450 5 $2500-$5000 Deductible 640 4 Fiber-Cement Siding No
2001 410,000 Shingles Roof 3,300 5 $1000-$2500 Deductible 790 9 Stone Siding yes
1994 240,000 Slate Shingles Roof 1,630 3 $500 Deductible 560 10 Stucco siding yes
2000 680,000 Composition Roof 4,370 5 $2500-$5000 Deductible 230 2 Brick siding yes
1995 215,000 Asphalt Shingles Roof 1,730 4 $500 Deductible 280 5 Fiber-Cement Siding No
1991 240,000 Asphalt Shingles Roof 2,060 4 $500- $1000 Deductible 230 5 Brick siding yes
1993 395,000 Slate Shingles Roof 2,781 5 $2500-$5000 Deductible 390 3 Fiber-Cement Siding No

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