Champlain Insurance Rates:

Champlain, NY homeowners insurance is roughly $502 to $682, about $41-$56/month. Our extensive research shows customers can save upto $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Champlain, NY Homeowners Insurance By Home Value

Champlain, NY Home Value Total Homes % of Total Average Champlain, NY Homeowners Insurance
Less than $50,000 94 5.0% $118
$50,000 to $59,999 68 4.0% $248
$60,000 to $69,999 99 6.0% $307
$70,000 to $79,999 114 7.0% $355
$80,000 to $89,999 101 6.0% $402
$90,000 to $99,999 116 7.0% $455
$100,000 to $124,999 247 15.0% $526
$125,000 to $149,999 188 11.0% $657
$150,000 to $174,999 124 7.0% $775
$175,000 to $199,999 148 9.0% $899
$200,000 to $249,999 216 13.0% $1083
$250,000 to $299,999 68 4.0% $1320

Top Home Insurance Agents Near Champlain, NY

Home Insurance Company Near Champlain, NY Homeowners Insurance Agency Near Champlain, NY Address
NA Cbna Insurance Agency, Inc. 217 West Main Street , Malone, NY, 12953
NA Cbna Insurance Agency, Inc. 173 Margaret St, Plattsburgh, NY, 12901
Allstate Cfa Ins Agy Llc 85 Kent Street, Keeseville, NY, 12944
Allstate King Clark Co. Inc 3415 State Route 11, Malone, NY, 12953
Liberty Mutual Independent Peoples United Ins Agency Inc 2 BURLINGTON SQ, BURLINGTON, VT, 5401

Cost Of Homeowners Insurance By Street Near Champlain, NY

Streets in Champlain Area Homeowners Insurance Cost
Locust St, Point au Fer Rd, Drive in Way, State Rte 9b, Bulriss Rd, Ashwood Dr, Edgewater Dr, Ashline Dr, Cane St, Mountain View Dr$593
Gooley Rd, Rapids Rd, Beacon Heights Dr, Lakeland Dr, Creek Rd, Co Rd 19, Kavanaugh Dr, Academy St, Priscilla Ln, Butternut St$591
Willow St, East St, Lapiere Rd, McBride Rd, Bechard Rd, Mc Crea Rd, Clark Rd, Cedar St, Sterling Rd, Bridge Rd$591
Cherry St, Chestnut St, James Edwards Rd, Delaware St, Spruce St, Lake Flats Dr, Lakeview Ave, White Ave, US Rte 2, Scales Rd$592
Spiegel Dr, Shadow Ln, Mesec Rd, Carriere Way, Beeman Way, Pearl St, Co Rd 21, Oak St, Racine Way, Myers St$592

Champlain, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Champlain$88 to $91
Rouses Point$89
Alburgh$107
Chazy$88

Champlain, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rouses Point village, New York $89 $119 $179
Alburgh town, Grand Isle County, Vermont $107 $143 $215
Chazy town, Clinton County, New York $89 $118 $177

Champlain, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Champlain, NY4.0%10.2%
Rouses Point3.93%10.8%
Alburgh4.25%10.1%
Chazy4.1%9.88%

Champlain Renters Insurance as a Percentage of Rent

Champlain Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 2.0% $348
$200 to $299 27 3.0% $798
$300 to $499 77 9.0% $1248
$500 to $749 453 56.0% $1923
$750 to $999 128 16.0% $2673
$1,000 to $1,499 88 11.0% $3798

Champlain, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Champlain Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,600$8,100
Net Savings to Champlain Home Owner from High Deductible Plan $1,500

Champlain, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Champlain, NY Home Replacement Value MORE than Home Value Champlain, NY Home Replacement Value LESS than Home Value
Replacement Value $145,000 $87,500
Insurance Premium based on Replacement Value $1,300 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $325/year

Example Champlain Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateChubb Group of Insurance
Monthly Premium 5590172
Year Built 196419401979
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Champlain, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 130,000 Metal Roof 1,610 3 $1000-$2500 Deductible 130 1 Fiber-Cement Siding No
1944 125,000 Shingles Roof 1,870 3 $500 Deductible 830 10 Stucco siding No
1947 155,000 Metal Roof 1,870 4 $500 Deductible 1680 10 Stone Siding No
2012 290,000 Composition Roof 4,490 5 $5000 to $10,000 Deductible 1420 9 Vinyl siding No
1984 270,000 Wood Shake Roof 3,220 4 $500 Deductible 870 4 Stone Siding No
2011 95,000 Composition Roof 1,240 3 $2500-$5000 Deductible 140 3 Vinyl siding No
1989 130,000 Metal Roof 1,940 4 $500- $1000 Deductible 290 3 Vinyl siding No
1980 210,000 Tile Roof 3,070 4 > $10,000 Deductible 320 3 Stucco siding No
2014 135,000 Composition Roof 1,600 3 $500- $1000 Deductible 690 6 Vinyl siding yes
2014 160,000 Shingles Roof 2,110 4 $500 Deductible 1780 10 Brick siding yes
1942 205,000 Metal Roof 2,210 3 $1000-$2500 Deductible 1550 10 Brick siding yes
1982 160,000 Asphalt Shingles Roof 2,430 4 $500- $1000 Deductible 1040 8 Fiber-Cement Siding yes
1988 265,000 Asphalt Shingles Roof 2,930 5 $1000-$2500 Deductible 190 1 Stone Siding yes
1961 110,000 Composition Roof 1,580 3 $500- $1000 Deductible 600 9 Stone Siding No
2013 225,000 Wood Shake Roof 3,070 4 $500 Deductible 200 1 Wood siding No
1981 110,000 Wood Shake Roof 1,500 3 $500 Deductible 720 9 Fiber-Cement Siding No
1987 315,000 Tile Roof 3,480 5 $5000 to $10,000 Deductible 1530 9 Vinyl siding No
1981 115,000 Membrane Roof 1,380 3 $2500-$5000 Deductible 80 1 Brick siding yes
2013 230,000 Composition Roof 2,830 4 $500 Deductible 1920 9 Stucco siding yes
1964 320,000 Slate Shingles Roof 4,600 5 > $10,000 Deductible 2150 12 Stucco siding yes
1946 210,000 Shingles Roof 2,350 4 > $10,000 Deductible 300 3 Stone Siding yes
1979 210,000 Composition Roof 2,400 4 $500 Deductible 610 4 Brick siding yes
1968 250,000 Shingles Roof 3,680 5 > $10,000 Deductible 830 7 Fiber-Cement Siding yes
1960 235,000 Slate Shingles Roof 2,760 4 $2500-$5000 Deductible 600 4 Vinyl siding yes
1982 335,000 Slate Shingles Roof 4,340 5 $5000 to $10,000 Deductible 590 3 Stone Siding No
1941 110,000 Asphalt Shingles Roof 1,540 3 $1000-$2500 Deductible 740 8 Stone Siding No
1972 185,000 Shingles Roof 2,310 3 $5000 to $10,000 Deductible 270 3 Stone Siding yes
2012 255,000 Shingles Roof 2,690 4 $500 Deductible 2200 10 Stucco siding yes