Champaign, IL homeowners insurance is approximately $642 to $871, about $53-$72/month. Our detailed analysis indicates shoppers can save upto $302 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Champaign, IL | Homeowners Insurance Agency Near Champaign, IL | Address |
|---|---|---|
| Travelers | Kemp L Berbaum Insurance Agency | 407 N Vermilion Street, Danville, IL, 61832 |
| State Farm | Mike Wieland | 2102 E Washington St, Bloomington, IL, 61701-4321 |
| State Farm | Chris Booth | 1713 S State St Ste 102, Champaign, IL, 61820-7265 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Savoy village, Illinois | $117 | $156 | $234 |
| Cunningham township, Champaign County, Illinois | $113 | $151 | $227 |
| Urbana city, Illinois | $113 | $151 | $227 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Champaign, IL | 4.6% | 11.5% |
| Savoy | 4.12% | 12.6% |
| Cunningham | 4.82% | 11.48% |
| Urbana | 4.82% | 11.48% |
| Champaign Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 1,446 | 8.0% | $1241 |
| $500 to $749 | 5,253 | 31.0% | $1916 |
| $750 to $999 | 4,262 | 25.0% | $2666 |
| $1,000 to $1,499 | 3,741 | 22.0% | $3791 |
| $1,500 or more | 1,570 | 9.0% | $5441 |
| Streets in Champaign Area | Homeowners Insurance Cost |
|---|---|
| High View Ct, Arden Dr, Wilbur Ave, Manchester Dr, Hagan St, Coffman Dr, Hackberry Ct, Compton Ave, High Meadow Dr, Lyndhurst Dr | $757 |
| Sandra St, Bloomfield Ct, Villa Dr, Roxford Dr, Southwest Dr, W Stoughton St, Sunview Dr, Aztec Pl, E Stoughton St, Seaton Ct | $763 |
| Rolling Acres Dr, N State St, Grant St, Worcester Dr, Florence Dr, W Cardinal Rd, Winding Ln, Pebblebrook Ln, Aztec Dr, W Cardinal Rd | $761 |
| Stratford Dr, S Locust St, Pittsfield Dr, Co Rd 1975 N, Hamilton Dr, Newton Dr, Co Rd 2100 N, Hampton Ct, Luria Ln, N James St | $776 |
| E White St, Summithill Pl, Bluegrass Ln, S New St, Sangamon Dr, Lily Ln, Beslin St, Hadley Dr, Holstrom St, Richards Ln | $760 |
| Kent Dr, Harriet St, Firethorn Ln, Eureka St, Burnetta St, South St, W Hazelwood Dr, S Van Doren St, Herbert Rd, S Garfield Ave | $742 |
| Sharon Dr, Branch Rd, Prestwick Pt, Red Bud Dr, Quail Run Dr, Campbell Dr, S McKinley Ave, Cobblefield Ct, Co Rd 1850 N, S Locust St | $760 |
| N Coler Ave, N 1st St, Garden Ln, Alagna Dr, Chestnut Ct, Fairview Ave, Creston Dr, E Illini Airport Rd, Eisner Rd, Northwood Dr S | $721 |
| Brook Ridge Cir, Peabody Dr, Golf Creek Dr, Gertrude Ave, Glenhill Pl, E Columbia Ave, Kimberly Dr, Fox Dr, Mayfair Rd, Farmington Dr | $766 |
| N 6th St, Roland Dr, Teal Cove, Henry St, W Town Center Blvd, Misty Cove, Goldenview Dr, Brittany Dr, Willoughby Rd, Riverknoll Dr | $742 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Champaign | $113 to $115 |
| Savoy | $117 |
| Cunningham | $113 |
| Bondville | $110 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $2,300 |
| Yearly Champaign Homeowner Insurance Premium Example | $1,700 | $1,500 |
| Out of Pocket Expense During Claim | $1,300 | $2,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $14,900 | $14,300 |
| Net Savings to Champaign Home Owner from High Deductible Plan | $600 | |
| Scenario | Champaign, IL Home Replacement Value MORE than Home Value | Champaign, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $94,500 | $65,000 |
| Insurance Premium based on Replacement Value | $550 | $375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $18,500 | Risk Exposure from Under Insuring Coverage is $11,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $100/year |
| Insurance Company | Farmers Insurance | Liberty Mutual | Chubb Group of Insurance |
| Monthly Premium | 16 | 63 | 71 |
| Year Built | 1999 | 1972 | 1963 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 4 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $50000-$75000 | $250000-$300000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |