Cerritos Insurance Rates:

Cerritos, CA homeowners insurance is approximately $563 to $763, about $46-$63/month. Our detailed research shows customers can save upto $265 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would 100% recommend my specific agent with my company. I think the company is likely interchangable with other similar companies. The specific agent is what makes the difference.
Fremont Home Insurance
It is cheap. they give us a discount for having car insurance with them as well.
State Farm
When i call, i speak with a person in america, not a foreign country. it lets me know they invest in america.
State Farm
I like that for all of my policies with my insurance company that i am able to pay online for each of them, making it convenient .
Farmer's Insurance
My son made a claim for a scratch on his car. The app was very difficult to use. He was supposed to take a picture of the damage and send it to the insurance company. The app took a very long time to load and was complicated. Eventually, he figured it out, but it took a while.
Geico
I really enjoy Geico level of customer service. They have always been quick to solve any problems I AM HAVING AND GO OUT OF THEIR WAY TO RESOLVE ANY ISSUES
State Farm
From the agent it is awesome. He and his staff are great. They will walk you through any process and explain all your options to you
State Farm
When I purchased insurance it was the cheapest at the time. Haven't compared it since so I do not know if it has gotten any better.
Nationwide
I would highly recommend Nationwide because of their superior customer service and the quality of coverage you get for the price you pay.

Cerritos, CA Homeowners Insurance By Home Value

Cerritos, CA Home Value Total Homes % of Total Average Cerritos, CA Homeowners Insurance
Less than $50,000 63 3.0% $26
$50,000 to $59,999 60 3.0% $53
$60,000 to $69,999 42 2.0% $66
$70,000 to $79,999 48 2.0% $79
$100,000 to $124,999 115 6.0% $119
$150,000 to $174,999 74 4.0% $172
$175,000 to $199,999 76 4.0% $205
$200,000 to $249,999 266 15.0% $245
$250,000 to $299,999 276 16.0% $298
$300,000 to $399,999 675 39.0% $384

Top Home Insurance Agents Near Cerritos, CA

Home Insurance Company Near Cerritos, CA Homeowners Insurance Agency Near Cerritos, CA Address
NA Dougherty Company, Inc. 2885 Temple Avenue , Signal Hill, CA, 90755
State Farm Andrea Foster 11860 Magnolia Ave Ste O, Riverside, CA, 92503-4911
State Farm Donna Butler 2200 Pch Hwy Ste 103, Hermosa Beach, CA, 90254-2700
Travelers Isu Insurance Services-Of Westlake 2985 E HILLCREST DR STE 201, WESTLAKE VILLAGE, CA, 91362
Allstate James Astorino 3371 Glendale Blvd # 218, Los Angeles, CA, 90039

Cerritos, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Cerritos, CA

Streets in Cerritos Area Homeowners Insurance Cost
Midway Pl, Jackson, Eric Ave, Hibbing St, Struikman Rd, Noran Ave, Felson St, Sapphire Ct, Abana St, Vagnone Way$662
Towne Center Dr, Almadin Ave, Cam Valencia, Eberle St, Elton Cir, Anthony Dr, Linda Ave, Ellen Way, Kyle Pl, Ashworth Pl$646
S Stefani Ave, Jeffrey Ave, Felson St, Gonsalves St, Reva St, Damian St, E Agnes St, Sally Ave, Linda Way, Millstream Ln$663
Sunnycanyon Ln, S Belshire Ave, Evening Star Ave, S Santana Ave, Alatha St, Gerritt Ave, Fagan Ct, Caravel St, Viarna St, Parkvalle Ave$668
Janell Ave, Michelle St, Fabrica Way, Sybrandy Ave, Bouma Ave, Gonsalves Pl, Ryan Ln, Napa Cir, Hoffman Ave, Cantrece Pl$649

Cerritos, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cerritos$99 to $101
Artesia$95
La Palma$98
Hawaiian Gardens$91

Cerritos, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Artesia city, California $80 $106 $159
La Palma city, California $82 $109 $164
Hawaiian Gardens city, California $76 $101 $151

Cerritos, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cerritos, CA2.2%13.3%
Artesia2.36%14.85%
La Palma2.16%12.54%
Hawaiian Gardens2.95%15.19%

Cerritos Renters Insurance as a Percentage of Rent

Cerritos Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 80 2.0% $1215
$500 to $749 58 2.0% $1890
$750 to $999 125 4.0% $2640
$1,000 to $1,499 534 18.0% $3765
$1,500 or more 2,051 72.0% $5415

Average Cost Of Home Insurance By Company In Areas Nearby Cerritos For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewHorace Mann314
200000500NewHomesite740
300000500NewBankers Standard1658
300000500NewPacific Specialty639
5000001000NewAmerican Modern1571
5000001000NewStillwater Prop & Cas Co764
7500002500NewFirst American Ins1035
7500002500NewGrange1251
1500002501-3 YearsCalifornia Casualty415
1500005001-3 YearsLiberty Ins Corp497
25000010001-3 YearsAmerican Reliable624
25000010001-3 YearsGrange594
25000010001-3 YearsUnigard Group595
40000010001-3 YearsHorace Mann P & C696
1500002504-6 YearsStillwater Ins Co468
1500005004-6 YearsNationwide503
1500005004-6 YearsOregon Mutual439
1500005004-6 YearsStillwater Ins Co443
2000005004-6 YearsAmica Mutual691
25000010004-6 YearsCalifornia Capital501
2500005004-6 YearsHartford (Sentinel)643
75000025004-6 YearsAmerican Security2279
75000025004-6 YearsHomesite1893

Cerritos, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Cerritos Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,100$9,600
Net Savings to Cerritos Home Owner from High Deductible Plan $1,500

Cerritos, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cerritos, CA Home Replacement Value MORE than Home Value Cerritos, CA Home Replacement Value LESS than Home Value
Replacement Value $593,500 $415,500
Insurance Premium based on Replacement Value $2,075 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $124,000 Risk Exposure from Under Insuring Coverage is $54,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $450/year

Example Cerritos Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 7316784
Year Built 197019871988
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $400000-$500000More than 10000000$600000-$700000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Cerritos, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 900,000 Slate Shingles Roof 2,990 4 $5000 to $10,000 Deductible 1280 9 Stone Siding yes
1984 575,000 Tile Roof 1,830 4 > $10,000 Deductible 310 3 Brick siding No
1972 530,000 Shingles Roof 1,780 4 $500 Deductible 270 2 Vinyl siding yes
1974 905,000 Slate Shingles Roof 2,750 4 > $10,000 Deductible 680 5 Fiber-Cement Siding No
1970 1,190,000 Asphalt Shingles Roof 4,190 5 $5000 to $10,000 Deductible 380 2 Wood siding No
1973 925,000 Shingles Roof 3,660 5 $500 Deductible 2940 12 Brick siding yes
1984 870,000 Metal Roof 2,950 4 $1000-$2500 Deductible 620 4 Stone Siding No
1971 430,000 Shingles Roof 1,740 5 $5000 to $10,000 Deductible 70 1 Wood siding No
1979 695,000 Metal Roof 2,080 4 $500 Deductible 130 1 Fiber-Cement Siding yes
1989 1,130,000 Wood Shake Roof 3,450 5 > $10,000 Deductible 990 9 Wood siding yes
1975 515,000 Composition Roof 1,990 4 $500- $1000 Deductible 400 3 Brick siding No
1988 465,000 Wood Shake Roof 1,730 5 $2500-$5000 Deductible 610 9 Brick siding No
1985 1,095,000 Metal Roof 4,660 5 $1000-$2500 Deductible 2220 10 Stone Siding yes
1978 535,000 Composition Roof 2,120 5 $5000 to $10,000 Deductible 720 12 Wood siding No
1988 1,385,000 Shingles Roof 4,480 5 $1000-$2500 Deductible 1150 6 Fiber-Cement Siding yes
1982 840,000 Metal Roof 2,580 4 $500- $1000 Deductible 1760 10 Fiber-Cement Siding yes
1981 515,000 Shingles Roof 1,680 4 $5000 to $10,000 Deductible 530 5 Brick siding yes
1973 855,000 Wood Shake Roof 3,050 4 $5000 to $10,000 Deductible 1260 8 Vinyl siding No
1982 825,000 Membrane Roof 2,630 4 $500- $1000 Deductible 2070 10 Stone Siding yes
1984 695,000 Tile Roof 2,560 5 $1000-$2500 Deductible 470 3 Stone Siding No
1981 985,000 Composition Roof 3,810 5 $1000-$2500 Deductible 1220 6 Vinyl siding No
1986 805,000 Slate Shingles Roof 2,810 4 $500- $1000 Deductible 230 1 Vinyl siding yes
1989 755,000 Slate Shingles Roof 3,100 4 $500 Deductible 870 4 Fiber-Cement Siding No
1983 625,000 Asphalt Shingles Roof 2,430 5 $2500-$5000 Deductible 230 2 Stucco siding yes
1984 815,000 Metal Roof 3,380 5 $5000 to $10,000 Deductible 140 1 Stucco siding No
1982 485,000 Asphalt Shingles Roof 2,110 5 $500 Deductible 1040 9 Stucco siding No
1980 890,000 Shingles Roof 2,900 4 $2500-$5000 Deductible 810 4 Brick siding No
1971 390,000 Tile Roof 1,520 5 $1000-$2500 Deductible 80 1 Stone Siding yes
1983 955,000 Metal Roof 3,710 5 $500 Deductible 280 1 Wood siding yes
1976 425,000 Shingles Roof 1,760 4 > $10,000 Deductible 280 6 Brick siding yes
1984 715,000 Asphalt Shingles Roof 2,720 5 $500- $1000 Deductible 840 5 Stucco siding No
1977 965,000 Slate Shingles Roof 3,310 4 $5000 to $10,000 Deductible 1800 10 Stone Siding No
1977 1,140,000 Asphalt Shingles Roof 4,400 5 $2500-$5000 Deductible 800 4 Vinyl siding yes
1972 1,370,000 Shingles Roof 4,620 5 $5000 to $10,000 Deductible 140 1 Fiber-Cement Siding yes

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