Ceredo Insurance Rates:

Ceredo, WV homeowners insurance is approximately $762 to $1,042, about $63-$86/month. Our exhaustive research indicates shoppers can save upto $360 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ceredo, WV Homeowners Insurance By Home Value

Ceredo, WV Home Value Total Homes % of Total Average Ceredo, WV Homeowners Insurance
Less than $50,000 394 19.0% $234
$50,000 to $59,999 49 2.0% $495
$60,000 to $69,999 161 7.0% $612
$70,000 to $79,999 189 9.0% $702
$80,000 to $89,999 171 8.0% $801
$90,000 to $99,999 149 7.0% $891
$100,000 to $124,999 293 14.0% $1036
$125,000 to $149,999 135 6.0% $1297
$150,000 to $174,999 176 8.0% $1531
$175,000 to $199,999 132 6.0% $1765
$200,000 to $249,999 142 6.0% $2126
$300,000 to $399,999 55 2.0% $3297

Top Home Insurance Agents Near Ceredo, WV

Home Insurance Company Near Ceredo, WV Homeowners Insurance Agency Near Ceredo, WV Address
NA Usi Services 311 9Th St, Huntington, WV, 25701
NA Ison Insurance Agency, Inc. 346 Riverside Dr West Liberty, West Liberty, KY, 41472
Erie Patrick Insurance Agency 301 S 3Rd St, Ironton, OH, 45638
Allstate Travis Foster 127 Goff Mountain Rd, Cross Lanes, WV, 25313
Liberty Mutual Independent Usi Insurance Services Llc 15 LINCOLN PLZ, BRANCHLAND, WV, 25506

Cost Of Homeowners Insurance By Street Near Ceredo, WV

Streets in Ceredo Area Homeowners Insurance Cost
Augusta Dr, Broad Hollow Rd, Sunset Dr, Macy Flat Top Rd, Piedmont Hts, Co Hwy 911, Co Hwy 75/3, Bellerive Dr, Right Fork Hutchinson Branch, Cedar Run Rd$913
Donna Hts, 75 (8), State Rte 75, Pinehurst Ln, Meadow Haven Dr, Plymale Branch Rd, High St, Co Hwy 75/8, Wildwood Ln, E 3rd St$904
Rissa Ln, Co Hwy 52/54, Bobs Branch-German Rd, Maple Ln, 16th St, C St, Paradise Ln, Waco Rd, Harvey Town Rd, Oak St$908
Sycamore Dr, Co Hwy 60113, Co Hwy 1, 17th St, Co Hwy 9, Court St, Pine Hill Ests Rd, Vinson St, Brittany Dr, Tyler Ln$918
Co Hwy 60/13, Court St W, May Rd, Valley Terrace Rd, E 1st St, Goodwill Riverside Dr, Cliffview, Owens Branch Rd, Oakmont Dr, James River Rd$908

Ceredo, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ceredo$134 to $136
Kenova$133
Burlington$102
Westmoreland$134

Ceredo, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kenova city, West Virginia $111 $148 $222
Burlington CDP, Ohio $85 $113 $170
Westmoreland district, Wayne County, West Virginia $112 $149 $224

Ceredo, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ceredo, WV7.3%24.5%
Kenova8.51%24.03%
Burlington6.44%18.52%
Westmoreland7.68%26.89%

Ceredo Renters Insurance as a Percentage of Rent

Ceredo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 71 10.0% $822
$300 to $499 232 33.0% $1272
$500 to $749 331 48.0% $1947
$750 to $999 39 5.0% $2697
$1,000 to $1,499 10 1.0% $3822

Ceredo, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Ceredo Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Ceredo Home Owner from High Deductible Plan $600

Ceredo, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ceredo, WV Home Replacement Value MORE than Home Value Ceredo, WV Home Replacement Value LESS than Home Value
Replacement Value $96,000 $67,500
Insurance Premium based on Replacement Value $525 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Ceredo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceNationwide Insurance
Monthly Premium 645645
Year Built 199420021988
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$125000-$150000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Ceredo, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 175,000 Composition Roof 2,380 4 $5000 to $10,000 Deductible 130 2 Wood siding yes
1958 205,000 Membrane Roof 2,630 4 $500 Deductible 780 9 Fiber-Cement Siding No
1980 125,000 Wood Shake Roof 1,510 3 $2500-$5000 Deductible 220 7 Vinyl siding yes
1989 135,000 Composition Roof 2,190 3 $500- $1000 Deductible 420 10 Vinyl siding No
1996 140,000 Wood Shake Roof 2,100 3 $500- $1000 Deductible 420 10 Stone Siding No
1962 185,000 Slate Shingles Roof 2,380 4 $1000-$2500 Deductible 80 1 Brick siding yes
1975 150,000 Shingles Roof 2,370 4 $2500-$5000 Deductible 140 3 Fiber-Cement Siding No
1968 205,000 Asphalt Shingles Roof 2,800 4 $5000 to $10,000 Deductible 470 7 Wood siding yes
1971 240,000 Asphalt Shingles Roof 3,210 4 $500 Deductible 730 8 Stucco siding No
1987 160,000 Wood Shake Roof 2,760 4 $1000-$2500 Deductible 50 1 Stone Siding No
1961 215,000 Tile Roof 3,130 4 $5000 to $10,000 Deductible 410 8 Brick siding yes
1947 255,000 Metal Roof 3,220 4 > $10,000 Deductible 530 9 Fiber-Cement Siding yes
1961 150,000 Tile Roof 2,240 4 $1000-$2500 Deductible 220 5 Vinyl siding yes
1988 100,000 Slate Shingles Roof 1,690 4 $1000-$2500 Deductible 120 4 Stucco siding yes
1959 145,000 Metal Roof 2,620 4 $1000-$2500 Deductible 390 7 Wood siding yes
1969 135,000 Shingles Roof 2,520 4 $500- $1000 Deductible 200 4 Brick siding yes
1970 145,000 Slate Shingles Roof 2,420 4 $1000-$2500 Deductible 530 10 Stucco siding yes
1986 90,000 Asphalt Shingles Roof 1,440 3 $500- $1000 Deductible 70 2 Brick siding No
1988 150,000 Wood Shake Roof 2,120 3 $500- $1000 Deductible 330 5 Stucco siding yes
1991 200,000 Metal Roof 3,210 4 $2500-$5000 Deductible 720 10 Brick siding No
1983 140,000 Shingles Roof 2,220 3 $500- $1000 Deductible 60 1 Vinyl siding No
1947 130,000 Shingles Roof 1,930 3 $1000-$2500 Deductible 230 5 Stucco siding No
1998 160,000 Slate Shingles Roof 2,020 4 $500 Deductible 60 1 Stone Siding No
1950 125,000 Tile Roof 1,620 3 $500 Deductible 450 10 Brick siding No
1950 155,000 Shingles Roof 2,760 4 $500 Deductible 240 4 Wood siding yes
1991 145,000 Shingles Roof 2,300 4 $500 Deductible 120 2 Brick siding yes
1940 155,000 Shingles Roof 2,220 3 $500- $1000 Deductible 670 9 Vinyl siding yes
1977 200,000 Slate Shingles Roof 3,240 4 $500- $1000 Deductible 530 6 Stone Siding yes
1965 95,000 Metal Roof 1,400 3 $500- $1000 Deductible 150 5 Fiber-Cement Siding No
2000 245,000 Tile Roof 3,050 4 $500- $1000 Deductible 430 5 Wood siding yes
1960 120,000 Asphalt Shingles Roof 1,930 3 $1000-$2500 Deductible 500 12 Brick siding No
1996 135,000 Shingles Roof 1,810 3 $1000-$2500 Deductible 90 2 Brick siding yes
1940 145,000 Composition Roof 1,820 4 $500 Deductible 90 2 Brick siding yes
1949 155,000 Membrane Roof 2,800 4 $5000 to $10,000 Deductible 90 3 Vinyl siding yes