Centralia Insurance Rates:

Centralia, WA homeowners insurance is nearly $491 to $666, about $40-$55/month. Our thorough analysis shows customers can save as much as $231 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Centralia, WA Homeowners Insurance By Home Value

Centralia, WA Home Value Total Homes % of Total Average Centralia, WA Homeowners Insurance
Less than $50,000 380 11.0% $86
$50,000 to $59,999 63 1.0% $184
$60,000 to $69,999 65 1.0% $231
$70,000 to $79,999 90 2.0% $265
$80,000 to $89,999 58 1.0% $300
$90,000 to $99,999 99 2.0% $335
$100,000 to $124,999 246 7.0% $393
$125,000 to $149,999 397 11.0% $491
$150,000 to $174,999 744 21.0% $578
$175,000 to $199,999 286 8.0% $670
$200,000 to $249,999 568 16.0% $803
$250,000 to $299,999 322 9.0% $982
$300,000 to $399,999 107 3.0% $1248

Top Home Insurance Agents Near Centralia, WA

Home Insurance Company Near Centralia, WA Homeowners Insurance Agency Near Centralia, WA Address
Travelers Aaa Insurance Agency 10210 123RD ST CT E, PUYALLUP, WA, 98374
Farmers Jose Valencia 6720 Regents Blvd Ste 200, University Place, WA, 98466
Liberty Mutual Independent Olympic Insurance Llc 4705 LACEY BLVD SE STE A, LACEY, WA, 98503
Liberty Mutual Independent Propel Insurance - Olympia 315 5Th Ave Se, Olympia, WA, 98501
Farmers Steve Winsberg 2121 Meridian Ave E Ste 6, Edgewood, WA, 98371

Cost Of Homeowners Insurance By Street Near Centralia, WA

Streets in Centralia Area Homeowners Insurance Cost
Cresent Ave, Emily Ln, N King St, Collison St, Bayne St, Yew St, SE Evergreen Dr, June Ln, Bennett Rd, W Magnolia St$581
E Summa St, W Bridge St, Sirkka St, W 5th St, 9th St, W 2nd St, Mills Ln, NE Summit Rd, Fords Prairie Ave, E Roanoke St$579
Kearny St, NE Taylor Ave, Jensen Ave, Willow Ln, NE Scenic Way, Mardon Pl, NE Highland Pl, F St, S Tower Ave, SE Monroe Ave$594
Windsor Ave, S Pearl St, Devereese Rd, Stillwaters Ave, NW Sitka St, N Buckner St, Howard Ave, W H Long Rd, NW Prindle St, S Baker Ave$576
Johnson Rd, Eckerson Rd, Sundown Ct, E Maple St, Coal Creek Rd, Meadow Ln, E Ridge Dr, Hamilton Ave, W Hanson St, Mellen St$578

Centralia, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Centralia$86 to $89
Centralia-Chehalis$87
Bucoda$86
Newaukum Prairie$88

Centralia, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Centralia-Chehalis CCD, Lewis County, Washington $73 $97 $145
Fords Prairie CDP, Washington $73 $97 $146
Chehalis city, Washington $73 $97 $145

Centralia, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Centralia, WA3.9%12.1%
Centralia-Chehalis3.67%11.71%
Fords Prairie3.68%11.16%
Chehalis3.69%12.18%

Centralia Renters Insurance as a Percentage of Rent

Centralia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 96 3.0% $356
$200 to $299 112 3.0% $806
$300 to $499 514 16.0% $1256
$500 to $749 764 24.0% $1931
$750 to $999 864 27.0% $2681
$1,000 to $1,499 662 21.0% $3806
$1,500 or more 94 3.0% $5456

Centralia, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Centralia Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Centralia Home Owner from High Deductible Plan $600

Centralia, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Centralia, WA Home Replacement Value MORE than Home Value Centralia, WA Home Replacement Value LESS than Home Value
Replacement Value $217,000 $143,000
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Centralia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceNationwide Insurance
Monthly Premium 3236110
Year Built 194919862008
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$400000-$500000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Centralia, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 195,000 Shingles Roof 1,770 3 $5000 to $10,000 Deductible 310 10 Stone Siding No
2011 210,000 Asphalt Shingles Roof 2,660 5 > $10,000 Deductible 160 6 Stone Siding yes
1981 215,000 Composition Roof 2,140 3 $1000-$2500 Deductible 70 1 Wood siding No
1984 130,000 Metal Roof 1,600 2 $500 Deductible 240 8 Fiber-Cement Siding No
2001 125,000 Wood Shake Roof 1,640 3 $1000-$2500 Deductible 120 5 Fiber-Cement Siding No
2002 165,000 Membrane Roof 1,540 3 $2500-$5000 Deductible 140 5 Brick siding yes
2011 170,000 Shingles Roof 1,630 3 $500- $1000 Deductible 40 1 Fiber-Cement Siding yes
2000 155,000 Wood Shake Roof 1,610 2 $5000 to $10,000 Deductible 140 7 Stucco siding yes
2011 300,000 Tile Roof 3,880 5 $500 Deductible 510 7 Vinyl siding No
2008 290,000 Shingles Roof 2,540 4 $1000-$2500 Deductible 300 6 Brick siding yes
1941 265,000 Metal Roof 3,380 4 $1000-$2500 Deductible 600 9 Wood siding yes
1987 185,000 Tile Roof 2,080 4 $500 Deductible 400 8 Fiber-Cement Siding yes
1988 280,000 Tile Roof 3,020 5 $5000 to $10,000 Deductible 40 1 Wood siding yes