Central Falls, RI homeowners insurance is nearly $901 to $1,228, about $75-$102/month. Our in depth research reveals consumers can save upto $426 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Central Falls, RI | Homeowners Insurance Agency Near Central Falls, RI | Address |
|---|---|---|
| Travelers | Child-Genovese Insurance Agency Inc | 107 SOUTH ST, HINGHAM, MA, 2043 |
| Travelers | Eastern Insurance Associates Inc | 6 STORRS RD STE 5, WILLIMANTIC, CT, 6226 |
| Travelers | Esten & Richard Agency Inc | 342 PARK AVE, WOONSOCKET, RI, 2895 |
| Travelers | First Trust Insurance Group Llc | 50 RESNIK ROAD STE 104, PLYMOUTH, MA, 2360 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pawtucket city, Rhode Island | $161 | $214 | $321 |
| Valley Falls CDP, Rhode Island | $163 | $217 | $326 |
| North Seekonk CDP, Massachusetts | $155 | $206 | $309 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Central Falls, RI | 4.5% | 14.6% |
| Pawtucket | 5.03% | 15.31% |
| Valley Falls | 4.85% | 15.76% |
| North Seekonk | 4.33% | 16.54% |
| Central Falls Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 78 | 1.0% | $354 |
| $200 to $299 | 454 | 9.0% | $804 |
| $300 to $499 | 365 | 7.0% | $1254 |
| $500 to $749 | 1,355 | 27.0% | $1929 |
| $750 to $999 | 1,677 | 33.0% | $2679 |
| $1,000 to $1,499 | 1,038 | 20.0% | $3804 |
| Streets in Central Falls Area | Homeowners Insurance Cost |
|---|---|
| Richardson St, Sacred Heart Ave, Hendricks St, E Wood St, Richmond St, Tucker St, Hunt St, Aetna St, Sumner Ave, Fuller Ave | $1,078 |
| Higginson Ave, Claremont St, Martins Way, Fletcher St, Conduit St, Richardson St, Madeira Ave, Phoenix St, Clifton St, Fletcher St | $1,062 |
| Foundry St, Sylvian St, Oakland St, Cowden St, Sheridan St, Watson St, Chases Ln, Butler Ave, Jenks Ave, Rand St | $1,057 |
| Shawmut Ave, Temple Pl, Barber Ave, Hunt St, Foundry St, Hawes St, Fuller Ave, Prime St, Madison Ave, Hedley Ave | $1,083 |
| Darling St, Emmett St, Samoset Ave, Ledge St, Hollie St, Clinton St, Jenks St, Eben Brown Ln, Clay St, Crossman St | $1,035 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Central Falls | $158 to $160 |
| Pawtucket | $160 |
| Valley Falls | $163 |
| North Seekonk | $154 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Central Falls Homeowner Insurance Premium Example | $2,400 | $2,000 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $17,700 | $16,900 |
| Net Savings to Central Falls Home Owner from High Deductible Plan | $800 | |
| Scenario | Central Falls, RI Home Replacement Value MORE than Home Value | Central Falls, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $195,000 | $150,000 |
| Insurance Premium based on Replacement Value | $1,725 | $1,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,500 | Risk Exposure from Under Insuring Coverage is $22,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $200/year |
| Insurance Company | Nationwide Insurance | Amica Mutual Insurance Company | State Farm |
| Monthly Premium | 51 | 103 | 157 |
| Year Built | 1943 | 1943 | 1945 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $50000-$75000 | $175000-$200000 | $250000-$300000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |