Centerville Insurance Rates:

Centerville, OH homeowners insurance is about $618 to $842, about $51-$70/month. Our complete research indicates shoppers can save upto $292 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
What i do not like about amica is the fact that my homeowner insurance premiums are increased every year due to building cost and materials, which is just another excuse to cover cost from the previous loss.
Nationwide
They are also very affordable. they have coverage prices to fit your needs and budget. you never have to worry about things getting too expensive.
American Family
I have an escrow account which is very nice because then my insurance is automatically paid and to me, it seems like i didn't have to pay anything. you see it's included in my mortgage amount. so i pay about $1000 each month yet that also pays my insurance and my taxes. pretty cool to me
State Farm
I feel they are a company that will be around in the future. I don't feel IÃḃ€™ll need to quickly find a new company. They provide the best service to customers and trustworthy
Liberty Mutual
Other than viewing what your policy covers, and paying your bill, there is not much else you can do on the site.
American Family
Absolutely nothing. The company has not had any negative element since I decided to become a client, so I have nothing bad to say in front of her. I am delighted.
Nationwide
I like the agent because this person in in my city and easily reached.
Liberty Mutual
I would say the only thing I dislike is how there's not as much advertisement out there for them! They need to put out some more commercials and get their name out there.
American Family
I like the layout of the website-The bills are easily accessible and the policies are easy to bring up. The ease of payments and ability to choose how to pay, either monthly, quarterly or yearly

Centerville, OH Homeowners Insurance By Home Value

Centerville, OH Home Value Total Homes % of Total Average Centerville, OH Homeowners Insurance
Less than $50,000 162 2.0% $102
$60,000 to $69,999 110 1.0% $277
$70,000 to $79,999 202 2.0% $313
$80,000 to $89,999 273 3.0% $357
$90,000 to $99,999 204 2.0% $401
$100,000 to $124,999 814 11.0% $467
$125,000 to $149,999 1,102 14.0% $584
$150,000 to $174,999 1,115 15.0% $693
$175,000 to $199,999 1,051 14.0% $795
$200,000 to $249,999 1,099 14.0% $963
$250,000 to $299,999 498 6.0% $1175
$300,000 to $399,999 723 9.0% $1496

Top Home Insurance Agents Near Centerville, OH

Home Insurance Company Near Centerville, OH Homeowners Insurance Agency Near Centerville, OH Address
NA Spurlock Insurance Group, Llc 7324 Kingsgate Way Ste A , West Chester, OH, 45069
NA Brower Insurance Agency, Llc 6279 Tri-Ridge Blvd #400 , Loveland, OH, 45140
Nationwide Armando Arredondo Agency 4731 Dixie Highway, Fairfield, OH, 45014-1847
Nationwide Cornett-Dunkle Agency Llc 8625 N Main St, Dayton, OH, 45415
Nationwide Max Adams Insurance Agency Inc 1608 East Main Street, Richmond, IN, 47374-4323

Cost Of Homeowners Insurance By Street Near Centerville, OH

Streets in Centerville Area Homeowners Insurance Cost
Cornish Ct, Silverado Dr, Sheffield Ct, Kim Ct, Erickman Ln, Sable Ridge Dr, Crest Dr, Pond View Ct, Feedwire Rd, Maxwell Dr$728
Brookshire Dr, Little Miami Dr, Carpenter Rd, N Point Ct, Heritage Trace Dr W, Brewsters Run Ct, Callaway Ct, Moss Oak Trl, Bradley Ct, Ferry Rd$725
Rose Lake Dr, Afton Path, Belleview Dr, Hoop Ct, N Kelseys Way, Witherspoon Dr, Royal Woods Ln, Coffeat Ct, Gunther Dr, Cliffside Ct$797
Shadowleaf Dr, Lynlee Dr, N Lakeman Dr, Indian Wells Trl, W South St, Cottingwood Ct, Fox Trl, Streamview Ct, Nedra Dr, Ridgeway Rd$730
Elm Tree Rd, Clearview Ct, W Maple St, River Bend Dr, Greenmeadow Ranch Ct, Nature Ct, Dane Ct, Locus Bend Dr, Baileys Trl, River Highland Dr$793

Centerville, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Centerville$109 to $111
Washington$111
Bellbrook$109
Kettering$106

Centerville, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Washington township, Montgomery County, Ohio $93 $123 $185
Bellbrook city, Ohio $91 $121 $181
Kettering city, Ohio $89 $118 $177

Centerville, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Centerville, OH3.9%10.6%
Washington3.59%10.01%
Bellbrook3.98%12.21%
Kettering4.53%12.11%

Centerville Renters Insurance as a Percentage of Rent

Centerville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 44 1.0% $328
$300 to $499 222 7.0% $1228
$500 to $749 854 27.0% $1903
$750 to $999 1,293 41.0% $2653
$1,000 to $1,499 467 15.0% $3778
$1,500 or more 203 6.0% $5428

Centerville, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Centerville Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$8,700
Net Savings to Centerville Home Owner from High Deductible Plan $1,000

Centerville, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Centerville, OH Home Replacement Value MORE than Home Value Centerville, OH Home Replacement Value LESS than Home Value
Replacement Value $318,500 $208,500
Insurance Premium based on Replacement Value $1,400 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $325/year

Example Centerville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateFarmers Insurance
Monthly Premium 5372109
Year Built 198719902007
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$350000-$400000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Centerville, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 245,000 Slate Shingles Roof 2,560 4 $1000-$2500 Deductible 920 12 Fiber-Cement Siding yes
1995 175,000 Asphalt Shingles Roof 1,480 3 $500- $1000 Deductible 460 9 Stucco siding yes
1994 220,000 Asphalt Shingles Roof 2,240 3 $1000-$2500 Deductible 270 5 Brick siding yes
2006 320,000 Metal Roof 3,140 5 > $10,000 Deductible 50 1 Fiber-Cement Siding yes
2005 255,000 Asphalt Shingles Roof 3,140 5 $500- $1000 Deductible 500 6 Brick siding No
1981 480,000 Slate Shingles Roof 4,670 5 $5000 to $10,000 Deductible 460 6 Stone Siding yes
1989 280,000 Composition Roof 2,450 5 > $10,000 Deductible 50 1 Vinyl siding yes
1984 195,000 Shingles Roof 2,010 4 $1000-$2500 Deductible 170 4 Stone Siding No
1980 230,000 Slate Shingles Roof 1,960 5 $5000 to $10,000 Deductible 340 6 Vinyl siding yes
1976 235,000 Wood Shake Roof 2,570 5 $500 Deductible 840 8 Stucco siding yes
1984 170,000 Composition Roof 1,860 4 $500- $1000 Deductible 260 6 Wood siding yes
1973 165,000 Membrane Roof 1,490 3 $500 Deductible 670 10 Vinyl siding yes
2008 225,000 Asphalt Shingles Roof 1,990 3 $500- $1000 Deductible 730 10 Stone Siding yes
1994 380,000 Asphalt Shingles Roof 3,380 4 $5000 to $10,000 Deductible 1090 12 Stucco siding No
2009 155,000 Asphalt Shingles Roof 1,660 3 $2500-$5000 Deductible 210 4 Stone Siding No
1976 130,000 Slate Shingles Roof 1,390 3 $1000-$2500 Deductible 140 5 Wood siding No
1992 180,000 Tile Roof 2,190 4 $2500-$5000 Deductible 300 8 Fiber-Cement Siding yes
1994 185,000 Metal Roof 1,710 3 $2500-$5000 Deductible 40 1 Fiber-Cement Siding yes
1986 275,000 Shingles Roof 3,300 4 $2500-$5000 Deductible 390 7 Stone Siding No
1975 140,000 Composition Roof 1,630 4 $2500-$5000 Deductible 200 6 Wood siding yes
1992 250,000 Tile Roof 2,420 4 $1000-$2500 Deductible 520 7 Fiber-Cement Siding No
1986 405,000 Metal Roof 3,970 5 $2500-$5000 Deductible 1060 10 Stucco siding No
1978 365,000 Metal Roof 3,240 5 $500- $1000 Deductible 1580 12 Brick siding yes
1990 210,000 Metal Roof 2,060 4 > $10,000 Deductible 230 7 Stone Siding yes
2000 155,000 Metal Roof 1,530 3 $500- $1000 Deductible 230 6 Stucco siding yes
1999 200,000 Wood Shake Roof 2,260 3 $500- $1000 Deductible 530 9 Stone Siding yes
1978 150,000 Tile Roof 1,710 5 $500 Deductible 460 10 Wood siding yes
1978 145,000 Metal Roof 1,500 3 $2500-$5000 Deductible 290 7 Stucco siding No
1992 230,000 Metal Roof 2,370 4 $500- $1000 Deductible 1040 12 Fiber-Cement Siding yes
2005 315,000 Slate Shingles Roof 3,080 4 > $10,000 Deductible 540 10 Stucco siding yes
1971 245,000 Slate Shingles Roof 2,140 3 $500 Deductible 230 3 Vinyl siding No
1988 140,000 Composition Roof 1,610 3 $500- $1000 Deductible 150 3 Brick siding yes
2004 480,000 Composition Roof 4,030 5 $500 Deductible 1410 9 Vinyl siding yes
1997 210,000 Tile Roof 2,000 4 > $10,000 Deductible 80 3 Wood siding No