Center Point Insurance Rates:

Center Point, AL homeowners insurance is nearly $806 to $1,093, about $67-$91/month. Our comprehensive research indicates shoppers can save upto $379 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Center Point, AL Homeowners Insurance By Home Value

Center Point, AL Home Value Total Homes % of Total Average Center Point, AL Homeowners Insurance
Less than $50,000 192 4.0% $218
$60,000 to $69,999 69 1.0% $569
$70,000 to $79,999 266 6.0% $654
$80,000 to $89,999 455 10.0% $740
$90,000 to $99,999 642 15.0% $835
$100,000 to $124,999 1,408 33.0% $958
$125,000 to $149,999 589 14.0% $1205
$150,000 to $174,999 304 7.0% $1423
$175,000 to $199,999 149 3.0% $1641

Top Home Insurance Agents Near Center Point, AL

Home Insurance Company Near Center Point, AL Homeowners Insurance Agency Near Center Point, AL Address
Travelers Uclarks Insurance Center Of Talladega Inc 106 SOUTH COURT SQ, TALLADEGA, AL, 35160
Travelers Wright-Sprayberry Ins Llc P O Box 105, Sylacauga, AL, 35150
Nationwide Calvin E Lewter 417 4th Ave N, Bessemer, AL, 35020-6230
Allstate Edwards Agency PO Box 190, Sumiton, AL, 35148
Allstate Jerry Mccullars 1027 S Quintard Ave, Anniston, AL, 36201

Cost Of Homeowners Insurance By Street Near Center Point, AL

Streets in Center Point Area Homeowners Insurance Cost
Sleepy Hollow Dr, 15th Terrace Cir NW, Norman Cir, Pebble Lake Dr, Fox Glen Rd NW, English Knoll Cir, Spencer Ln NE, Charles Cir, 24th Ave NW, Florentine Cir$954
Winnetka Way NW, Timbercrest Cir, 7th Way NW, August Cir, Lakeside Cir, Joan Ave, 22nd Ct NE, Foxglenn Rd, Stoneview Ln, Forest View Trl$954
35th Ave NE, Big Bear Cir, Stage Coach Cir, Great Pine Rd, Stonewood Dr, Mara Dr NE, 26th Ave NE, Tupelo Rd, 18th Ave NW, 27th Ave$944
Country View Ter, Park Ter, Tupelo Way, Florentine Dr, Burgundy Rd, 25th Ct NW, Mary Vann Ln, Chalkville School Rd, 18th Ct NW, 20th Ave NW$947
Lee Rd, Polly Reed Ct, Fox Hill Dr, Green Oak Cir, Lawson Dr, Ruth Dr, Bennevis Cir, Daniel Dr NE, 10th Pl NW, St John Ln NW$958

Center Point, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Center Point$142 to $144
Grayson Valley$142
Pinson$144
Tarrant$139

Center Point, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grayson Valley CDP, Alabama $143 $190 $285
Pinson city, Alabama $145 $193 $290
Tarrant city, Alabama $139 $185 $278

Center Point, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Center Point, AL6.7%22.7%
Grayson Valley7.26%21.68%
Pinson6.69%21.91%
Tarrant8.23%25.52%

Center Point Renters Insurance as a Percentage of Rent

Center Point Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 1.0% $813
$300 to $499 223 10.0% $1263
$500 to $749 692 32.0% $1938
$750 to $999 761 35.0% $2688
$1,000 to $1,499 387 18.0% $3813
$1,500 or more 37 1.0% $5463

Average Cost Of Home Insurance By Company In Areas Nearby Center Point For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Auto Owners Ins Company 1794
$500 $150,000 Guideone Specialty Mutual Insurance Co 1154
$500 $150,000 Mid Century Ins Co 1379
$500 $150,000 United Services Automobile Association 1250
$500 $300,000 Amica Mutual Ins Company 3275
$500 $300,000 Armed Forces Insurance Exchange 1399
$500 $300,000 Fire Insurance Exchange 2690
$500 $300,000 Nationwide General Ins Co 1530
$500 $300,000 Travelers Home And Marine Insurance Company 942
$500 $300,000 Usaa General Indemnity Co 1962

Center Point, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Center Point Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Center Point Home Owner from High Deductible Plan $600

Center Point, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Center Point, AL Home Replacement Value MORE than Home Value Center Point, AL Home Replacement Value LESS than Home Value
Replacement Value $134,500 $93,000
Insurance Premium based on Replacement Value $725 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $50/year

Example Center Point Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 337244
Year Built 197119921986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$150000-$175000$150000-$175000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Center Point, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 125,000 Asphalt Shingles Roof 1,670 3 $500 Deductible 720 12 Fiber-Cement Siding yes
1986 190,000 Asphalt Shingles Roof 2,280 3 $5000 to $10,000 Deductible 420 6 Fiber-Cement Siding No
1987 120,000 Asphalt Shingles Roof 1,970 4 $500- $1000 Deductible 470 9 Brick siding No
1989 105,000 Asphalt Shingles Roof 1,540 3 $500- $1000 Deductible 60 2 Vinyl siding yes
1963 165,000 Tile Roof 2,200 3 $500- $1000 Deductible 200 4 Brick siding No
1982 205,000 Membrane Roof 2,950 5 > $10,000 Deductible 460 8 Brick siding No
1967 120,000 Metal Roof 1,740 3 $500- $1000 Deductible 150 5 Stucco siding yes
1981 130,000 Slate Shingles Roof 2,000 3 $2500-$5000 Deductible 120 4 Fiber-Cement Siding No
1984 285,000 Metal Roof 3,260 5 > $10,000 Deductible 280 4 Wood siding No
1963 150,000 Tile Roof 1,920 3 $1000-$2500 Deductible 650 10 Stone Siding yes
1972 170,000 Tile Roof 2,340 3 $2500-$5000 Deductible 130 2 Wood siding yes
1973 200,000 Wood Shake Roof 2,350 4 $500 Deductible 1260 12 Stone Siding No
1980 115,000 Asphalt Shingles Roof 1,530 3 $500- $1000 Deductible 180 5 Fiber-Cement Siding yes
1982 330,000 Asphalt Shingles Roof 3,820 5 $5000 to $10,000 Deductible 80 1 Stucco siding yes
1985 165,000 Wood Shake Roof 2,300 4 $2500-$5000 Deductible 140 3 Brick siding yes
1996 100,000 Asphalt Shingles Roof 1,380 3 $1000-$2500 Deductible 170 4 Stone Siding yes
1963 125,000 Asphalt Shingles Roof 1,480 3 $2500-$5000 Deductible 170 4 Brick siding yes
1984 205,000 Slate Shingles Roof 3,190 5 $5000 to $10,000 Deductible 590 10 Brick siding yes
1992 240,000 Membrane Roof 2,940 4 $5000 to $10,000 Deductible 720 10 Wood siding No
1996 130,000 Wood Shake Roof 1,610 4 $500 Deductible 60 1 Stucco siding yes
1992 215,000 Slate Shingles Roof 2,570 5 $500- $1000 Deductible 200 2 Vinyl siding yes
1988 310,000 Slate Shingles Roof 4,460 5 $2500-$5000 Deductible 500 6 Vinyl siding yes
1975 150,000 Tile Roof 2,540 4 $500- $1000 Deductible 360 7 Vinyl siding yes
1986 235,000 Membrane Roof 3,000 4 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding yes
1967 265,000 Composition Roof 3,800 5 $1000-$2500 Deductible 640 5 Brick siding yes
1994 265,000 Composition Roof 3,030 4 $500 Deductible 460 4 Vinyl siding No
1983 300,000 Composition Roof 4,950 5 $1000-$2500 Deductible 540 9 Fiber-Cement Siding No
1969 170,000 Metal Roof 2,240 3 $500 Deductible 70 1 Stucco siding yes