Center Moriches Insurance Rates:

Center Moriches, NY homeowners insurance is approximately $546 to $747, about $45-$62/month. Our extensive analysis indicates shoppers can save as much as $258 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Center Moriches, NY Homeowners Insurance By Home Value

Center Moriches, NY Home Value Total Homes % of Total Average Center Moriches, NY Homeowners Insurance
Less than $50,000 24 2.0% $38
$100,000 to $124,999 27 2.0% $174
$125,000 to $149,999 22 2.0% $219
$175,000 to $199,999 20 1.0% $297
$200,000 to $249,999 23 2.0% $362
$250,000 to $299,999 129 12.0% $439
$300,000 to $399,999 817 76.0% $562

Top Home Insurance Agents Near Center Moriches, NY

Home Insurance Company Near Center Moriches, NY Homeowners Insurance Agency Near Center Moriches, NY Address
NA Executive Insurance Brokerage & Financial Services Inc. 50 Lighthouse Rd, Babylon, NY, 11702
Travelers Clifford M Golub Associates Inc 76 N BROADWAY STE 4005, HICKSVILLE, NY, 11801
State Farm Johnny Slade 114 Northern Blvd, Great Neck, NY, 11021-4303
State Farm Kevin Dignam 407 E Meadow Ave Ste 101, East Meadow, NY, 11554-3904
State Farm Kevin Tabet 111 High Ridge Rd Ste J, Stamford, CT, 06905-3809

Cost Of Homeowners Insurance By Street Near Center Moriches, NY

Streets in Center Moriches Area Homeowners Insurance Cost
Church Rd, Sunrise Hwy North Svc Rd, Canal St, Bridal Path, Venango St, Abby Ct, Beachfern Rd, Lakeview Dr E, Schiller St, Christensen St$653
E Moriches-Riverhead Rd, Florence Pl, Robert Ct, Sea Breeze Pl, Shirley St, Wading River Rd, Terry Plc, Bayview Pl, Sabrina Dr, Sedgemere Rd$646
Laura Lee Dr, Belle Harbor Ct, Wilcox Ave, E Moriches Blvd, Hampton Dr, Sprague Dr, Adelaide Ave, Surrey Dr, Lakeview Dr W, Sycamore Dr$647
Toni Ct, Chet Swezey Rd, Canal View Dr, Merrick Blvd, Eastport-Manor Rd, Neville St, Monte Ln, Trainor Ave, Bank St, Winnie Rd$646
Kenmare St, Beverly Ct, Cynthia Ln, Wiltshire Ct, Chichester Ave, Yarmouth Ln, Brookfield Ave, Nugent St, Christopher Dr, James Hawkins Rd$649

Center Moriches, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Center Moriches$96 to $99
Moriches$97
Poospatuck$91
Mastic$93

Center Moriches, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Moriches CDP, New York $81 $108 $162
East Moriches CDP, New York $81 $107 $161
Poospatuck Reservation, Suffolk County, New York $76 $101 $152

Center Moriches, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Center Moriches, NY1.8%5.4%
Moriches2.38%5.41%
East Moriches1.64%5.39%
Poospatuck2.39%12.1%

Center Moriches Renters Insurance as a Percentage of Rent

Center Moriches Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 10 1.0% $1896
$1,000 to $1,499 214 40.0% $3771
$1,500 or more 310 58.0% $5421

Center Moriches, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Center Moriches Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $15,800$14,300
Net Savings to Center Moriches Home Owner from High Deductible Plan $1,500

Center Moriches, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Center Moriches, NY Home Replacement Value MORE than Home Value Center Moriches, NY Home Replacement Value LESS than Home Value
Replacement Value $503,000 $303,500
Insurance Premium based on Replacement Value $4,175 $2,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $112,000 Risk Exposure from Under Insuring Coverage is $87,500
Premium Impact Insurance cheaper by $725/year Insurance costlier by $925/year

Example Center Moriches Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceErie InsuranceNationwide Insurance
Monthly Premium 103296360
Year Built 196620071970
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$350000-$400000$700000-$800000
Deductible > $10,000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Center Moriches, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 590,000 Tile Roof 3,150 4 $500- $1000 Deductible 690 2 Wood siding No
1967 695,000 Membrane Roof 3,080 5 $5000 to $10,000 Deductible 2120 7 Wood siding No
1984 420,000 Composition Roof 2,220 4 $500- $1000 Deductible 1940 6 Wood siding yes
1980 280,000 Shingles Roof 1,420 3 $1000-$2500 Deductible 190 1 Wood siding yes
2000 465,000 Metal Roof 2,940 5 $5000 to $10,000 Deductible 190 1 Wood siding yes
1968 740,000 Wood Shake Roof 4,360 5 $500 Deductible 4670 6 Stucco siding yes
2004 415,000 Composition Roof 1,910 3 $2500-$5000 Deductible 2180 7 Vinyl siding yes
1974 780,000 Composition Roof 4,350 5 $500 Deductible 1690 3 Fiber-Cement Siding yes
1986 395,000 Shingles Roof 1,700 4 $500- $1000 Deductible 380 1 Wood siding No
1947 455,000 Shingles Roof 2,200 4 $1000-$2500 Deductible 370 1 Brick siding yes
1974 370,000 Membrane Roof 1,620 3 > $10,000 Deductible 840 5 Fiber-Cement Siding yes
1984 400,000 Metal Roof 2,060 4 > $10,000 Deductible 1200 8 Brick siding No
1949 260,000 Metal Roof 1,580 5 $5000 to $10,000 Deductible 160 1 Brick siding No
1991 760,000 Slate Shingles Roof 4,370 5 $1000-$2500 Deductible 2190 4 Stone Siding No
1979 640,000 Slate Shingles Roof 3,140 4 $1000-$2500 Deductible 2340 5 Stucco siding yes
1963 680,000 Membrane Roof 2,980 4 $500 Deductible 5300 10 Brick siding yes
1949 365,000 Asphalt Shingles Roof 2,060 4 $2500-$5000 Deductible 2310 10 Fiber-Cement Siding yes
2009 620,000 Tile Roof 3,860 5 $2500-$5000 Deductible 1340 4 Wood siding No
1947 410,000 Shingles Roof 2,100 3 $5000 to $10,000 Deductible 1900 9 Stone Siding No
2002 250,000 Tile Roof 1,510 3 > $10,000 Deductible 740 5 Stucco siding No
2004 390,000 Shingles Roof 1,840 3 $2500-$5000 Deductible 1750 9 Fiber-Cement Siding No
2000 275,000 Tile Roof 1,360 3 $500 Deductible 870 4 Stone Siding yes
1989 1,135,000 Wood Shake Roof 4,870 5 $2500-$5000 Deductible 8150 12 Fiber-Cement Siding No
1967 315,000 Wood Shake Roof 1,970 5 $500- $1000 Deductible 1210 6 Stucco siding No
1940 325,000 Composition Roof 1,610 5 $1000-$2500 Deductible 2730 9 Brick siding No
1989 240,000 Membrane Roof 1,380 3 > $10,000 Deductible 1070 8 Wood siding No
2008 295,000 Wood Shake Roof 1,770 3 $1000-$2500 Deductible 710 3 Wood siding yes
1969 485,000 Slate Shingles Roof 2,390 4 $1000-$2500 Deductible 3740 10 Brick siding yes
1942 335,000 Shingles Roof 1,530 3 $1000-$2500 Deductible 270 1 Stone Siding yes
1960 635,000 Membrane Roof 2,790 4 $500- $1000 Deductible 5570 10 Fiber-Cement Siding yes
1941 860,000 Composition Roof 4,650 5 $500- $1000 Deductible 3700 5 Fiber-Cement Siding No
1947 360,000 Shingles Roof 2,230 5 $500- $1000 Deductible 2600 9 Vinyl siding No
1940 385,000 Tile Roof 1,730 4 $500- $1000 Deductible 3800 12 Vinyl siding No
2000 710,000 Membrane Roof 3,400 4 $500- $1000 Deductible 8300 12 Vinyl siding yes