Centennial Insurance Rates:

Centennial, CO homeowners insurance is roughly $766 to $1,038, about $63-$86/month. Our extensive analysis reveals consumers can save as much as $360 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Brown Insurance
I like that there is hardly anybody in the place when i go to pay each month. i'm sort of an introvert and so it does me good.
State Farm
I've never dealt with the homeowner's insurance directly, but i also use the same company for car insurance. it seems that processing the claim takes a long time unless you call regularly for updates
State Farm
With the bundling of state farm, they also cover medical insurance, and with that, i wish that they provide better dental.

Centennial, CO Homeowners Insurance By Home Value

Centennial, CO Home Value Total Homes % of Total Average Centennial, CO Homeowners Insurance
Less than $50,000 422 1.0% $72
$100,000 to $124,999 303 1.0% $342
$125,000 to $149,999 651 2.0% $423
$150,000 to $174,999 895 3.0% $505
$175,000 to $199,999 1,485 5.0% $577
$200,000 to $249,999 6,783 27.0% $703
$250,000 to $299,999 6,310 25.0% $856
$300,000 to $399,999 7,916 31.0% $1091

Top Home Insurance Agents Near Centennial, CO

Home Insurance Company Near Centennial, CO Homeowners Insurance Agency Near Centennial, CO Address
NA Colorado Springs Insurance Inc 5350 N Academy Blvd Colorado Springs, Colorado Springs, CO, 80918
State Farm Christopher Sena 9981 Washington St Ste 23, Thornton, CO, 80229-2165
Travelers Premier Group Insurance 19751 E MAIN ST STE 380, PARKER, CO, 80138
Travelers Scott Anderson Agency Llc 4291 AUSTIN BLUFF PKWY 207, COLORADO SPRINGS, CO, 80918
Travelers The Insurance Place Inc 3110 S Wadsworth Blvd Suite 202, Lakewood, CO, 80227

Cost Of Homeowners Insurance By Street Near Centennial, CO

Streets in Centennial Area Homeowners Insurance Cost
S Revere Pkwy, S Bridger Ct, S Nepal Way, S Wheeling Ct, E Jamison Dr, E Dorado Ct, S Iola St, S Vine Cir E, E Tanforan Pl, S Sherman Way$878
E Caley Cir, E Nichols Cir, E Irish Dr, E Portland Pl, S Helena Ct, S Racine Cir, S Pemberton Dr, S Buckley Way, E Caley Ln, S Adams Way$915
S Marion Way, S Pontiac Ct, E Easter Cir N, E Appleton Cir, E Tufts Pl, S University Way, E Mineral Dr, S Blackhawk Ct, S Williams Cir, S Elizabeth Way$858
S Oneida Way, S Ivy Way, S Bellaire Ct, E Mineral Cir, E Cresthill Ave, E Easter Way, S Poplar St, Crabtree Dr, Inverness Main St, S Harrison Ct$870
E Weaver Ln, S Quatar Way, Broncos Pkwy, E Prentice Ln, S Monaco St, S Clinton Ct, E Panorama Dr, S Adams Way, S Elizabeth Way, E Weaver Ln$944
S Orleans St, S Garfield St, E Heritage Pl N, E Weaver Cir, S Detroit St, S Madison Way, S Poplar Ln, E Nichols Dr, E Old Orchard Rd, S Gaylord St$907
S Olathe Cir, Willamette Ln, E Costilla Way, S Kirk Way, Green Oaks Ln, S Ivanhoe Ct, Chestnut Trl, Orchard Ln, E Costilla Blvd, S Locust Pl$1,054
S Birch Ct, S Dallas St, E Progress Way, Green Oaks Dr, Long Dr, S Dahlia Ct, E Fremont Cir N, S Ash Cir, S Jasmine Ct, S Niagara Way$None
S Shalom Park Cir, E Otero Ln, E Briarwood Cir S, S Riviera St, S Niagara Ct, S Chester Way, Bellaire Cir, S Harrison Ct, E Geddes Ln, S Hudson Ln$940
S Garfield Dr, E Hialeah Ave, Ash St, S Alexander Ct, S Pitken Way, S Netherland St, E Green Oaks Ln, E Phillips Dr N, S Cook St, S Wenatchee Way$None

Centennial, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Centennial$135 to $137
Inverness$139
Cherry Creek$141
Dove Valley$130

Centennial, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Inverness CDP, Colorado $139 $185 $278
Cherry Creek CDP, Colorado $141 $188 $282
Dove Valley CDP, Colorado $130 $173 $260

Centennial, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Centennial, CO4.0%14.9%
Inverness3.35%10.66%
Cherry Creek3.49%14.34%
Dove Valley4.46%18.55%

Centennial Renters Insurance as a Percentage of Rent

Centennial Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 279 5.0% $1914
$750 to $999 933 16.0% $2664
$1,000 to $1,499 2,310 41.0% $3789
$1,500 or more 1,956 35.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Centennial For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Auto-Owners Insurance Company $2,438
Masonry $500 Grange Insurance Association $927
Masonry $500 Metropolitan Direct Property And Casualty Insurance Company $1,972
Masonry $500 Nationwide Insurance Company Of America $1,162
Masonry $500 Secura Supreme Ins Co $1,360
Frame $500 Stillwater Property And Casualty Insurance Co $1,303
Frame $500 The Travelers Home And Marine Insurance Company $1,601
Masonry $500 Unitrin Direct Property & Casualty Company $1,774

Centennial, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$4,900
Yearly Centennial Homeowner Insurance Premium Example $3,300$2,500
Out of Pocket Expense During Claim$900$4,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,700$19,900
Net Savings to Centennial Home Owner from High Deductible Plan $800

Centennial, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Centennial, CO Home Replacement Value MORE than Home Value Centennial, CO Home Replacement Value LESS than Home Value
Replacement Value $396,500 $304,500
Insurance Premium based on Replacement Value $1,575 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Centennial Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateChubb Group of Insurance
Monthly Premium 69125202
Year Built 197220051997
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$500000-$600000$400000-$500000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Centennial, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 255,000 Tile Roof 1,690 3 $5000 to $10,000 Deductible 480 9 Fiber-Cement Siding No
1985 160,000 Wood Shake Roof 1,350 3 $5000 to $10,000 Deductible 340 10 Fiber-Cement Siding yes
2005 275,000 Tile Roof 2,080 5 > $10,000 Deductible 220 3 Vinyl siding No
1984 265,000 Wood Shake Roof 1,780 3 $1000-$2500 Deductible 620 8 Fiber-Cement Siding yes
2007 325,000 Wood Shake Roof 2,010 4 $2500-$5000 Deductible 380 4 Wood siding No
1972 280,000 Wood Shake Roof 1,850 3 $2500-$5000 Deductible 1030 12 Stone Siding yes
1971 490,000 Asphalt Shingles Roof 3,090 4 $500- $1000 Deductible 1790 9 Fiber-Cement Siding No
1993 375,000 Shingles Roof 2,300 3 > $10,000 Deductible 560 9 Vinyl siding No
1979 810,000 Asphalt Shingles Roof 3,419 5 $1000-$2500 Deductible 1380 3 Fiber-Cement Siding yes