Celina Insurance Rates:

Celina, OH homeowners insurance is roughly $583 to $792, about $48-$66/month. Our comprehensive research indicates shoppers can save upto $274 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Celina, OH Homeowners Insurance By Home Value

Celina, OH Home Value Total Homes % of Total Average Celina, OH Homeowners Insurance
Less than $50,000 425 14.0% $171
$50,000 to $59,999 122 4.0% $364
$60,000 to $69,999 178 6.0% $453
$70,000 to $79,999 225 7.0% $522
$80,000 to $89,999 270 9.0% $590
$90,000 to $99,999 334 11.0% $659
$100,000 to $124,999 435 14.0% $769
$125,000 to $149,999 299 10.0% $961
$150,000 to $174,999 271 9.0% $1133
$175,000 to $199,999 177 6.0% $1312
$200,000 to $249,999 111 3.0% $1573
$250,000 to $299,999 46 1.0% $1923
$300,000 to $399,999 57 1.0% $2445

Top Home Insurance Agents Near Celina, OH

Home Insurance Company Near Celina, OH Homeowners Insurance Agency Near Celina, OH Address
Erie Kersh Insurance Agency 219 E Main Street, Ottawa, OH, 45875
Allstate Thomas A. Walter 312 Caldwell St, Piqua, OH, 45356
NA Alan Davis Insurance Agency, Inc. Po Box 2002, Wapakoneta, OH, 45895
NA Welker & Associates 2314 Lake Avenue Fort Wayne, Fort Wayne, IN, 46805
NA Taylor & Associates Insurance Agency Ltd 221 N Commerce St Po Box 69, lewisburg, OH, 45338

Cost Of Homeowners Insurance By Street Near Celina, OH

Streets in Celina Area Homeowners Insurance Cost
Oak Dale Ave, Deford St, Ann St, Golfview Dr, Jewett Dr, Hierholzer St, Washington St, Cheshire Cir, Lake Acres Dr, Rosewood Dr$694
Holly St, Majorki Pl, W Ash St, Dibble Rd, Garman Ave, Bullard Rd, Celina St, Mockingbird Ln, Anderson Rd, Murlin Ave$694
W Market St, Staeger Rd, Madison Dr, Irmscher Blvd, S Buckeye St, Grand Lake Rd, S Mill St, Bruns Ave, S Cherry St, E Livingston St$692
Stella St, Lincoln Dr, N Leblond St, W Fayette St, Hamilton St, Larkspur Ln, Elmgrove Ave, Greenbriar Ct, Wild Cherry Ave, Hawthorne St$704
N Walnut St, Chestnut St, W Fayette St, Kingswood Dr, Royal Ln, Northwood Dr, Linden Ave, Hillcrest Dr, W Wayne St, E Blake St$708

Celina, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Celina$102 to $105
Jefferson$104
Mercer County$105
Montezuma$101

Celina, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jefferson township, Mercer County, Ohio $87 $116 $174
Mercer County, Ohio $88 $117 $175
Montezuma village, Ohio $85 $113 $169

Celina, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Celina, OH5.7%14.6%
Jefferson5.52%14.01%
Mercer County5.23%13.95%
Montezuma5.79%16.69%

Celina Renters Insurance as a Percentage of Rent

Celina Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 4.0% $358
$200 to $299 26 1.0% $808
$300 to $499 184 13.0% $1258
$500 to $749 584 41.0% $1933
$750 to $999 418 29.0% $2683
$1,000 to $1,499 137 9.0% $3808

Celina, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Celina Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Celina Home Owner from High Deductible Plan $600

Celina, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Celina, OH Home Replacement Value MORE than Home Value Celina, OH Home Replacement Value LESS than Home Value
Replacement Value $144,500 $104,500
Insurance Premium based on Replacement Value $450 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Celina Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 334374
Year Built 199820101976
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Celina, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 105,000 Membrane Roof 1,470 3 $500- $1000 Deductible 380 12 Brick siding yes
1985 100,000 Membrane Roof 1,840 3 $500- $1000 Deductible 230 9 Brick siding No
1970 125,000 Membrane Roof 2,170 3 $500 Deductible 120 3 Wood siding No
2011 135,000 Tile Roof 1,850 3 $500- $1000 Deductible 320 6 Brick siding yes
1940 190,000 Membrane Roof 3,130 4 $1000-$2500 Deductible 460 9 Brick siding yes
1998 130,000 Tile Roof 1,730 3 $2500-$5000 Deductible 50 2 Stone Siding No
1984 115,000 Shingles Roof 1,690 4 $1000-$2500 Deductible 230 8 Stucco siding yes
1966 210,000 Metal Roof 2,580 4 $500 Deductible 410 6 Stucco siding yes
2011 225,000 Composition Roof 3,190 4 $5000 to $10,000 Deductible 220 4 Wood siding No
1970 150,000 Tile Roof 2,600 4 $500- $1000 Deductible 300 8 Stone Siding yes
2012 135,000 Asphalt Shingles Roof 1,820 3 $2500-$5000 Deductible 420 10 Stone Siding No
1998 95,000 Tile Roof 1,330 3 $2500-$5000 Deductible 120 5 Wood siding No
1983 90,000 Asphalt Shingles Roof 1,460 3 $2500-$5000 Deductible 210 10 Stone Siding yes
1944 120,000 Asphalt Shingles Roof 1,940 3 $500 Deductible 460 10 Fiber-Cement Siding No
1941 110,000 Asphalt Shingles Roof 1,360 3 $1000-$2500 Deductible 460 12 Fiber-Cement Siding yes
1967 140,000 Tile Roof 2,220 3 $1000-$2500 Deductible 250 7 Stone Siding yes
1960 205,000 Composition Roof 2,750 5 $500- $1000 Deductible 60 1 Vinyl siding yes
1992 195,000 Metal Roof 2,360 4 $500 Deductible 370 7 Stucco siding yes
1990 105,000 Metal Roof 1,820 4 $2500-$5000 Deductible 60 2 Wood siding yes
1980 155,000 Asphalt Shingles Roof 2,700 4 $500 Deductible 90 2 Fiber-Cement Siding No
1974 150,000 Shingles Roof 2,110 3 $2500-$5000 Deductible 80 3 Stucco siding yes
1961 140,000 Membrane Roof 1,890 3 $500- $1000 Deductible 500 12 Fiber-Cement Siding yes
1960 110,000 Membrane Roof 1,950 4 $1000-$2500 Deductible 120 4 Vinyl siding No
1971 230,000 Wood Shake Roof 3,080 4 > $10,000 Deductible 500 12 Brick siding No
1985 145,000 Composition Roof 1,940 3 $2500-$5000 Deductible 260 8 Brick siding yes
2014 105,000 Membrane Roof 1,650 3 $1000-$2500 Deductible 300 10 Brick siding No
1944 220,000 Shingles Roof 2,930 4 $2500-$5000 Deductible 250 5 Vinyl siding No
1967 80,000 Tile Roof 1,220 3 $1000-$2500 Deductible 50 2 Brick siding No
2010 265,000 Tile Roof 4,000 5 $1000-$2500 Deductible 60 1 Stone Siding No
1995 285,000 Metal Roof 4,710 5 $2500-$5000 Deductible 560 7 Vinyl siding No
1941 140,000 Slate Shingles Roof 2,210 4 $2500-$5000 Deductible 90 4 Stone Siding yes
1980 95,000 Asphalt Shingles Roof 1,710 3 $500 Deductible 270 7 Wood siding No