Cedartown Insurance Rates:

Cedartown, GA homeowners insurance is roughly $729 to $1,008, about $60-$84/month. Our in depth analysis shows customers can save upto $347 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cedartown, GA Homeowners Insurance By Home Value

Cedartown, GA Home Value Total Homes % of Total Average Cedartown, GA Homeowners Insurance
Less than $50,000 127 10.0% $199
$50,000 to $59,999 43 3.0% $425
$60,000 to $69,999 140 11.0% $530
$70,000 to $79,999 82 6.0% $608
$80,000 to $89,999 160 13.0% $686
$90,000 to $99,999 38 3.0% $773
$100,000 to $124,999 157 12.0% $895
$125,000 to $149,999 137 11.0% $1121
$150,000 to $174,999 174 14.0% $1320
$175,000 to $199,999 28 2.0% $1529
$200,000 to $249,999 36 2.0% $1833
$250,000 to $299,999 67 5.0% $2242
$300,000 to $399,999 19 1.0% $2850

Top Home Insurance Agents Near Cedartown, GA

Home Insurance Company Near Cedartown, GA Homeowners Insurance Agency Near Cedartown, GA Address
State Farm Nate Papillion 2655 Dallas Hwy SW Ste 620, Marietta, GA, 30064-7520
State Farm Pam Roehl 10513 Commerce St, Summerville, GA, 30747-1488
State Farm Ryan Young 3903 Jiles Rd NW Ste 202, Kennesaw, GA, 30144-4613
State Farm Shannon Upton 3475 Dallas Hwy SW Ste 520, Marietta, GA, 30064-6410
NA Accountable Insurance Association, Llc 453 Cooper Woods Court , Smyrna, GA, 30082

Cost Of Homeowners Insurance By Street Near Cedartown, GA

Streets in Cedartown Area Homeowners Insurance Cost
Casey Rd, W John Hand Rd, School Ln, Old Cedartown Rd, Youngs Station Rd, Saw Mill Rd, Edgewood Dr, Parker Roberts Rd, Rolling Hills Rd, Lees Chapel Rd$845
Kimwood Dr, Lakeside Dr, Wissahickon Ave, Booger Hollow Rd, Sixth Street Rd, Seventh St, Meadow Lake Ln, 6th Street Rd, N Martiele St, McCombs Loop$873
N Cave Spring St, Cave Springs Rd, Johnson Lake Rd, Cook Rd, Paula Ct, S Main St, Frances St, Polk St, Iron St, Wray Rd$849
Roosevelt St, Furnace St, Edwards Rd, Frances Dr, Wilson Rd, Old Fish Creek Rd, Jud Brazier Rd, Creekside Way, Martiele St, Harris Loop$874
Quarry Rd, Summerwind Dr, Piedmont Ave, Brice Rd, Wieuca Way, Cains Xing, 2nd St, W Jule Peek Ave, Northside Dr, Greenbriar Dr$881

Cedartown, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cedartown$128 to $132
Polk County$130
Aragon$129
Edwardsville$140

Cedartown, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Polk County, Georgia $109 $145 $217
Cave Spring CCD, Floyd County, Georgia $109 $145 $217
Rockmart CCD, Polk County, Georgia $108 $144 $216

Cedartown, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cedartown, GA6.0%16.8%
Polk County6.16%20.91%
Cave Spring6.14%19.51%
Rockmart6.19%19.63%

Cedartown Renters Insurance as a Percentage of Rent

Cedartown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 104 6.0% $376
$200 to $299 154 9.0% $826
$300 to $499 328 19.0% $1276
$500 to $749 430 25.0% $1951
$750 to $999 428 25.0% $2701
$1,000 to $1,499 174 10.0% $3826
$1,500 or more 49 2.0% $5476

Average Cost Of Home Insurance By Company In Areas Nearby Cedartown For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 frame Alfa Insurance Corporation $796 $731 $651
$100,000 frame American Family Insurance Company $525.00 $472.00 $426.00
$350,000 frame Bankers Standard Insurance Company N/A $1987 $1760
$75,000 frame Foremost Signature Insurance Company $1239 $1214 N/A
$400,000 frame General Casualty Company Of Wisconsin N/A $1443.00 $1096.00
$400,000 veneer General Casualty Company Of Wisconsin N/A $1126.00 $1088.00
$150,000 frame Homesite Insurance Company Of Georgia N/A N/A $841.00
$250,000 frame Horace Mann Property And Casualty Insurance Company N/A $1678 $1512
$400,000 veneer Safeco Insurance Company Of Indiana $2451 $2297 $2131
$250,000 veneer State Farm Fire & Casualty Company N/A N/A $2001.00

Cedartown, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Cedartown Homeowner Insurance Premium Example $1,000$500
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $5,600$5,100
Net Savings to Cedartown Home Owner from High Deductible Plan $500

Cedartown, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cedartown, GA Home Replacement Value MORE than Home Value Cedartown, GA Home Replacement Value LESS than Home Value
Replacement Value $99,500 $62,000
Insurance Premium based on Replacement Value $475 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Cedartown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 408646
Year Built 195219452010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$250000-$300000$125000-$150000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Cedartown, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 105,000 Tile Roof 1,450 3 $2500-$5000 Deductible 370 12 Wood siding yes
2005 195,000 Metal Roof 3,110 4 $500 Deductible 530 7 Brick siding yes
2011 105,000 Tile Roof 1,640 4 $1000-$2500 Deductible 230 7 Fiber-Cement Siding No
1980 75,000 Asphalt Shingles Roof 1,270 3 $2500-$5000 Deductible 110 6 Stone Siding yes
1992 185,000 Asphalt Shingles Roof 2,210 3 $2500-$5000 Deductible 570 7 Wood siding No
1950 125,000 Membrane Roof 2,020 3 $500- $1000 Deductible 330 7 Stone Siding yes
1954 135,000 Shingles Roof 1,980 3 $500- $1000 Deductible 520 10 Stucco siding yes
1991 180,000 Wood Shake Roof 2,360 3 $2500-$5000 Deductible 200 5 Vinyl siding yes
1975 135,000 Shingles Roof 1,540 3 $2500-$5000 Deductible 30 1 Stone Siding yes
1942 140,000 Slate Shingles Roof 1,910 3 $500- $1000 Deductible 410 8 Fiber-Cement Siding yes
1953 160,000 Metal Roof 1,910 4 $500 Deductible 450 8 Stone Siding yes
1956 165,000 Composition Roof 2,510 4 $500- $1000 Deductible 720 12 Wood siding yes
1987 160,000 Slate Shingles Roof 2,390 3 $1000-$2500 Deductible 250 5 Fiber-Cement Siding No
1952 95,000 Metal Roof 1,490 3 $500- $1000 Deductible 260 8 Stucco siding yes
1986 160,000 Composition Roof 2,290 3 $5000 to $10,000 Deductible 440 9 Stone Siding No
2010 240,000 Asphalt Shingles Roof 2,940 4 $2500-$5000 Deductible 630 10 Stone Siding No
1944 190,000 Asphalt Shingles Roof 2,320 3 $500 Deductible 60 1 Fiber-Cement Siding No
1958 135,000 Metal Roof 2,230 4 $1000-$2500 Deductible 130 3 Brick siding No
1997 185,000 Tile Roof 3,100 4 $1000-$2500 Deductible 700 8 Vinyl siding No
2011 195,000 Slate Shingles Roof 2,330 4 $5000 to $10,000 Deductible 140 2 Brick siding yes
1983 125,000 Wood Shake Roof 1,960 3 $2500-$5000 Deductible 460 10 Brick siding yes
1951 230,000 Membrane Roof 2,720 4 > $10,000 Deductible 60 1 Vinyl siding No
2008 160,000 Metal Roof 2,120 4 $2500-$5000 Deductible 170 3 Brick siding yes
1984 170,000 Slate Shingles Roof 2,220 4 $2500-$5000 Deductible 400 7 Wood siding No
1990 170,000 Tile Roof 2,240 4 $500 Deductible 970 12 Fiber-Cement Siding No
1952 155,000 Membrane Roof 1,920 3 $500- $1000 Deductible 180 4 Brick siding yes
2003 135,000 Membrane Roof 1,920 3 $2500-$5000 Deductible 130 3 Fiber-Cement Siding No
1948 100,000 Metal Roof 1,220 3 $500- $1000 Deductible 110 3 Stucco siding yes
2004 235,000 Asphalt Shingles Roof 3,110 4 > $10,000 Deductible 300 8 Wood siding yes
2012 190,000 Asphalt Shingles Roof 3,110 4 $1000-$2500 Deductible 390 6 Stone Siding No
1956 170,000 Slate Shingles Roof 2,330 3 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
1976 180,000 Metal Roof 2,960 4 $5000 to $10,000 Deductible 490 10 Vinyl siding yes