Cedaredge Insurance Rates:

Cedaredge, CO homeowners insurance is roughly $743 to $1,011, about $61-$84/month. Our comprehensive research reveals consumers can save upto $350 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cedaredge, CO Homeowners Insurance By Home Value

Cedaredge, CO Home Value Total Homes % of Total Average Cedaredge, CO Homeowners Insurance
Less than $50,000 273 9.0% $96
$50,000 to $59,999 56 2.0% $210
$70,000 to $79,999 71 2.0% $306
$80,000 to $89,999 42 1.0% $350
$90,000 to $99,999 85 3.0% $394
$100,000 to $124,999 252 9.0% $456
$125,000 to $149,999 123 4.0% $570
$150,000 to $174,999 296 10.0% $675
$175,000 to $199,999 217 7.0% $780
$200,000 to $249,999 525 19.0% $938
$250,000 to $299,999 480 17.0% $1148
$300,000 to $399,999 325 11.0% $1455

Top Home Insurance Agents Near Cedaredge, CO

Home Insurance Company Near Cedaredge, CO Homeowners Insurance Agency Near Cedaredge, CO Address
Travelers Homer L Sims Agcy Inc 743 HORIZON CT STE 207, GRAND JUNCTION, CO, 81506
Liberty Mutual Independent Moody-Valley Insurance Agency 760 Horizon Dr Grand Junction, Grand Junction, CO, 81506
State Farm Steve Kendrick 640 Rood Avenue, Grand Junction, CO, 81501
State Farm Tim Tinaza 219 E Main St Apt A, Montrose, CO, 81401-3665
Allstate Vince Cope 812 Rood Ave, Grand Junction, CO, 81501

Cost Of Homeowners Insurance By Street Near Cedaredge, CO

Streets in Cedaredge Area Homeowners Insurance Cost
Weaver Rd, Cedar Rock Ave W, 2150 Rd, SE Fairway Dr, Underwood Rd, Shirl Ln, Lewis Dr, Orchard Grove Rd, SW 5th St, 1995 Rd$874
R25, Sycamore Ln, Y Ln, Currant Creek Rd, Tongue Creek Rd, S25, Hernandez Rd, Vista Ln, 1900 Rd, SE Par Ct$884
Surface Creek Rd, SE Independence Ave, U Rd, NW 7th St, Quiet Corner Rd, Q 50 Ln, Kiser Creek Rd, Coogans Bluff Rd, Scott Pl, Mesa View Ln$885
Starner Loop Rd, Sorrento Ln, Antelope Hill Rd, Cedar Park Rd, SE Berry Ct, Fox Ridge Dr, Morrison Ct, 2095 Rd, SE Apple Ct, P25 Rd$876
SE 3rd St, Cactus Park Rd, SW 12th St, Kelly Ln, Pinon Dr, NW Sage Ave, SW 13th Ave, Spring St, Main St, 2110 Ln$879

Cedaredge, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cedaredge$130 to $132
Delta County$130
Orchard City$129
Hotchkiss$132

Cedaredge, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Delta County, Colorado $131 $174 $261
Orchard City town, Colorado $130 $173 $260
Hotchkiss CCD, Delta County, Colorado $133 $177 $266

Cedaredge, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cedaredge, CO5.7%24.6%
Delta County5.56%21.52%
Orchard City5.82%24.35%
Hotchkiss5.17%18.3%

Cedaredge Renters Insurance as a Percentage of Rent

Cedaredge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 11 1.0% $351
$200 to $299 15 2.0% $801
$300 to $499 54 9.0% $1251
$500 to $749 138 23.0% $1926
$750 to $999 168 29.0% $2676
$1,000 to $1,499 104 18.0% $3801
$1,500 or more 86 14.0% $5451

Cedaredge, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Cedaredge Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,700$7,100
Net Savings to Cedaredge Home Owner from High Deductible Plan $600

Cedaredge, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cedaredge, CO Home Replacement Value MORE than Home Value Cedaredge, CO Home Replacement Value LESS than Home Value
Replacement Value $270,000 $162,500
Insurance Premium based on Replacement Value $1,200 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example Cedaredge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 538150
Year Built 194020012014
Home Details 5 Beds, 3 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$125000-$150000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Cedaredge, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 495,000 Wood Shake Roof 3,950 5 $2500-$5000 Deductible 320 2 Wood siding No
2000 335,000 Wood Shake Roof 2,990 4 > $10,000 Deductible 400 7 Stone Siding yes
1989 270,000 Slate Shingles Roof 2,110 5 $1000-$2500 Deductible 930 9 Vinyl siding yes
2004 215,000 Metal Roof 2,180 3 $500- $1000 Deductible 460 8 Vinyl siding yes
1984 230,000 Wood Shake Roof 1,870 3 $500- $1000 Deductible 170 2 Stucco siding yes
2009 595,000 Shingles Roof 4,480 5 $1000-$2500 Deductible 920 6 Stucco siding yes
1998 140,000 Composition Roof 1,230 2 $500 Deductible 280 4 Stucco siding No
1980 480,000 Asphalt Shingles Roof 3,510 5 > $10,000 Deductible 460 3 Wood siding yes
1991 235,000 Wood Shake Roof 2,350 3 $1000-$2500 Deductible 750 10 Stucco siding yes
1982 230,000 Metal Roof 1,900 3 $500- $1000 Deductible 140 2 Stone Siding No
1991 480,000 Shingles Roof 3,980 5 $5000 to $10,000 Deductible 1120 12 Wood siding yes
2001 135,000 Wood Shake Roof 1,040 2 $2500-$5000 Deductible 430 8 Stone Siding yes
2000 240,000 Membrane Roof 2,260 3 $1000-$2500 Deductible 70 1 Vinyl siding yes
2013 250,000 Composition Roof 1,800 4 $2500-$5000 Deductible 810 9 Vinyl siding yes
2014 165,000 Asphalt Shingles Roof 1,460 2 $2500-$5000 Deductible 490 9 Brick siding No
1997 365,000 Tile Roof 2,900 4 $1000-$2500 Deductible 1270 10 Fiber-Cement Siding yes
1995 155,000 Metal Roof 1,560 2 $2500-$5000 Deductible 390 8 Fiber-Cement Siding No
2009 245,000 Metal Roof 2,090 4 $5000 to $10,000 Deductible 800 12 Brick siding No
2013 180,000 Slate Shingles Roof 1,390 2 $500 Deductible 870 10 Fiber-Cement Siding No
1990 225,000 Membrane Roof 1,970 3 > $10,000 Deductible 700 12 Wood siding yes
2006 90,000 Membrane Roof 910 2 $1000-$2500 Deductible 70 3 Wood siding yes
1982 250,000 Shingles Roof 2,430 4 $2500-$5000 Deductible 130 2 Vinyl siding yes
1947 285,000 Shingles Roof 2,050 5 $500- $1000 Deductible 1540 12 Vinyl siding No
1990 215,000 Metal Roof 1,630 5 $1000-$2500 Deductible 610 10 Stone Siding No
1940 145,000 Shingles Roof 1,210 2 $500 Deductible 940 12 Brick siding yes
1982 160,000 Membrane Roof 1,510 2 $500 Deductible 480 9 Stone Siding No
2005 450,000 Slate Shingles Roof 3,240 4 $500- $1000 Deductible 210 1 Stucco siding No
1991 200,000 Membrane Roof 1,670 4 > $10,000 Deductible 60 1 Stone Siding No
2003 160,000 Membrane Roof 1,550 2 $500- $1000 Deductible 460 8 Wood siding No
1994 420,000 Shingles Roof 3,540 5 $500- $1000 Deductible 1170 10 Brick siding yes
1981 590,000 Metal Roof 4,960 5 $500- $1000 Deductible 700 3 Fiber-Cement Siding yes
2000 405,000 Slate Shingles Roof 2,990 4 $500 Deductible 1440 8 Brick siding No
1983 315,000 Wood Shake Roof 3,070 4 $5000 to $10,000 Deductible 420 6 Stucco siding No
2004 255,000 Composition Roof 1,870 3 $1000-$2500 Deductible 400 4 Stone Siding yes