Cedar Rapids Insurance Rates:

Cedar Rapids, IA homeowners insurance is about $570 to $772, about $47-$64/month. Our all inclusive analysis reveals consumers can save upto $268 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would say that the interaction with my home insurance is great and always been kind and helpful for all my needs
Farmer's Insurance
My claims always get settled to my satisfaction and they make the process of filing a claim very hassle-free.
Travelers
I do not like that I have to pay three different entities for coverage for different things. I would prefer to deal with one point of contact.
Progressive
Sofar I like this company however since I have never had to use them in regards to filing a claim I won't truly know how good they are until if/when I need to use them. Hopefully I never have to though.
Allstate
The company has been great overall. I love my home insurance. I don't have to use it very often, but when I do, they are there when I need it. The pricing is low, but not too low where I'm thinking it's too good to be true. I would suggest other people use All-State.
Lenox Mutual Insurance
I like their app, the app is very sleek and does not bog me down. I also like that they are English speaking customer support representatives. I enjoy that the company does not try to take money from me needlessly and offers plans I can easily fit into my budget.
Allstate
The rate could be lower but then again that would only lower claim payouts, you get what you pay for in most cases.
Grange Insurance
I love the customer service for Grange. They are always willing to go the extra mile to assist me. I also love how user friendly their website is. It's very easy to navigate and check on current claim statuses. One other area they excel in is the entire claims process. They are very diligent and can process claims pretty quickly.
State Farm
The office staff are always friendly and professional and are quick to respond to requests i have about their services
Allstate
We had been with allstate for many years and we were let down by our representative. very disappointed in the company.
State Farm
State farm has always been there for us when there is a damage or disaster that happened in past few years.
Nationwide
The company's service has been great - very prompt, to the point, and the staff has been very polite to us and has left at ease about our insurance.
Pekin Insurance
Pekin insurance seems to send to my family and i once a year a disclosure about what our costs for having pekin insurance will be in the upcoming year, which i do find to be beneficial.
Farm Bureau
I only communicate with them when I have to, and that is rare, so they are in good in this regard.
State Farm
I have currently been pricing out insurance from other companies, and have found that my premiums are higher than other companies.
Farm Bureau
It’s not very user-friendly, it's gotten better but it has a long way to go. I can never find my balance or my statements and it takes me forever anytime I log in. I finally stopped using it. It's easier just to call or go in now.

Cedar Rapids, IA Homeowners Insurance By Home Value

Cedar Rapids, IA Home Value Total Homes % of Total Average Cedar Rapids, IA Homeowners Insurance
Less than $50,000 2,429 6.0% $127
$50,000 to $59,999 644 1.0% $261
$60,000 to $69,999 644 1.0% $328
$70,000 to $79,999 1,685 4.0% $382
$80,000 to $89,999 2,044 5.0% $429
$90,000 to $99,999 2,149 5.0% $483
$100,000 to $124,999 7,098 19.0% $556
$125,000 to $149,999 6,625 18.0% $697
$150,000 to $174,999 3,850 10.0% $825
$175,000 to $199,999 2,624 7.0% $952
$200,000 to $249,999 3,378 9.0% $1147
$250,000 to $299,999 1,488 4.0% $1402
$300,000 to $399,999 1,261 3.0% $1784

Top Home Insurance Agents Near Cedar Rapids, IA

Home Insurance Company Near Cedar Rapids, IA Homeowners Insurance Agency Near Cedar Rapids, IA Address
NA Sheets-Forrest-Draper Insurance 610 10Th Street, Marion, IA, 52302
NA Kvale Insurance 1425 West 5Th Street, Suite 3, Waterloo, IA, 50702
NA Moorman Fin Srvs Inc Dba Moorman Ins. 1212 West Marion Street, Manchester, IA, 52057
NA Nxt Insurance Agency Llc 325 Oakbrook Drive, Marion, IA, 52302
Liberty Mutual Independent First Iowa Insurance Agency 4101 Glass Road Ne Cedar Rapids, Cedar Rapids, IA, 52402

Cost Of Homeowners Insurance By Street Near Cedar Rapids, IA

Streets in Cedar Rapids Area Homeowners Insurance Cost
34th Street Dr SE, Hardshell Rd, 18th St SE, Robins Square Dr, A St SW, Co Rd NE, Edgewood Ln NW, Cherry Valley Rd SW, Beech Way SW, Bowman Ct NE$700
Caribou Ct NE, Green St, Sprucewood Dr NE, Wendy Lee Ln NW, Hunters Creek Way, Skillman Rd, Beecher Ct NW, Cress Pkwy, 9th Ave, Woodcrest St NE$689
11th Ave, Hagerman Rd, 23rd St SE, Salem Cir, 26th Ave Dr SW, Fruitland Blvd SW, Hawks Haven Rd, A Ave NE, Hinkley Ave NW, 21st St SE$663
Maureen Ct SE, Rawson Ln, Blue Heron Ct NE, Doubletree Rd NE, Diagonal Dr SW, Innes Way, Lewellen Dr NW, Minnie Ln, 8th St SE, Parkwood Rd$716
27th Street Ct SW, N Alburnett Rd, 15th St SW, 23rd St NW, N 10th Ave, Topaz Ave NW, Staub Ct NE, 41st St, Affirmed Ln, I Ave NW$670
Cavalier St NE, Tiperary Dr NE, Grant Wood Forest Ln, G Ave NE, Bealer Ct SE, 6th Ave SW, 32nd St SE, Pro Farmer Rd, 32nd St NE, G Ave NW$653
Pine Crest Dr, Czech Ln NE, Ravenwood Ter NW, Featherstone Dr, Robert Ct, Ellis Blvd NW, Vogt St, Dodge Rd NE, Camburn Ct SE, Granite Ct NE$711
Hemlock Pl NE, 32nd St NE, Secretariat Dr, D Ave NW, Boxwood Ln NE, Rosedale Rd, Knoll Rd, Foxborough Ter NE, Deer Lane Rd, Limerock Dr NW$716
Mission Ave, Timberland Dr NW, Harbet Ct NW, 8th St NE, Concord Dr, Yates Rd, Idlebrook Ln NE, Towerstone Ct, Burch Ave NW, Tama St SE$715
41st Street Pl, 27th St, Tower Terrace Rd, Neta Dr, C Ave, Cory Ct SW, 20th St NE, Winchester Dr, Tonga Dr, Falbrook Dr NE$691

Cedar Rapids, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cedar Rapids$100 to $102
Hiawatha$100
College$107
Fairfax$106

Cedar Rapids, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hiawatha city, Iowa $101 $134 $201
College township, Linn County, Iowa $107 $142 $213
Fairfax township, Linn County, Iowa $106 $141 $212

Cedar Rapids, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cedar Rapids, IA4.6%13.1%
Hiawatha4.3%12.19%
College3.87%11.81%
Fairfax3.71%12.89%

Cedar Rapids Renters Insurance as a Percentage of Rent

Cedar Rapids Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 226 1.0% $333
$200 to $299 576 3.0% $783
$300 to $499 2,821 18.0% $1233
$500 to $749 5,590 36.0% $1908
$750 to $999 3,859 25.0% $2658
$1,000 to $1,499 1,775 11.0% $3783
$1,500 or more 506 3.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Cedar Rapids For Different Scenarios

Coverage ($) Premium ($) Company
753100000Allied Property and Casualty Insurance Company
45870000Nationwide Affinity Insurance Company of America
1418250000Westfield National Insurance
28425000American Family Mutual Insurance company
64770000Casualty Insurance Company (CIC)
444100000Country Mutual Insurance Company
1072150000Nationwide Affinity Insurance Company of America
56770000Nationwide Affinity Insurance Company of America
13825000Travelers Home and Marine Insurance Company

Cedar Rapids, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Cedar Rapids Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Cedar Rapids Home Owner from High Deductible Plan $600

Cedar Rapids, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cedar Rapids, IA Home Replacement Value MORE than Home Value Cedar Rapids, IA Home Replacement Value LESS than Home Value
Replacement Value $187,000 $133,000
Insurance Premium based on Replacement Value $1,425 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example Cedar Rapids Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 547584
Year Built 198319632005
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Cedar Rapids, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 135,000 Asphalt Shingles Roof 1,980 4 $500 Deductible 760 8 Brick siding No
1989 150,000 Tile Roof 2,250 3 $2500-$5000 Deductible 410 6 Stone Siding No
2003 120,000 Wood Shake Roof 1,610 4 $500 Deductible 600 8 Brick siding yes
1974 225,000 Tile Roof 2,860 5 $5000 to $10,000 Deductible 260 4 Wood siding yes
1982 90,000 Slate Shingles Roof 920 2 $500- $1000 Deductible 510 9 Stucco siding No
1968 300,000 Membrane Roof 3,500 5 $500- $1000 Deductible 1240 10 Fiber-Cement Siding No
1946 140,000 Wood Shake Roof 1,410 2 $500 Deductible 700 10 Vinyl siding yes
2014 355,000 Wood Shake Roof 3,680 5 $2500-$5000 Deductible 660 4 Brick siding yes
1974 215,000 Asphalt Shingles Roof 2,160 4 $5000 to $10,000 Deductible 680 8 Wood siding No
1984 135,000 Composition Roof 1,620 3 $1000-$2500 Deductible 170 2 Brick siding yes
1984 105,000 Membrane Roof 1,170 2 $2500-$5000 Deductible 540 10 Wood siding No
1987 155,000 Composition Roof 1,640 4 $2500-$5000 Deductible 530 10 Vinyl siding No
1985 330,000 Metal Roof 3,950 5 $1000-$2500 Deductible 1290 8 Brick siding yes
1971 160,000 Metal Roof 1,660 2 $500- $1000 Deductible 910 9 Vinyl siding No
1975 95,000 Wood Shake Roof 1,380 2 $500 Deductible 350 8 Stone Siding yes
2001 90,000 Wood Shake Roof 1,320 3 $500- $1000 Deductible 450 9 Vinyl siding yes
2014 305,000 Shingles Roof 4,180 5 $1000-$2500 Deductible 1390 12 Vinyl siding yes
2010 170,000 Wood Shake Roof 1,720 4 $5000 to $10,000 Deductible 520 9 Fiber-Cement Siding yes
2010 125,000 Membrane Roof 1,440 2 $1000-$2500 Deductible 340 5 Brick siding yes
2010 120,000 Asphalt Shingles Roof 1,330 3 $2500-$5000 Deductible 470 10 Stucco siding yes
1996 155,000 Wood Shake Roof 1,510 3 $5000 to $10,000 Deductible 440 3 Stone Siding yes