Cedar City Insurance Rates:

Cedar City, UT homeowners insurance is approximately $416 to $565, about $34-$47/month. Our all inclusive analysis reveals consumers can save as much as $196 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
Our deductible with Farmer's Insurance is much lower than that of other homeowners insurance companies that we have contracted with in the past.
State Farm
I really like that my insurance company has the best rates available in my area. i shopped around for rates before deciding on state farm and they have the best rates for what i was looking for and of course, they have the best customer service around. they make me feel like a friend or family member because they always take care of me.
Farmer's Insurance
I feel that i am putting my money into something that is not helping. then, that is the system that we have instituted. is not just farmers! that is the way i feel about the insurance industry in general.
Progressive
I like that my company is willing to work with me and my lifestyle to find the plan that works best for me.
Farm Bureau
They offer a good price with good insurance. When you have a claim they are quick to work with you and get you the service or the money to get your home back in working order.
Travelers
I like many things but, I would have to list, caring, prompt, professional, efficient and great listeners to what it is I need. I have always had a very professional relationship with my agent and that is something I really enjoy.
Progressive
I have not used the company's mobile app, but I have visited the website. The website has a professional design and layout. It is easy to use and easy to navigate.
American Insurance
It has always been an easy and simple experience. There has not been any problem at all. They are easy to deal with.
State Farm
MY INSURANCE COMPANY'S MOBILE APP IS VERY EASY TO USE AND EASY TO UNDERSTAND. AND ITS ALWAYS AVAILABLE TO ME. IT PROVIDE MORE INFORMATION. State Farm repeatedly receives top marks for customer experience for a number of reasons, but it all comes down to how the company cares and empathizes with its customers. Many State Farm customers are military members stationed abroad, and the company uses technology to make their lives and their families’ lives easier.
Progressive
This company offers the cheapest rate that i could find for the house. A bonus is that they are not that hard to deal with either.
Allstate
I recommend because is cheap and customer service is top par. And is a great company.
American Family Insurance
I would recommend this because I have not had any issues whit hit at all
Progressive
the progressive home insurance is very good customer services.then best satisfication of all selecting

Cedar City, UT Homeowners Insurance By Home Value

Cedar City, UT Home Value Total Homes % of Total Average Cedar City, UT Homeowners Insurance
Less than $50,000 542 7.0% $63
$70,000 to $79,999 106 1.0% $191
$80,000 to $89,999 193 2.0% $220
$90,000 to $99,999 335 4.0% $245
$100,000 to $124,999 648 8.0% $284
$125,000 to $149,999 891 11.0% $358
$150,000 to $174,999 847 11.0% $422
$175,000 to $199,999 928 12.0% $486
$200,000 to $249,999 1,330 17.0% $584
$250,000 to $299,999 910 12.0% $716
$300,000 to $399,999 763 10.0% $908

Top Home Insurance Agents Near Cedar City, UT

Home Insurance Company Near Cedar City, UT Homeowners Insurance Agency Near Cedar City, UT Address
NA Dixie Leavitt Agency 115 North Main Cedar City, Cedar City, UT, 84721
NA White Insurance Agency, Inc 67 East Center , Parowan, UT, 84761
Liberty Mutual Independent Dixie Leavitt Agency 115 N MAIN ST, CEDAR CITY, UT, 84720
State Farm Suzette Cardon 415 N Main St Ste 201, Cedar City, UT, 84721-6177
Allstate Yardley Insurance Agency Yardley Insurance Agency Yardley Insurance Agency, Panguitch, UT, 84759

Cedar City, UT Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Cedar City, UT

Streets in Cedar City Area Homeowners Insurance Cost
W Midvalley Rd, N 1225 W, W 1475 N, Vandenburgh Rd, E 2015 N, Dirt Foothills Dr, Baver Rd, S 2400 E, Melling Dr, Pioneer Dr$492
W 2700 S, N Cottontail Dr E, E 100 North St, E 140 N, Park Ave, N 2200 W, Susan Ave, W 5700 N, W Industry Way, W 700 S$502
Sunshine Ln, Circleway Dr, W 1420 S, Moonlight Dr, Williams Ave, N 4350 W, W 1275 S, W 4800 N, N 25 E, 1070 S St$486
W Holly Cir, W 3350 N, N 3450 W, Sage Cir, W Sunbow St, N 700 W, W Meadow St, E Capt Pete Dr, E 2100 North Cir, E 2000 N$492
N Ridgeway Dr, S 1025 W, N Cove Dr, W 5200 N, 4300 N, E 625 N, E 700 S, W 1700 S, N 5500 W, N 3625 W Cir$487
N 4000 W, W 175 S, E 400 S, W 5275 N, Sundown Ave, W 3600 S, W 165 S, Blue Sky Dr S, W 1000 S, W 1125 S$500
Sunnyvale Cir, N 4500 W, W 2450 N, Quarterhorse Dr, W Horse Aly, E 4025 N, N 5000 W, 3950 S, W 5300 N, N 1700 W$493
N Double Tree Way E, W 275 N, Morgan Dr, Columbia Way, N Parkside Dr, W 4000 N, S 4175 W, 670 S, N 200 West St, W 4850 N$497
Heather Ln, S 5100 W, S 940 W, W 375 N, W 1750 S, S 5225 W, Rountree Dr, Plateau Ave, Greenslake Dr, E Wagon Trail Dr$485
2150 N Cir, W 375 S, Smead Blvd, N Cypress Ln, W 425 N, S 780 W, W 650 S, 2300 W, Southview Dr, Abby Way$498

Cedar City, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cedar City$73 to $75
Enoch$72
Iron County$73
Summit$70

Cedar City, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Enoch city, Utah $61 $81 $121
Iron County, Utah $61 $81 $122
Summit CDP, Utah $59 $78 $117

Cedar City, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cedar City, UT3.2%12.9%
Enoch3.19%13.04%
Iron County3.22%12.92%
Kanarraville3.69%11.59%

Cedar City Renters Insurance as a Percentage of Rent

Cedar City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 2.0% $338
$200 to $299 302 6.0% $788
$300 to $499 934 18.0% $1238
$500 to $749 1,943 38.0% $1913
$750 to $999 956 19.0% $2663
$1,000 to $1,499 624 12.0% $3788
$1,500 or more 104 2.0% $5438

Cedar City, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Cedar City Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,800$6,200
Net Savings to Cedar City Home Owner from High Deductible Plan $600

Cedar City, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cedar City, UT Home Replacement Value MORE than Home Value Cedar City, UT Home Replacement Value LESS than Home Value
Replacement Value $322,500 $190,000
Insurance Premium based on Replacement Value $900 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,000 Risk Exposure from Under Insuring Coverage is $72,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Cedar City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateAmerican Family Insurance
Monthly Premium 5173106
Year Built 198720112009
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$300000-$350000$350000-$400000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Cedar City, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 175,000 Metal Roof 1,660 3 $1000-$2500 Deductible 40 1 Wood siding No
1994 205,000 Composition Roof 2,310 5 $500 Deductible 370 8 Stone Siding yes
1987 555,000 Membrane Roof 4,920 5 $2500-$5000 Deductible 430 5 Stucco siding yes
2013 305,000 Slate Shingles Roof 2,630 4 $1000-$2500 Deductible 670 10 Stone Siding yes
1986 300,000 Metal Roof 3,370 4 > $10,000 Deductible 170 7 Stucco siding No
1985 350,000 Slate Shingles Roof 3,290 4 $2500-$5000 Deductible 220 3 Stone Siding No
2010 160,000 Composition Roof 1,420 3 $5000 to $10,000 Deductible 130 7 Fiber-Cement Siding No
2001 250,000 Wood Shake Roof 2,590 4 > $10,000 Deductible 100 4 Stone Siding No
1995 115,000 Composition Roof 1,220 3 $1000-$2500 Deductible 280 8 Brick siding No
2014 185,000 Wood Shake Roof 1,440 3 $500- $1000 Deductible 360 10 Fiber-Cement Siding yes
1993 375,000 Metal Roof 3,000 4 > $10,000 Deductible 50 1 Brick siding yes
2014 245,000 Composition Roof 1,940 3 $2500-$5000 Deductible 570 10 Vinyl siding No
1989 330,000 Membrane Roof 3,170 4 $1000-$2500 Deductible 500 5 Stucco siding yes
1993 230,000 Metal Roof 1,900 3 $1000-$2500 Deductible 310 5 Stucco siding yes
1984 185,000 Membrane Roof 1,940 4 $500- $1000 Deductible 250 5 Fiber-Cement Siding No
2013 120,000 Membrane Roof 1,300 3 $1000-$2500 Deductible 40 2 Fiber-Cement Siding No
1982 115,000 Metal Roof 1,270 3 $2500-$5000 Deductible 220 8 Vinyl siding yes
1998 235,000 Composition Roof 1,920 4 $1000-$2500 Deductible 460 12 Stone Siding yes
1987 205,000 Slate Shingles Roof 1,740 4 $5000 to $10,000 Deductible 220 6 Vinyl siding No
2011 540,000 Wood Shake Roof 4,610 5 $1000-$2500 Deductible 830 8 Fiber-Cement Siding yes
1985 245,000 Shingles Roof 1,940 3 $5000 to $10,000 Deductible 550 12 Fiber-Cement Siding No
2014 285,000 Composition Roof 3,340 4 $500 Deductible 220 4 Vinyl siding No
2008 195,000 Composition Roof 2,200 3 $2500-$5000 Deductible 40 1 Fiber-Cement Siding No
1989 150,000 Tile Roof 1,440 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding yes
2012 340,000 Slate Shingles Roof 2,940 4 $5000 to $10,000 Deductible 530 7 Stucco siding No
1980 115,000 Asphalt Shingles Roof 1,330 3 $500 Deductible 280 12 Wood siding yes
2004 170,000 Membrane Roof 1,960 4 $2500-$5000 Deductible 320 9 Stone Siding No
1981 490,000 Shingles Roof 4,430 5 $2500-$5000 Deductible 90 1 Wood siding No
2010 435,000 Slate Shingles Roof 4,830 5 > $10,000 Deductible 320 6 Stone Siding yes
2006 145,000 Slate Shingles Roof 1,230 3 $500- $1000 Deductible 180 6 Stucco siding No
2008 195,000 Asphalt Shingles Roof 1,530 3 $2500-$5000 Deductible 30 1 Brick siding yes
1995 275,000 Tile Roof 2,200 5 $2500-$5000 Deductible 470 7 Stone Siding yes
1994 210,000 Wood Shake Roof 2,260 3 $5000 to $10,000 Deductible 160 5 Brick siding No
1999 210,000 Tile Roof 1,700 5 $2500-$5000 Deductible 400 12 Brick siding yes

How To Make Your Cedar City, UT Home Insurance Cheaper

How Much Does Cedar City, UT Home Insurance Cost?