Cedar City, UT homeowners insurance is approximately $416 to $565, about $34-$47/month. Our all inclusive analysis reveals consumers can save as much as $196 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cedar City, UT | Homeowners Insurance Agency Near Cedar City, UT | Address |
|---|---|---|
| Liberty Mutual Independent | Dixie Leavitt Agency | 115 N MAIN ST, CEDAR CITY, UT, 84720 |
| State Farm | Suzette Cardon | 415 N Main St Ste 201, Cedar City, UT, 84721-6177 |
| Allstate | Yardley Insurance Agency | Yardley Insurance Agency Yardley Insurance Agency, Panguitch, UT, 84759 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Enoch city, Utah | $61 | $81 | $121 |
| Iron County, Utah | $61 | $81 | $122 |
| Summit CDP, Utah | $59 | $78 | $117 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cedar City, UT | 3.2% | 12.9% |
| Enoch | 3.19% | 13.04% |
| Iron County | 3.22% | 12.92% |
| Kanarraville | 3.69% | 11.59% |
| Cedar City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 128 | 2.0% | $338 |
| $200 to $299 | 302 | 6.0% | $788 |
| $300 to $499 | 934 | 18.0% | $1238 |
| $500 to $749 | 1,943 | 38.0% | $1913 |
| $750 to $999 | 956 | 19.0% | $2663 |
| $1,000 to $1,499 | 624 | 12.0% | $3788 |
| $1,500 or more | 104 | 2.0% | $5438 |
| Streets in Cedar City Area | Homeowners Insurance Cost |
|---|---|
| W Midvalley Rd, N 1225 W, W 1475 N, Vandenburgh Rd, E 2015 N, Dirt Foothills Dr, Baver Rd, S 2400 E, Melling Dr, Pioneer Dr | $492 |
| W 2700 S, N Cottontail Dr E, E 100 North St, E 140 N, Park Ave, N 2200 W, Susan Ave, W 5700 N, W Industry Way, W 700 S | $502 |
| Sunshine Ln, Circleway Dr, W 1420 S, Moonlight Dr, Williams Ave, N 4350 W, W 1275 S, W 4800 N, N 25 E, 1070 S St | $486 |
| W Holly Cir, W 3350 N, N 3450 W, Sage Cir, W Sunbow St, N 700 W, W Meadow St, E Capt Pete Dr, E 2100 North Cir, E 2000 N | $492 |
| N Ridgeway Dr, S 1025 W, N Cove Dr, W 5200 N, 4300 N, E 625 N, E 700 S, W 1700 S, N 5500 W, N 3625 W Cir | $487 |
| N 4000 W, W 175 S, E 400 S, W 5275 N, Sundown Ave, W 3600 S, W 165 S, Blue Sky Dr S, W 1000 S, W 1125 S | $500 |
| Sunnyvale Cir, N 4500 W, W 2450 N, Quarterhorse Dr, W Horse Aly, E 4025 N, N 5000 W, 3950 S, W 5300 N, N 1700 W | $493 |
| N Double Tree Way E, W 275 N, Morgan Dr, Columbia Way, N Parkside Dr, W 4000 N, S 4175 W, 670 S, N 200 West St, W 4850 N | $497 |
| Heather Ln, S 5100 W, S 940 W, W 375 N, W 1750 S, S 5225 W, Rountree Dr, Plateau Ave, Greenslake Dr, E Wagon Trail Dr | $485 |
| 2150 N Cir, W 375 S, Smead Blvd, N Cypress Ln, W 425 N, S 780 W, W 650 S, 2300 W, Southview Dr, Abby Way | $498 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cedar City | $73 to $75 |
| Enoch | $72 |
| Iron County | $73 |
| Summit | $70 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly Cedar City Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,800 | $6,200 |
| Net Savings to Cedar City Home Owner from High Deductible Plan | $600 | |
| Scenario | Cedar City, UT Home Replacement Value MORE than Home Value | Cedar City, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $322,500 | $190,000 |
| Insurance Premium based on Replacement Value | $900 | $525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $60,000 | Risk Exposure from Under Insuring Coverage is $72,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $175/year |
| Insurance Company | GEICO Insurance | Allstate | American Family Insurance |
| Monthly Premium | 51 | 73 | 106 |
| Year Built | 1987 | 2011 | 2009 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $300000-$350000 | $350000-$400000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500 Deductible |