Cave Junction Insurance Rates:

Cave Junction, OR homeowners insurance is nearly $369 to $501, about $30-$41/month. Our in depth analysis indicates shoppers can save as much as $174 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cave Junction, OR Homeowners Insurance By Home Value

Cave Junction, OR Home Value Total Homes % of Total Average Cave Junction, OR Homeowners Insurance
Less than $50,000 134 7.0% $65
$50,000 to $59,999 59 3.0% $134
$70,000 to $79,999 19 1.0% $195
$80,000 to $89,999 94 4.0% $221
$90,000 to $99,999 62 3.0% $247
$100,000 to $124,999 165 8.0% $287
$125,000 to $149,999 171 9.0% $361
$150,000 to $174,999 470 24.0% $426
$175,000 to $199,999 117 6.0% $491
$200,000 to $249,999 235 12.0% $591
$250,000 to $299,999 196 10.0% $722
$300,000 to $399,999 156 8.0% $917

Top Home Insurance Agents Near Cave Junction, OR

Home Insurance Company Near Cave Junction, OR Homeowners Insurance Agency Near Cave Junction, OR Address
Farmers Erik Johnson 1301 Poplar Dr Ste 200, Medford, OR, 97504
Allstate Karen Townsend 1590 Delta Waters Rd Ste 114, Medford, OR, 97504
State Farm Larry Nicholson 1380 Biddle Rd, Medford, OR, 97504-5207
Farmers Matthew Shilts 1301 Poplar Dr Ste 200, Medford, OR, 97504
Liberty Mutual Independent Siskiyou Insurance Marketplace 704 SW 4TH ST, GRANTS PASS, OR, 97526

Cost Of Homeowners Insurance By Street Near Cave Junction, OR

Streets in Cave Junction Area Homeowners Insurance Cost
Suncrest Dr, Mtn Fir Rd, N Kerby Ave, Crest Dr, Fields, Barlow St, Jacksonville Hwy, Aquarius Way, Pudgetville Rd, Meadow View Dr$434
Copper Dr, Rockydale Rd, Green Meadow Rd, Manzanita Ln, O Brien Rd, Caves Camp Rd, Cedar Brook Ln, Nat For Dev Rd 011, Stephen Way, Masters Dr$436
Bonlinda Ln, Simmons Cut Dr, Althouse Rd, Lone Mountain Rd, Findley Rd, E River St, W Lister St, Upperdeer Creek Rd, Reagor Ln, White Schoolhouse Rd$435
Krauss Ln, River Grove Rd, Arrowhead Dr, Laurie Ln, Sherwood Ave, Finch Rd, Caves Hwy, Grays Creek Rd, Murphy Ln, Naue Way$435
Browns Rd, Brown Rd, Crystal Dr, Gemini Ln, Tartar Gulch Rd, Obrien Rd, E Fork Rd, Myrna Ln, Cascade Dr, Samarkand Rd$436

Cave Junction, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cave Junction$65 to $67
Takilma$63
O'Brien$66
Kerby$65

Cave Junction, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Takilma CDP, Oregon $63 $84 $126
O'Brien CDP, Oregon $67 $89 $134
Kerby CDP, Oregon $65 $87 $131

Cave Junction, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cave Junction, OR3.0%12.9%
Kerby3.78%12.82%
Selma3.52%6.94%
Williams3.23%11.15%

Cave Junction Renters Insurance as a Percentage of Rent

Cave Junction Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 3.0% $345
$200 to $299 60 8.0% $795
$300 to $499 53 7.0% $1245
$500 to $749 346 46.0% $1920
$750 to $999 136 18.0% $2670
$1,000 to $1,499 124 16.0% $3795

Cave Junction, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Cave Junction Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Cave Junction Home Owner from High Deductible Plan $600

Cave Junction, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cave Junction, OR Home Replacement Value MORE than Home Value Cave Junction, OR Home Replacement Value LESS than Home Value
Replacement Value $189,500 $129,000
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Cave Junction Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 284952
Year Built 197819912010
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Cave Junction, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 105,000 Asphalt Shingles Roof 1,010 2 $500- $1000 Deductible 230 10 Brick siding No
1987 240,000 Shingles Roof 2,470 4 $2500-$5000 Deductible 260 5 Vinyl siding No
2011 190,000 Asphalt Shingles Roof 2,130 4 $500 Deductible 190 5 Vinyl siding No
1974 325,000 Membrane Roof 3,310 4 $5000 to $10,000 Deductible 290 5 Wood siding yes
2014 140,000 Membrane Roof 1,530 2 $1000-$2500 Deductible 360 12 Vinyl siding yes
2005 255,000 Composition Roof 2,900 4 > $10,000 Deductible 50 2 Stucco siding No
1980 130,000 Shingles Roof 1,470 3 $2500-$5000 Deductible 20 1 Brick siding No
1997 155,000 Metal Roof 1,360 2 $5000 to $10,000 Deductible 20 1 Wood siding No
1976 115,000 Metal Roof 1,300 3 $2500-$5000 Deductible 100 5 Stone Siding yes
1992 175,000 Tile Roof 1,640 4 $500- $1000 Deductible 230 7 Vinyl siding No
1970 175,000 Asphalt Shingles Roof 1,890 3 $1000-$2500 Deductible 220 5 Vinyl siding yes
2006 160,000 Tile Roof 1,380 2 $500 Deductible 120 3 Wood siding yes
2010 200,000 Asphalt Shingles Roof 2,130 3 $2500-$5000 Deductible 40 1 Stucco siding No
1996 350,000 Shingles Roof 3,030 4 $1000-$2500 Deductible 470 6 Brick siding No
1991 160,000 Tile Roof 1,680 2 $5000 to $10,000 Deductible 70 3 Stone Siding No
2011 215,000 Slate Shingles Roof 2,450 4 $500 Deductible 160 3 Fiber-Cement Siding No
1988 270,000 Asphalt Shingles Roof 2,400 4 $500 Deductible 200 3 Fiber-Cement Siding yes
2014 130,000 Asphalt Shingles Roof 1,220 3 $1000-$2500 Deductible 230 10 Stone Siding No
2013 165,000 Slate Shingles Roof 1,750 2 $1000-$2500 Deductible 270 9 Stone Siding yes
1976 355,000 Wood Shake Roof 3,310 4 $500 Deductible 80 1 Wood siding No
2007 125,000 Membrane Roof 1,280 2 $2500-$5000 Deductible 280 12 Fiber-Cement Siding yes
1993 135,000 Composition Roof 1,360 2 $500 Deductible 230 10 Fiber-Cement Siding No
1972 290,000 Tile Roof 2,780 4 $5000 to $10,000 Deductible 160 4 Fiber-Cement Siding No
2004 110,000 Metal Roof 1,220 2 $2500-$5000 Deductible 70 4 Wood siding yes
1993 195,000 Metal Roof 2,460 4 $1000-$2500 Deductible 130 4 Wood siding No
1990 135,000 Metal Roof 1,680 2 $500- $1000 Deductible 150 5 Stone Siding yes
1973 145,000 Tile Roof 1,610 2 $2500-$5000 Deductible 170 7 Vinyl siding No
2008 185,000 Slate Shingles Roof 1,970 4 $500- $1000 Deductible 370 9 Fiber-Cement Siding yes
1986 160,000 Shingles Roof 1,450 3 $500 Deductible 460 10 Fiber-Cement Siding yes
1985 140,000 Metal Roof 1,620 3 $500- $1000 Deductible 240 7 Fiber-Cement Siding yes
2007 160,000 Slate Shingles Roof 1,420 2 $5000 to $10,000 Deductible 310 10 Wood siding No