Catskill Insurance Rates:

Catskill, NY homeowners insurance is nearly $510 to $691, about $42-$57/month. Our thorough research indicates shoppers can save upto $240 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Catskill, NY Homeowners Insurance By Home Value

Catskill, NY Home Value Total Homes % of Total Average Catskill, NY Homeowners Insurance
Less than $50,000 184 7.0% $84
$50,000 to $59,999 38 1.0% $186
$60,000 to $69,999 99 3.0% $228
$70,000 to $79,999 30 1.0% $264
$80,000 to $89,999 80 3.0% $300
$90,000 to $99,999 38 1.0% $336
$100,000 to $124,999 323 12.0% $390
$125,000 to $149,999 235 9.0% $486
$150,000 to $174,999 460 18.0% $576
$175,000 to $199,999 318 12.0% $660
$200,000 to $249,999 345 13.0% $798
$250,000 to $299,999 249 9.0% $978
$300,000 to $399,999 144 5.0% $1242

Top Home Insurance Agents Near Catskill, NY

Home Insurance Company Near Catskill, NY Homeowners Insurance Agency Near Catskill, NY Address
Allstate Armor Risk Mag. Inc. PO Box 9, Ravena, NY, 12143
Travelers Austin & Co Inc 20 CORPORATE WOODS BLVD, ALBANY, NY, 12211
Travelers Catskill Insurance Associates Llc 94 MAIN ST, STAMFORD, NY, 12167
Allstate Grapevill Agency PO Box 460, Greenville, NY, 12083
Travelers Ulster Insurance Services Inc 180 SCHWENK DR, KINGSTON, NY, 12401

Catskill, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jefferson Heights CDP, New York $92 $122 $183
Leeds CDP, New York $89 $119 $179
Palenville CDP, New York $89 $119 $179

Catskill, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Catskill, NY3.4%8.5%
Jefferson Heights4.16%7.55%
Leeds3.75%7.64%
Palenville3.13%10.26%

Catskill Renters Insurance as a Percentage of Rent

Catskill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 40 2.0% $793
$300 to $499 164 10.0% $1243
$500 to $749 340 22.0% $1918
$750 to $999 498 32.0% $2668
$1,000 to $1,499 384 25.0% $3793
$1,500 or more 73 4.0% $5443

Catskill, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Catskill Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,100$4,600
Net Savings to Catskill Home Owner from High Deductible Plan $500

Catskill, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Catskill, NY Home Replacement Value MORE than Home Value Catskill, NY Home Replacement Value LESS than Home Value
Replacement Value $186,500 $146,500
Insurance Premium based on Replacement Value $1,725 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Catskill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 166116106
Year Built 199619421989
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$175000-$200000$175000-$200000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Catskill, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 235,000 Composition Roof 2,060 3 $500- $1000 Deductible 1290 7 Stucco siding yes
1949 245,000 Metal Roof 2,340 5 $2500-$5000 Deductible 2000 10 Fiber-Cement Siding No
1943 190,000 Composition Roof 2,320 3 $1000-$2500 Deductible 1070 6 Stone Siding No
1965 220,000 Tile Roof 1,930 4 $1000-$2500 Deductible 1040 7 Stone Siding No
1993 230,000 Membrane Roof 1,950 4 > $10,000 Deductible 590 5 Vinyl siding yes
1995 360,000 Metal Roof 3,420 5 $2500-$5000 Deductible 1140 6 Stone Siding No
1993 80,000 Slate Shingles Roof 950 2 $1000-$2500 Deductible 430 8 Wood siding No
1964 270,000 Wood Shake Roof 3,220 4 > $10,000 Deductible 340 4 Fiber-Cement Siding yes
1984 260,000 Membrane Roof 2,240 5 $5000 to $10,000 Deductible 970 9 Stone Siding yes
1995 115,000 Metal Roof 1,260 2 $1000-$2500 Deductible 600 7 Wood siding yes
1967 185,000 Asphalt Shingles Roof 1,950 3 $5000 to $10,000 Deductible 410 6 Vinyl siding No
1986 200,000 Shingles Roof 2,260 4 $1000-$2500 Deductible 580 4 Stone Siding No
1968 180,000 Slate Shingles Roof 2,080 3 $500 Deductible 580 4 Fiber-Cement Siding yes
1980 135,000 Tile Roof 1,630 4 $1000-$2500 Deductible 110 1 Wood siding No
1966 220,000 Tile Roof 2,240 3 $500- $1000 Deductible 450 3 Fiber-Cement Siding No
1967 385,000 Composition Roof 4,370 5 $1000-$2500 Deductible 780 3 Brick siding yes
1998 240,000 Metal Roof 2,690 5 $500- $1000 Deductible 1390 7 Vinyl siding No
1967 190,000 Wood Shake Roof 1,680 2 $1000-$2500 Deductible 1040 10 Wood siding yes
1995 125,000 Composition Roof 1,250 3 $500- $1000 Deductible 670 9 Vinyl siding yes
1966 80,000 Slate Shingles Roof 1,010 2 $1000-$2500 Deductible 140 3 Brick siding yes
1991 145,000 Composition Roof 1,270 2 $500- $1000 Deductible 1060 10 Stucco siding No
1945 175,000 Slate Shingles Roof 1,840 3 $1000-$2500 Deductible 360 4 Stucco siding yes
1945 95,000 Metal Roof 1,170 2 $2500-$5000 Deductible 340 8 Stucco siding yes
1969 130,000 Slate Shingles Roof 1,360 3 $500 Deductible 510 4 Stone Siding No
1981 395,000 Shingles Roof 4,700 5 $500- $1000 Deductible 4040 12 Stucco siding yes
1987 310,000 Shingles Roof 2,740 4 > $10,000 Deductible 230 2 Stone Siding No
1984 280,000 Membrane Roof 3,090 4 > $10,000 Deductible 140 1 Fiber-Cement Siding No
1946 150,000 Composition Roof 1,580 2 $500 Deductible 130 1 Stone Siding yes
1993 290,000 Slate Shingles Roof 2,840 4 > $10,000 Deductible 1030 7 Vinyl siding No
1985 365,000 Asphalt Shingles Roof 3,400 5 $500 Deductible 2100 7 Fiber-Cement Siding yes
1983 165,000 Wood Shake Roof 1,930 3 $500- $1000 Deductible 400 4 Wood siding No
1989 215,000 Membrane Roof 2,310 3 > $10,000 Deductible 850 8 Stucco siding No
1987 230,000 Metal Roof 2,420 4 $2500-$5000 Deductible 350 3 Vinyl siding No
1945 485,000 Composition Roof 4,680 5 $500 Deductible 2610 8 Stone Siding yes