Castle Pines Insurance Rates:

Castle Pines, CO homeowners insurance is nearly $805 to $1,101, about $67-$91/month. Our thorough guide indicates shoppers can save upto $380 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Castle Pines, CO Homeowners Insurance By Home Value

Castle Pines, CO Home Value Total Homes % of Total Average Castle Pines, CO Homeowners Insurance
Less than $50,000 30 2.0% $47
$175,000 to $199,999 18 1.0% $390
$200,000 to $249,999 168 15.0% $476
$250,000 to $299,999 81 7.0% $580
$300,000 to $399,999 814 73.0% $733

Top Home Insurance Agents Near Castle Pines, CO

Home Insurance Company Near Castle Pines, CO Homeowners Insurance Agency Near Castle Pines, CO Address
NA Suzanne Tang Insurance Agency 3773 Cherry Creek North Drive 3773 Cherry Creek North Drive, Denver, CO, 80209
Farmers Alan Carpenter 11160 Huron St Ste 201a, Northglenn, CO, 80234
Farmers Darla Lindt 3475 Briargate Blvd Ste 200, Co Spgs, CO, 80920
Travelers Herbrick Agency 11160 Huron St, Ste 203, Northglenn, CO, 80234
Farmers Jodi Page 6635 S Dayton St Ste 330, Greenwood Village, CO, 80111

Cost Of Homeowners Insurance By Street Near Castle Pines, CO

Streets in Castle Pines Area Homeowners Insurance Cost
Brixham Cir, Beverly Blvd, Plymouth Ct, Montano Ct, Tauber Ln, S Oneida St, Forest Park Dr, Aquamarine Way, Meadowrose Ln, Amston St$946
Briar Ridge Dr, Pyrite Ct, Baguette Dr, Home St, Jasper Pointe Way, Durham Ct, Dolomite Way, Fenwick Cir, Bradford Dr, Carey Ln$927
Happy Canyon Rd, Amber Ridge Dr, Saratoga Vein Ct, Equinox Ct, Woodhaven Dr, Pyrite Way, Oakladen Hills Ct, Turquoise Terrace Pl, Winter Berry Ln, S Rock Ridge Trl$945
Massive Peak Loop, Balmoral Ct, Espera Way, Fairway View Ct, Pineridge Way, Amston Ln, Green Valley Access Rd, Diablo Way, Castle Glen Pl, Round Top Ln$1,009
Adam Pl, Monarch Blvd, Malvern Ct, Forest Ridge Cir, Shoreham Pl, Wetherill Cir, Tournament Ct, Arezzo Cir, Domingo Ct, Debbie Ln$1,001

Castle Pines, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Castle Pines$142 to $145
Castle Pines Village$164
Lone Tree$142
Meridian$136

Castle Pines, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Castle Pines Village CDP, Colorado $137 $182 $273
Lone Tree city, Colorado $119 $158 $237
Meridian CDP, Colorado $114 $151 $227

Castle Pines, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Castle Pines, CO3.0%10.7%
Castle Pines Village2.28%9.11%
Lone Tree3.23%10.87%
Castle Rock3.56%15.38%

Castle Pines Renters Insurance as a Percentage of Rent

Castle Pines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 151 27.0% $2642
$1,000 to $1,499 300 55.0% $3767
$1,500 or more 94 17.0% $5417

Average Cost Of Home Insurance By Company In Areas Nearby Castle Pines For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Acuity, A Mutual Insurance Company $2,191
Masonry $500 Acuity, A Mutual Insurance Company $2,176
Masonry $500 Amica Mutual Insurance Company $1,728
Masonry $500 Colorado Farm Bureau Mutual Insurance $1,589
Masonry $500 Federal Insurance Company $1,815
Masonry $500 Nationwide Insurance Company Of America $1,162
Masonry $500 Owners Insurance Company $1,811
Frame $500 Standard Guaranty Insurance Company $1,814
Frame $500 The Cincinnati Insurance Company $1,217

Castle Pines, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Castle Pines Homeowner Insurance Premium Example $2,200$1,800
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,500$17,300
Net Savings to Castle Pines Home Owner from High Deductible Plan $1,200

Castle Pines, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Castle Pines, CO Home Replacement Value MORE than Home Value Castle Pines, CO Home Replacement Value LESS than Home Value
Replacement Value $574,500 $356,000
Insurance Premium based on Replacement Value $2,875 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $152,500 Risk Exposure from Under Insuring Coverage is $66,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $775/year

Example Castle Pines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateAmerican Family Insurance
Monthly Premium 121152290
Year Built 200419912010
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$350000-$400000$600000-$700000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Castle Pines, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 485,000 Metal Roof 1,930 3 > $10,000 Deductible 370 4 Brick siding yes
1998 925,000 Metal Roof 3,590 5 $500- $1000 Deductible 1140 3 Wood siding yes
2011 430,000 Composition Roof 1,770 3 $2500-$5000 Deductible 460 3 Vinyl siding yes
2000 300,000 Tile Roof 1,340 3 > $10,000 Deductible 260 4 Brick siding yes
2011 665,000 Wood Shake Roof 3,080 4 $500 Deductible 3430 10 Wood siding No
1990 875,000 Wood Shake Roof 4,630 5 $1000-$2500 Deductible 2020 7 Wood siding No
2014 370,000 Slate Shingles Roof 1,620 3 $1000-$2500 Deductible 150 1 Brick siding yes
2011 1,110,000 Slate Shingles Roof 4,720 5 $1000-$2500 Deductible 2420 7 Stucco siding No
1994 585,000 Slate Shingles Roof 2,300 4 $1000-$2500 Deductible 1160 6 Brick siding No
2004 945,000 Slate Shingles Roof 4,940 5 $500- $1000 Deductible 2090 7 Brick siding yes
2011 1,210,000 Shingles Roof 4,670 5 $2500-$5000 Deductible 2580 7 Wood siding yes
1994 930,000 Shingles Roof 3,890 5 > $10,000 Deductible 890 5 Stone Siding yes
2008 300,000 Membrane Roof 1,540 5 $500 Deductible 130 1 Stucco siding No
2005 260,000 Composition Roof 1,400 3 $1000-$2500 Deductible 220 3 Stucco siding yes
2014 395,000 Composition Roof 2,150 3 $1000-$2500 Deductible 600 4 Brick siding yes
2011 685,000 Membrane Roof 3,670 5 $500- $1000 Deductible 1380 8 Stone Siding No
1992 365,000 Slate Shingles Roof 1,450 3 $500 Deductible 1310 9 Stone Siding yes
1996 695,000 Shingles Roof 3,160 4 $500- $1000 Deductible 1400 6 Vinyl siding yes
2003 665,000 Shingles Roof 3,390 4 > $10,000 Deductible 1020 10 Vinyl siding No
2013 425,000 Asphalt Shingles Roof 2,290 4 $1000-$2500 Deductible 320 2 Vinyl siding yes
1992 370,000 Composition Roof 1,520 3 > $10,000 Deductible 450 6 Wood siding yes
2003 745,000 Membrane Roof 4,070 5 $500- $1000 Deductible 2120 7 Fiber-Cement Siding No
1993 1,005,000 Wood Shake Roof 4,340 5 $500- $1000 Deductible 1180 4 Stucco siding No
2009 775,000 Tile Roof 3,320 4 > $10,000 Deductible 350 3 Brick siding No
2013 375,000 Metal Roof 1,700 3 > $10,000 Deductible 90 1 Fiber-Cement Siding yes
2001 345,000 Slate Shingles Roof 1,600 5 $500 Deductible 1460 9 Stone Siding No
2013 515,000 Wood Shake Roof 2,670 4 $5000 to $10,000 Deductible 560 5 Stone Siding No
2006 580,000 Composition Roof 2,920 4 $2500-$5000 Deductible 1840 12 Stone Siding yes
2012 410,000 Wood Shake Roof 2,160 4 $2500-$5000 Deductible 890 6 Wood siding yes
1990 400,000 Metal Roof 1,560 5 > $10,000 Deductible 770 10 Stone Siding yes
2013 955,000 Metal Roof 3,790 5 $1000-$2500 Deductible 2610 6 Wood siding yes
2012 605,000 Composition Roof 2,560 5 $2500-$5000 Deductible 980 7 Stucco siding yes
1995 330,000 Shingles Roof 1,760 5 $500 Deductible 490 5 Stucco siding yes
1991 545,000 Tile Roof 2,250 3 $500- $1000 Deductible 750 3 Stone Siding yes