Castaic Insurance Rates:

Castaic, CA homeowners insurance is nearly $539 to $731, about $44-$60/month. Our comprehensive analysis indicates shoppers can save as much as $254 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
My homeowner's policy's premium is discounted because it is connected to my auto insurance with the same company. i would like to be able to have the same price without having to be tied down to the same company.
Allstate
On the flip side, two things that i don't like about them are their package prices. i feel like i should get more out of my insurance for how i am paying.
Safeco
2 years ago, i had a car accident. the insurance company called me next day and advised me where to go to fix my car and what to do to after accident. their claim department process was also super fast. very satisfactory.

Castaic, CA Homeowners Insurance By Home Value

Castaic, CA Home Value Total Homes % of Total Average Castaic, CA Homeowners Insurance
Less than $50,000 37 1.0% $31
$80,000 to $89,999 42 2.0% $127
$100,000 to $124,999 42 2.0% $158
$150,000 to $174,999 44 2.0% $241
$175,000 to $199,999 91 4.0% $279
$200,000 to $249,999 145 7.0% $336
$250,000 to $299,999 423 21.0% $406
$300,000 to $399,999 1,117 56.0% $520

Top Home Insurance Agents Near Castaic, CA

Home Insurance Company Near Castaic, CA Homeowners Insurance Agency Near Castaic, CA Address
Farmers John Park 1458 S San Pedro Stnit 253, Los Angeles, CA, 90015
State Farm Larry Malmsten 23812 Lyons Ave, Newhall, CA, 91321-2439
Allstate Mohammed Abu-Gheida 662 Lindero Canyon Rd, Oak Park, CA, 91377
State Farm Paul Panico 18127 Parthenia St, Northridge, CA, 91325-3301
Travelers Prime Source Ins Services Inc 19350 BUSINESS CENTER DR #106, NORTHRIDGE, CA, 91324

Cost Of Homeowners Insurance By Street Near Castaic, CA

Streets in Castaic Area Homeowners Insurance Cost
Green Hill Dr, N Quail Trl, Gilmour St, W Marion Way, Muledeer Ln, 8N04, Co Hwy N2, Hunter Ln, Liverpool Ct, Shadow Pl$616
Villa Canyon Rd, Rangewood Rd, Cedar Oak Ln, Quartz Ln, Stage Coach Way, N Vista Point Pl, Remington Rd, Oakhorn Ave, Ruby Ln, Burlwood Dr$622
Park Vista Dr, N Alamo Way, W Dakota Dr, Millbrook Pl, Gibraltar Ln, Trl M, Hillcrest Pkwy, Big Oak Ln, N Cowboy Ct, Appalachian$622
Byron Pl, Mallorca Pl, Mohican Dr, Bancroft Pl, Gibraltar Ln, Rainier Rd, Crawford Pl, Skyline Ct, Morning Glory Pl, Albyn Ct$631
Romero-Sloan Cutoff, Elkwood Ln, Cambridge Ave, Pinecliff St, Cartagena Pl, Arrow Point Dr, Sloan Mtwy, Joey Rd, Pso Feliz, Victoria Rd$623

Castaic, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Castaic$94 to $97
Hasley Canyon$100
Val Verde$92
Newhall$95

Castaic, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hasley Canyon CDP, California $84 $111 $167
Val Verde CDP, California $77 $103 $154
Newhall CCD, Los Angeles County, California $79 $105 $158

Castaic, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Castaic, CA1.9%9.7%
Hasley Canyon1.52%7.43%
Val Verde2.88%13.8%
Newhall1.93%8.79%

Castaic Renters Insurance as a Percentage of Rent

Castaic Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 24 2.0% $1906
$750 to $999 163 15.0% $2656
$1,000 to $1,499 397 37.0% $3781
$1,500 or more 459 43.0% $5431

Average Cost Of Home Insurance By Company In Areas Nearby Castaic For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAIG Prop Cas877
150000500NewEncompass884
2500001000NewNationwide627
250000500NewAAA (Interinsurance Exchange)365
300000500NewGrange714
4000001000NewMetropolitan Direct1625
5000002500NewAmerican Reliable1265
7500002500NewTokio Marine America1105
1500005001-3 YearsCalifornia Casualty498
1500005001-3 YearsKemper551
25000010001-3 YearsAmerican Reliable819
40000010001-3 YearsHorace Mann P & C1102
50000010001-3 YearsPrivilege Underwriters Exch4153
50000025001-3 YearsPacific Specialty1129
75000025001-3 YearsEncompass3057
1500005004-6 YearsAmica Mutual510
2000005004-6 YearsHorace Mann P & C622
50000010004-6 YearsFarmers (Fire Ins)2289
50000010004-6 YearsStillwater Prop & Cas Co1534
50000010004-6 YearsUSAA1184
1500005007-15 YearsCalifornia Casualty789

Castaic, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Castaic Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,400$6,400
Net Savings to Castaic Home Owner from High Deductible Plan $1,000

Castaic, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Castaic, CA Home Replacement Value MORE than Home Value Castaic, CA Home Replacement Value LESS than Home Value
Replacement Value $661,500 $487,500
Insurance Premium based on Replacement Value $1,975 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,000 Risk Exposure from Under Insuring Coverage is $101,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $225/year

Example Castaic Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceNationwide Insurance
Monthly Premium 40103195
Year Built 200419972011
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$500000-$600000More than 10000000
Deductible > $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Castaic, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 525,000 Tile Roof 2,160 3 $500 Deductible 900 7 Fiber-Cement Siding yes
2008 385,000 Slate Shingles Roof 1,590 3 $500 Deductible 680 7 Stone Siding No
2009 470,000 Asphalt Shingles Roof 2,630 4 $2500-$5000 Deductible 140 2 Brick siding No
1997 405,000 Composition Roof 1,970 3 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding No
2003 410,000 Slate Shingles Roof 1,970 4 $5000 to $10,000 Deductible 460 7 Wood siding yes
1999 265,000 Membrane Roof 1,520 3 $5000 to $10,000 Deductible 100 3 Fiber-Cement Siding No
1995 530,000 Slate Shingles Roof 2,630 4 $500- $1000 Deductible 450 4 Brick siding No
2002 675,000 Wood Shake Roof 3,520 5 $1000-$2500 Deductible 530 3 Fiber-Cement Siding yes
2013 550,000 Slate Shingles Roof 2,720 5 > $10,000 Deductible 910 12 Stone Siding No
2006 275,000 Wood Shake Roof 1,480 3 $500- $1000 Deductible 240 4 Stone Siding yes
1994 350,000 Asphalt Shingles Roof 1,800 3 $500 Deductible 700 10 Vinyl siding yes
2012 920,000 Metal Roof 4,650 5 $500- $1000 Deductible 550 2 Wood siding No
2001 550,000 Asphalt Shingles Roof 3,180 5 $500 Deductible 250 2 Stucco siding yes