Caseyville Insurance Rates:

Caseyville, IL homeowners insurance is about $631 to $860, about $52-$71/month. Our thorough guide reveals consumers can save upto $298 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Our insurance company paid for a new roof when we were hit by a windstorm. in fact they gave us more money then a roof cost
State Farm
They are usually affordable and they usually are good about working with you about payments.
Homesite Insurance
Another thing that i like about homesite, my home insurance, is that their customer service is great. they quickly answer all of my questions.
Allstate
I like that the staff is very friendly and easy to chat with. I dislike the poor communication in terms of getting the runaround and being passed from one operator to another, meaning that I must repeat everything I said.
Aaa
I've been with them for 13 years and at first, they were not as friendly and the receptionist was old and ugly and unpleasant to look at and not communicate with me well.
Metlife
I like that their services are always available and the rates are not too high. I can pay my bill over the phone and internet which is convenient.
Safeco Insurance
Our personal agent, "Tony", is always available. When my daughter was involved in a rather serious car accident, he drove to the scene to help her with her needs. He followed up with her while she was in the hospital and made sure her car was properly, and quickly, repaired. And, as the car was being towed to the shop, he arranged a rental car to be delivered to our house. Truly one of the greatest examples of customer service not being used as an oxymoron.
Geico
Very friendly service and they get back to you as soon as possible. Our agent is like a longtime friend and he does what he can to get us the best rates.

Caseyville, IL Homeowners Insurance By Home Value

Caseyville, IL Home Value Total Homes % of Total Average Caseyville, IL Homeowners Insurance
Less than $50,000 784 8.0% $141
$50,000 to $59,999 169 1.0% $298
$60,000 to $69,999 193 2.0% $373
$70,000 to $79,999 442 4.0% $432
$80,000 to $89,999 790 8.0% $492
$90,000 to $99,999 760 8.0% $552
$100,000 to $124,999 1,394 15.0% $634
$125,000 to $149,999 963 10.0% $798
$150,000 to $174,999 893 9.0% $939
$175,000 to $199,999 679 7.0% $1089
$200,000 to $249,999 1,011 11.0% $1305
$250,000 to $299,999 663 7.0% $1596
$300,000 to $399,999 340 3.0% $2036

Top Home Insurance Agents Near Caseyville, IL

Home Insurance Company Near Caseyville, IL Homeowners Insurance Agency Near Caseyville, IL Address
Farmers Adam Tallman 302 S Macoupin St, Gillespie, IL, 62033
Travelers Alternatives Insurance Group 9201 WATSON RD STE 101, ST LOUIS, MO, 63126
Liberty Mutual Anthony Dangelo" 12250 Weber Hill Rd. Ste 300, St. Louis, MO, 63127
State Farm Bob Glazebrook 115 Hilltown Vlg Ctr, Chesterfield, MO, 63017-1731
Allstate Petri Insurance 119 W Mill St, Waterloo, IL, 62298

Cost Of Homeowners Insurance By Street Near Caseyville, IL

Streets in Caseyville Area Homeowners Insurance Cost
W Lincoln Ave, Valley Acre Dr, Holy Cross Rd, Laguna Dr, Kassing Ave, Apple St, Long Dr, Highwood Ln, N Holy Cross Rd, Stonewolf Lake Pass$737
Fairfield Pl, Depaul Dr, Vale Dr, Traubel Dr, Waldman Ct, Hatten St, Old Lincoln Trl, Baylor Dr, Glendale Rd, Alpine Ln$754
Palmetti St, Carol Louise Dr, Randle Ct, Renee Dr, Lawrence Dr, Augustana Way, Circle Ct, Lawrence Ct, Nine Pines, Palmetti Dr$736
Catherine St, Mount Vernon Dr, Cherry Dr, Orlando Pl, Bayberry Dr, Saint Clair Rd, Delmar Ave, Briarcliffe Dr, Willow Bend Ln, Kim Dr$752
Guy St, Corel Ln, River Birch Dr, Echo Ridge, Highland Park Rd, Jubaka Dr, Cole St, Leona Dr, Park Plaza Dr, Apache St$738

Caseyville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Caseyville$111 to $114
Fairview Heights$112
O'Fallon$117
Swansea$114

Caseyville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fairview Heights city, Illinois $112 $149 $224
O'Fallon city, Illinois $117 $156 $234
Swansea village, Illinois $114 $152 $228

Caseyville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Caseyville, IL4.5%13.8%
Fairview Heights4.54%12.98%
O'Fallon3.61%10.45%
Swansea3.69%11.82%

Caseyville Renters Insurance as a Percentage of Rent

Caseyville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 176 5.0% $1247
$500 to $749 447 14.0% $1922
$750 to $999 983 32.0% $2672
$1,000 to $1,499 1,262 41.0% $3797
$1,500 or more 167 5.0% $5447

Caseyville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Caseyville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Caseyville Home Owner from High Deductible Plan $600

Caseyville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Caseyville, IL Home Replacement Value MORE than Home Value Caseyville, IL Home Replacement Value LESS than Home Value
Replacement Value $141,000 $87,000
Insurance Premium based on Replacement Value $625 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Caseyville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceFarmers Insurance
Monthly Premium 578139
Year Built 196519832005
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$175000-$200000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Caseyville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 140,000 Tile Roof 1,770 5 $2500-$5000 Deductible 420 10 Wood siding No
1975 340,000 Tile Roof 4,330 5 $5000 to $10,000 Deductible 1030 9 Stone Siding yes
1969 340,000 Membrane Roof 4,430 5 > $10,000 Deductible 570 7 Vinyl siding No
1980 275,000 Asphalt Shingles Roof 3,230 4 $5000 to $10,000 Deductible 140 2 Stucco siding yes
1986 130,000 Membrane Roof 1,970 4 $500- $1000 Deductible 240 4 Brick siding yes
1985 375,000 Shingles Roof 4,900 5 $5000 to $10,000 Deductible 440 6 Fiber-Cement Siding No
2012 145,000 Asphalt Shingles Roof 1,700 3 $2500-$5000 Deductible 360 10 Vinyl siding yes
2012 390,000 Membrane Roof 4,580 5 $500- $1000 Deductible 420 4 Fiber-Cement Siding No
2010 165,000 Shingles Roof 2,010 4 $5000 to $10,000 Deductible 140 3 Wood siding yes
1962 280,000 Slate Shingles Roof 2,880 5 $5000 to $10,000 Deductible 100 2 Vinyl siding yes
2011 175,000 Metal Roof 2,160 4 $5000 to $10,000 Deductible 240 5 Stucco siding yes
1988 140,000 Slate Shingles Roof 2,010 4 $1000-$2500 Deductible 460 10 Wood siding yes
1982 195,000 Metal Roof 2,470 4 $500- $1000 Deductible 1020 12 Vinyl siding No
1972 280,000 Membrane Roof 3,250 4 $2500-$5000 Deductible 700 10 Stucco siding yes
2010 95,000 Membrane Roof 1,250 3 $1000-$2500 Deductible 400 12 Stucco siding No
1983 95,000 Asphalt Shingles Roof 1,270 3 $500- $1000 Deductible 300 7 Stone Siding No
2010 265,000 Asphalt Shingles Roof 3,250 4 $500 Deductible 170 2 Stone Siding yes
1976 190,000 Tile Roof 1,980 3 $1000-$2500 Deductible 730 12 Vinyl siding No
1971 310,000 Composition Roof 3,320 4 $500- $1000 Deductible 680 6 Stucco siding No
2000 120,000 Slate Shingles Roof 1,850 4 $500- $1000 Deductible 100 4 Wood siding yes
1970 135,000 Asphalt Shingles Roof 1,920 5 $500- $1000 Deductible 90 2 Vinyl siding yes
2010 135,000 Slate Shingles Roof 1,500 3 $500 Deductible 190 3 Vinyl siding No
1982 250,000 Wood Shake Roof 3,390 4 > $10,000 Deductible 220 4 Fiber-Cement Siding yes
1974 105,000 Membrane Roof 1,260 3 $500- $1000 Deductible 470 8 Fiber-Cement Siding yes
1965 110,000 Composition Roof 1,330 3 $500 Deductible 380 10 Vinyl siding No
1988 125,000 Composition Roof 1,340 3 $500- $1000 Deductible 430 9 Fiber-Cement Siding yes
1975 305,000 Shingles Roof 4,580 5 $5000 to $10,000 Deductible 670 10 Fiber-Cement Siding No
2013 120,000 Tile Roof 1,350 3 $2500-$5000 Deductible 370 12 Stone Siding yes