Cary Insurance Rates:

Cary, NC homeowners insurance is approximately $549 to $744, about $45-$62/month. Our all inclusive guide shows customers can save upto $258 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Erie Insurance
I have not had any experience directly with my home insurance company. I signed up with them through an agent. I am happy that they got out all of my paperwork quickly when I first signed up.
Erie Insurance
I would recommend Erie because the price of my homeowners insurance is cheaper than my previous company and I have always had good interactions with their representatives.
I have been really satisfied with Travelers insurance. I have not had to file a claim with them but have had a number of questions they have answered quickly and accurately for me.
this insurance has deductables abit higher than other home insurances.they can be higher by $5 per month.this is usually deducted on a monthly basis
Erie Insurance
Junie insurance is very quick to respond to you. this is extremely important in some cases. i was in the process of purchasing a house and junie insurance always responded as quickly as possible. they were very attentive to my abrupt need for home insurance.
Liberty Mutual
Liberty Mutual customer service is satisfactory. Time to work through a claim is long, but the company at least tries to give customers the idea that the claims are being processed as quickly as can be expected.
Farmer's Insurance
We dealt with the insurance sales representative via phone and email only when setting up our policy on our new home purchase. He was always quick to reply to emails with any questions or concerns we had.
They have great consistent rates. There customer service is great and they are available all the time
I think they are all about the same. I have a high deductible. Not everyone offers as much, but some other companies match this, as do other companies offer some discount if you buy multiple insurance products from them.
Erie Insurance
home insurance company's customer service which provides one of the best services
State Farm
My insurance agents are always so positive and friendly! they are such a pleasure to deal with over the phone!
North Carolina Farm Bureau
I like that my home insurance company has an office that isn't far from my house so that i can visit face to face when needed.
My insurance company, Geico, has great customer service. Anytime I needed to speak with someone, they were very friendly and helpful with any problems I may have had.
State Farm
Anytime I have needed to speak with someone, I am able to reach them by phone or in person very easily, since their office is only approx. 5 minutes from both my home and my work.
Erie Insurance
Overall I really like this insurance company. I like there homeowners insurance as well as their car insurance. I would not even look anywhere to go to another insurance company.
Allied Insurance
The agent is always responsive and the payment options are adequate.
I don't like that it takes so long to get a hold of customer service and they don't proactively try to offer discounts when I do get a hold of them.
I have not found anything to dislike about the company at this point in time. Everything so far has been easy and things have run smoothly.
I like that they are local and well known around my community. I trust them and feel that they have my best interests first. I will be a customer for a long time with them.
I dislike that the company is a bit more expensive than other companies. However, I am willing to overlook this for the sake of good customer service and support.
National General
They are simple and easy to deal with. The yearly increases are very small, and they pay dividends if they had a good year.
Frontline Insurance
The only thing I didn't like about the company is that they sent a random person out at a random day to confirm the insurance at the home.
Allstate home insurance company provides low interest rate and good financial help.
the customer service with my insurance company has been very good. I would give them a 5 on the scale as of now.
The company is great. I won't go anywhere else until they prove me otherwise. I have my car through them and everything is easily accessed in one location. Everything is user-friendly, customer service is polite and knowledgeable, as well as understanding, and my premiums are outstanding for what is provided.
State Farm
It would be nice for insurance companies like State Farm to simplify their contracts. Additionally, SF has a habit of occasionally raising premiums/deductibles on a policy.
My only response would be a faster calling experience for customers. I would like as well to be given a discount for more years of service. I am glad my family is protected with this insurance but it can be taxing when you're supporting our large family.
Crum & Forster Insurance
Talking about the license, it was the first thing that came to mind before i signing up for crum & forster insurance. i didn't even think twice to join after they proved to me.
State Farm
I would more than likely recommend my insurance provider to someone who is looking for a provider to get started, and then they can shop around a little afterwards.

Cary, NC Homeowners Insurance By Home Value

Cary, NC Home Value Total Homes % of Total Average Cary, NC Homeowners Insurance
Less than $50,000 519 1.0% $51
$100,000 to $124,999 1,218 4.0% $232
$125,000 to $149,999 1,396 5.0% $291
$150,000 to $174,999 1,825 6.0% $342
$175,000 to $199,999 2,445 9.0% $394
$200,000 to $249,999 5,022 18.0% $478
$250,000 to $299,999 4,731 17.0% $588
$300,000 to $399,999 8,870 33.0% $744

Top Home Insurance Agents Near Cary, NC

Home Insurance Company Near Cary, NC Homeowners Insurance Agency Near Cary, NC Address
Travelers American Auto Club Ins Agency Llc 905F MCKNIGHT RD, KNIGHTDALE, NC, 27545
Nationwide Hedgepeth-Hutson Insurance Services Inc. 221 S Barnes St, Nashville, NC, 27856
Erie Hometown Insurance Brokers Inc. 2626 Glenwood Avenue Suite 450, Raleigh, NC, 27608
Nationwide Michael D. Lawson Agency 3004-D Guess Rd, Durham, NC, 27705
NA Wester Realty & Insurance Agency, Inc. 1020 S Garnett St, Henderson, NC, 27536

Cary, NC Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Cary, NC

Streets in Cary Area Homeowners Insurance Cost
Dunnet Ct, St Edmunds Ln, Link's End Dr, Oakridge Rd, Faculty Ave, Hillsboro St, Hosta Lily Ct, Riverwind Ln, Cass Ct, Stonebend Loop$693
Waterdale Ct, Dorsett Dr, Lawdraker Rd, Buxton Grant Dr, Rosaler Ct, Salford Ct, Pierce Olive Rd, Perimeter Park Dr, State Rd 1635, Sarabande Dr$646
Dalmeny Dr, Marjorie Dr, Quarter Path, Warren Ave, Killingsworth Dr, Winterborne Dr, Wyckford Pl, Zev Summit Ln, Sutton Glen Dr, Holly Stream Ct$679
Deerwood Pl, Viscount Ln, State Rd 1627, Vashon Ct, Truehart Way, Tutbury Pl, Tecumseh Ct, New Waverly Pl, Silvergrove Dr, Fernglen Pl$647
Unaka Ct, Emerald Downs Rd, Blackshoal Dr, Brookberry Rd, Washington St, Hillview Dr, Sable Ct, Sutter Gate Ln, Dillard Dr, Amblewood Dr$638
Lyndenbury Dr, Penland Ct, Glenolden Ct, State Rd 1640, Fishers Creek Ct, Champion Dr, Torcastle Cir, Chicora Wood Dr, Gorecki Pl, Grande Valley Cir$619
Eagle Creek Ct, Eton Hall Ln, Edinburgh South Dr, Holly Hill Ct, Salem Church Rd, Waterford Forest Cir, Shadow Bend Ln, Dutch Creek Dr, State Rd 1650, Drywood Pl$658
Cobalt Dr, Iron Hill Dr, Highstone Rd, Star Flower Ct, Cole Valley Dr, Heatherstone Dr, Platte Xing, Tattenhall Dr, SW Cary Pkwy, Wilander Dr$708
Councilman Ct, Birkhaven Dr, Mickey Ln, Tasman Ct, Brier Creek Pkwy, Grey Bridge Row, S Pointe Dr, Bunnwood Ln, Meadow Mist Ct, Brampton Ln$656
Lynnberry Pl, S Wellonsburg Pl, Kingsway Dr, Otterbein Ct, Simca Ct, Milford Ct, Lochmere Dr, Settlers Cir, High Ridge Dr, NE Maynard Rd$640

Cary, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cary$96 to $99
White Oak$97

Cary, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
White Oak township, Wake County, North Carolina $97 $129 $194
Morrisville town, North Carolina $95 $127 $191
Apex town, North Carolina $95 $126 $189

Cary, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cary, NC2.9%9.9%
White Oak2.82%10.55%

Cary Renters Insurance as a Percentage of Rent

Cary Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 2,242 15.0% $1884
$750 to $999 5,962 41.0% $2634
$1,000 to $1,499 4,684 32.0% $3759
$1,500 or more 1,362 9.0% $5409

Cary, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Cary Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,800$13,300
Net Savings to Cary Home Owner from High Deductible Plan $500

Cary, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cary, NC Home Replacement Value MORE than Home Value Cary, NC Home Replacement Value LESS than Home Value
Replacement Value $513,000 $340,500
Insurance Premium based on Replacement Value $2,625 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $80,000 Risk Exposure from Under Insuring Coverage is $92,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $425/year

Example Cary Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualGEICO Insurance
Monthly Premium 9074134
Year Built 199819872003
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$350000-$400000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cary, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 435,000 Metal Roof 2,680 5 > $10,000 Deductible 800 7 Fiber-Cement Siding yes
1996 795,000 Wood Shake Roof 4,390 5 $500 Deductible 650 3 Vinyl siding yes
1994 420,000 Shingles Roof 2,270 3 > $10,000 Deductible 800 12 Stone Siding yes
2011 235,000 Metal Roof 1,880 4 $1000-$2500 Deductible 130 2 Fiber-Cement Siding No
2002 180,000 Asphalt Shingles Roof 1,290 3 $500- $1000 Deductible 70 1 Vinyl siding yes
1987 260,000 Asphalt Shingles Roof 1,630 4 > $10,000 Deductible 120 2 Vinyl siding No
1982 320,000 Wood Shake Roof 1,960 3 $5000 to $10,000 Deductible 290 5 Stone Siding yes
2002 240,000 Slate Shingles Roof 1,590 3 $5000 to $10,000 Deductible 60 1 Stone Siding No
1990 580,000 Wood Shake Roof 4,510 5 > $10,000 Deductible 1170 10 Brick siding No
1980 385,000 Shingles Roof 2,420 4 $2500-$5000 Deductible 900 7 Stucco siding No
2004 705,000 Composition Roof 4,480 5 $5000 to $10,000 Deductible 680 3 Brick siding yes
1990 250,000 Shingles Roof 2,000 5 $1000-$2500 Deductible 870 10 Wood siding yes
2011 415,000 Slate Shingles Roof 2,300 5 $2500-$5000 Deductible 500 3 Fiber-Cement Siding yes
2004 375,000 Membrane Roof 2,270 4 $500- $1000 Deductible 550 4 Stone Siding No
2011 475,000 Composition Roof 2,930 4 $5000 to $10,000 Deductible 820 9 Brick siding No
2004 660,000 Membrane Roof 4,200 5 $5000 to $10,000 Deductible 2260 12 Brick siding yes
1984 355,000 Slate Shingles Roof 2,050 5 > $10,000 Deductible 310 4 Brick siding yes
1982 495,000 Composition Roof 3,420 5 $5000 to $10,000 Deductible 1080 10 Vinyl siding yes
2006 570,000 Membrane Roof 3,860 5 $500 Deductible 1280 7 Stucco siding yes
1992 340,000 Metal Roof 2,590 4 > $10,000 Deductible 510 7 Stucco siding No
2003 440,000 Slate Shingles Roof 2,740 5 $500- $1000 Deductible 1080 7 Vinyl siding No
2010 350,000 Slate Shingles Roof 1,920 3 $2500-$5000 Deductible 710 6 Vinyl siding No
2010 355,000 Metal Roof 2,570 5 > $10,000 Deductible 640 8 Wood siding yes
1981 315,000 Wood Shake Roof 2,080 4 $2500-$5000 Deductible 500 4 Vinyl siding No
2007 345,000 Tile Roof 2,370 4 $500- $1000 Deductible 720 8 Stucco siding yes
2011 405,000 Metal Roof 2,280 3 > $10,000 Deductible 920 8 Stone Siding yes
2013 420,000 Composition Roof 2,260 3 $1000-$2500 Deductible 110 1 Wood siding yes
2001 350,000 Tile Roof 2,520 4 > $10,000 Deductible 210 3 Brick siding yes
2004 370,000 Tile Roof 2,810 4 $500- $1000 Deductible 340 3 Fiber-Cement Siding yes
1985 205,000 Slate Shingles Roof 1,562 3 $5000 to $10,000 Deductible 850 6 Fiber-Cement Siding yes

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