Cartersville Insurance Rates:

Cartersville, GA homeowners insurance is about $750 to $1,020, about $62-$85/month. Our exhaustive analysis shows customers can save upto $354 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Georgia Farm Bureau Insurance
I would definitely recommend Georgia Farm Bureau to family and friends or anyone looking for good quality insurance at a great affordable price.
Utica National Insurance
My insurance company offers competitive prices and good premiums. they were fair in providing a comprehensive policy at a reasonable price.
Aflac
I like that it is easy to contact my insurance company. if i need something handled, i have the ability to call them or email them or visit an agent in person at a local office.
Farmer's Insurance
the deductible is also middle of the road. Not the nighest, but not the lowest either
Grange Insurance
The customer service is friendly and informative. I feel they accurately describe things in a way that is not too confusing. They cover what I need with a decent deductible price.
State Farm
The State Farm policy was a bit cheaper with Flood Insurance included, so I went with them. The service and professionalism was great too.
Progressive
I do not like that progressive does not have an incentive program for people that get their children or other family members signed up for better rates.
Progressive
They certainly could have been clearer about the policy renewal. When I received the letter from them they did not indicate that the mortgage company had already paid in full.
State Farm
Even though they had the lowest rate, I still feel like I am over paying for my home insurance. I dont have much I dislike about them aside from my rate so I am still pretty satisfied.
State Farm
I am satisfied with the company overall, I pay every month and that about sums it up. I guess I would have a stronger opinion if I ever had a claim
Allstate
When compared to premiums of other companies Allstate's is a little higher but I am willing to pay this because I know and trust the agent at the office I use.
Farmer's Insurance
I would recommend Farmers Insurance because I know they are reliable and will come through when you really need them. We had a big fire in our area, and all of the Farmers clients were very satisfied with the service and complete coverage when they had to replace their homes.
Progressive
i will recommend to others because its giving sometimes discounts or deductions on rate of interest and the feasible amount we can pay every month, which is the amount we should pay minimum.
Travelers
I would recommend this company to others because I have been with the same company for ten years or more and they have not failed me. They have always been consistent with my coverage.
Progressive
I would recommend because everything with them has been great. I have had no issues with any part of the company. I would recommend to others.

Cartersville, GA Homeowners Insurance By Home Value

Cartersville, GA Home Value Total Homes % of Total Average Cartersville, GA Homeowners Insurance
Less than $50,000 848 8.0% $159
$50,000 to $59,999 231 2.0% $336
$60,000 to $69,999 263 2.0% $416
$70,000 to $79,999 415 4.0% $478
$80,000 to $89,999 453 4.0% $540
$90,000 to $99,999 726 7.0% $611
$100,000 to $124,999 1,578 15.0% $708
$125,000 to $149,999 1,560 15.0% $886
$150,000 to $174,999 1,324 13.0% $1045
$175,000 to $199,999 790 7.0% $1204
$200,000 to $249,999 790 7.0% $1453
$250,000 to $299,999 480 4.0% $1772
$300,000 to $399,999 534 5.0% $2250

Top Home Insurance Agents Near Cartersville, GA

Home Insurance Company Near Cartersville, GA Homeowners Insurance Agency Near Cartersville, GA Address
State Farm Arthur Ratliff 1463 Church St, Decatur, GA, 30030-1527
Liberty Mutual Independent Bill Parsons Agency 574 PEACHTREE PKWY STE 114, CUMMING, GA, 30041
Travelers Hasegawa Insurance Agency Llc 1240 JOHNSON FERRY PL STE F-10, MARIETTA, GA, 30068
Allstate Sam Braly 121 Postelle St, Cartersville, GA, 30120
Travelers Talbert Insurance Services 3473 SATELLITE BLVD STE 114, DULUTH, GA, 30096

Cartersville, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Cartersville, GA

Streets in Cartersville Area Homeowners Insurance Cost
Taylor Dr SW, Eastwood Dr, Mountain View Ct, Country Dr SE, Perkins Dr SW, E Boxwood Dr SE, Hendricks St, Cline-Smith Rd, Tank Hill, Deering Way$874
Padgett Rd SW, Akron St, Hardy Rd SW, Walker Hill Cir NW, Gatlin Rd SE, London Ct, Catherine Cir, David Dr NW, E Cherokee Ave, Split Rail Ct NE$896
Fite St, E Church St, Market Sq, Beaver Trl, Windy Hill Rd SW, Derrick Ln, River Oaks Dr SW, Mountain Trail Ct SW, Cassville Rd, Dixie Ave$879
Maple Dr, Vaughn Spur NE, Roving Hills Cir SE, Valley View Dr, Lila Way, Mac Johnson Rd NW, Etowah Ridge Dr SW, Hillshire Dr, Gilreath Rd NW, Elizabeth St$887
Wren Ct NW, Highland Dr NE, Porter St W, Crestwood Rd, Hidden Valley Ln SE, Postelle St, Jones Mill Pl, Ash Ct NE, Davis St, Carter Rd SW$874
Granger Dr, Bangor St, Etowah Dr, Abbey Ln, William Dr NE, Abernathy Rd, Rowland Springs Rd, Mercer Ln, David St, Stately Oaks Dr$903
Industrial Park Rd NE, Laurel Dr SW, Bishop Dr NW, Cedar Ln, Busch Dr NE, Crump Rd SE, Ridge Row Dr, Kenwood Ln NW, Jones Mill Rd, Mission Hills Dr SW$868
Courrant St, Old Cassville White Rd NW, Howard Hts, Little Valley Rd, Weaver St, Indian Mounds Rd, Howard St, Jordan Rd SE, Skyline Dr SE, South Dr$879
Iron Belt Ct, Dent Rd NE, Co Rd 294N, Juniper Ln, Mountainbrook Dr, Ridge Way, Durey Ct, Fairview Cir, Casey Ln, Allweather St$896
Westwood Dr SW, Franklin Johnson Dr NW, Springhouse Ct, Glenmaura Way NW, Kincannon Rd SW, Governors Ct, Pettit Cir NW, Skyview Cir, Old Alabama Rd, Lexington Ct NE$886

Cartersville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cartersville$132 to $135
Bartow County$132
Emerson$131
White$130

Cartersville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bartow County, Georgia $111 $147 $221
Emerson CCD, Bartow County, Georgia $110 $146 $219
White city, Georgia $109 $145 $217

Cartersville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cartersville, GA6.0%20.6%
Bartow County5.8%20.68%
Emerson5.92%22.04%
White6.98%21.03%

Cartersville Renters Insurance as a Percentage of Rent

Cartersville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 219 3.0% $815
$300 to $499 549 7.0% $1265
$500 to $749 2,509 35.0% $1940
$750 to $999 2,353 33.0% $2690
$1,000 to $1,499 1,039 14.0% $3815
$1,500 or more 306 4.0% $5465

Average Cost Of Home Insurance By Company In Areas Nearby Cartersville For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$250,000 veneer Alfa Insurance Corporation $1471 $1350 $1203
$100,000 veneer Buckeye State Mutual Insurance Company N/A $601.00 $455.00
$250,000 veneer Country Mutual Insurance Company $944.23 $835.26 $691.23
$300,000 frame Esurance Insurance Company N/A $1095.5 $1014.96
$100,000 veneer Foremost Signature Insurance Company $912 $887 N/A
$400,000 veneer Homesite Insurance Company Of Georgia N/A N/A $1231.00
$400,000 frame Horace Mann Property And Casualty Insurance Company N/A $2217 $2020
$150,000 veneer Horace Mann Property And Casualty Insurance Company N/A $1080 $953
$250,000 frame Pharmacists Mutual Insurance Company N/A $741 $670
$300,000 frame Safeco Insurance Company Of Indiana $1591.72 $1490.03 $1374.89

Cartersville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Cartersville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,600$7,000
Net Savings to Cartersville Home Owner from High Deductible Plan $600

Cartersville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cartersville, GA Home Replacement Value MORE than Home Value Cartersville, GA Home Replacement Value LESS than Home Value
Replacement Value $211,500 $138,500
Insurance Premium based on Replacement Value $1,025 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $250/year

Example Cartersville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 568873
Year Built 200319812012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$150000-$175000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Cartersville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 465,000 Composition Roof 4,540 5 $2500-$5000 Deductible 810 6 Vinyl siding yes
1997 155,000 Wood Shake Roof 1,590 3 $5000 to $10,000 Deductible 280 8 Wood siding yes
1999 165,000 Tile Roof 1,950 3 $500 Deductible 70 1 Stucco siding No
1994 230,000 Tile Roof 3,010 4 $5000 to $10,000 Deductible 540 9 Fiber-Cement Siding yes
2011 205,000 Asphalt Shingles Roof 2,810 4 $500 Deductible 760 7 Stone Siding yes
2010 225,000 Composition Roof 3,100 4 $5000 to $10,000 Deductible 950 12 Wood siding No
1999 170,000 Membrane Roof 1,830 3 $1000-$2500 Deductible 200 4 Brick siding yes
2014 275,000 Wood Shake Roof 2,850 4 $2500-$5000 Deductible 230 2 Stucco siding No
2013 175,000 Composition Roof 2,140 3 $500- $1000 Deductible 790 12 Stucco siding yes
1996 165,000 Composition Roof 2,220 5 $2500-$5000 Deductible 60 1 Vinyl siding No
1996 180,000 Composition Roof 1,940 3 $500- $1000 Deductible 60 1 Wood siding No
2010 100,000 Metal Roof 1,260 3 $2500-$5000 Deductible 130 5 Stone Siding yes
1984 125,000 Metal Roof 1,590 3 $1000-$2500 Deductible 320 8 Stone Siding No
1988 235,000 Asphalt Shingles Roof 3,160 4 $500- $1000 Deductible 900 10 Vinyl siding yes
1988 185,000 Tile Roof 2,160 4 $2500-$5000 Deductible 60 1 Brick siding yes
1983 275,000 Tile Roof 3,280 4 $500 Deductible 950 9 Vinyl siding yes
1981 250,000 Wood Shake Roof 3,100 4 $5000 to $10,000 Deductible 160 3 Fiber-Cement Siding No
1997 145,000 Wood Shake Roof 1,940 4 $500 Deductible 260 6 Stucco siding No
2014 190,000 Asphalt Shingles Roof 1,970 5 $1000-$2500 Deductible 520 7 Vinyl siding No
2008 255,000 Composition Roof 2,610 5 $5000 to $10,000 Deductible 190 3 Brick siding yes
1989 250,000 Tile Roof 3,010 5 $500- $1000 Deductible 830 12 Vinyl siding No
1992 190,000 Asphalt Shingles Roof 2,190 4 $1000-$2500 Deductible 670 12 Stone Siding No
2007 425,000 Shingles Roof 4,240 5 > $10,000 Deductible 1010 10 Vinyl siding yes
2014 125,000 Metal Roof 1,670 3 $2500-$5000 Deductible 290 10 Fiber-Cement Siding yes
1983 335,000 Composition Roof 4,310 5 $5000 to $10,000 Deductible 700 9 Stone Siding No
2012 220,000 Shingles Roof 2,530 5 $1000-$2500 Deductible 280 4 Stucco siding No
1983 290,000 Tile Roof 3,020 5 > $10,000 Deductible 360 5 Brick siding yes
2007 155,000 Composition Roof 1,670 3 $500- $1000 Deductible 150 3 Vinyl siding No
2012 395,000 Asphalt Shingles Roof 4,820 5 $500 Deductible 1630 9 Stone Siding No
2012 120,000 Composition Roof 1,330 3 $1000-$2500 Deductible 550 12 Vinyl siding yes
1985 310,000 Composition Roof 3,510 5 $2500-$5000 Deductible 330 3 Vinyl siding No
1992 165,000 Membrane Roof 2,170 3 $2500-$5000 Deductible 450 9 Stucco siding No
1984 260,000 Membrane Roof 2,590 4 > $10,000 Deductible 350 6 Brick siding yes
1994 190,000 Asphalt Shingles Roof 2,360 4 $5000 to $10,000 Deductible 380 8 Stucco siding No

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