Carrollton Insurance Rates:

Carrollton, TX homeowners insurance is roughly $898 to $1,217, about $74-$101/month. Our complete research indicates shoppers can save upto $423 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I would recommend GEICO . From what I have read, even if they are a little slower that really do handle claim situations well. For the price it would not hurt.
State Farm
This insurance company and plan covers the cost of replacement not the adjusted cost related to depreciation and wear and tear.
Thankfully we have not needed to make a claim against our home owner's insurance policy, so I cannot say how easy they are to deal with in that regard.
Pronto Insurance
Have looked up your company in the regulatory list? have you crossed checked if you not giving your money to some scrubs? well if you don't have the time, just signup with pronto cos i have done that job for all.
Amica Mutual Insurance
Nationwide stands out for having generous replacement coverage options. The company makes it easy not only to repair your home, but to actually improve it after damages happen.
State Farm
I would recommend this company as they have excellent policies and great customer service. After a hurricane if you have to put a claim in they come out real quick and make out a check most times right then.
Liberty Mutual
State Farm
My premium and deductible are both very low because I am technically a part of my extended family's insurance plan and they give us all the same rate. It would be much more expensive if I didn't have this benefit.
Liberty Mutual
Homeowners insurance coverage protects your house and your possessions against damage or loss from events like fire, theft, storm damage, frozen pipes, and more. It also provides liability coverage for personal injuries sustained by others on your property.
I would recommend this company for home insurance because they have good packages that offers a low deductible and low monthly rate.
Farmer's Insurance
I don't have home insurance so I cannot rate any company. If I were to get homeowner's insurance, i suppose I'd get it with either the company the mortgage company recommended or go with my current company Geico.
State Farm
My policy seems pretty normal and I get a nice, competitive rate. I've shopped around and this is still the cheapest I've gotten.
Liberty Mutual
They serve the people kindly and are quick to respond back to my phone calls when I am in need of assistance with my insurance.
I have heard that some families are charged a lot more than they should be. there have been discrepancies about hidden fees also.
State Farm
My agent is so readily available whenever i have questions about anything. he is very thorough in reviewing everything with me that i need to know.
I like having the convenience of autopay with reminders ahead of time informing me of the date and amount that will be deducted.
I like that their mobile app is easy to use and my ability to resolve an issue can be solved at many convenient times for me. The CSR team are also good in resolving any kind of issues
I find the website very easy to navigate, and it is not complicated. It provides all the information I need.
State Farm
Whenever I contact them they are quick to reply and I am able to ask questions. They make me feel welcome to contact them and have never given me issues.
State Farm
It was really very fast, the agent came out within a couple of days. The longest part of the process was getting estimates and complete the work.
Safeco Insurance
So far I have not had any experiences which have lead me to dislike the company.
I kind of get annoyed at all of the survey requests I receive from them through the mail or email. I feel like if I have an issue I can just contact them without all of the surveys.
Liberty Mutual
I have rarely used my insurance for 20 years, so there really is not much to like. they collect my premium and that is about it.
Farmer's Insurance
I think if I had anything negative to say it would be about their website. Although I don't mind calling my agent sometimes you just want to look things up. I think they could do a better job of making a more user-friendly website.
I just wish that there more discounts that we could use to help offset the high expense if we bundle services or have more than one policy with the company. My previous company had many discounts available and I wish Allstate did too.
I would recommend this insurance company, because the staff is top notch, the rates are competitive, and I received maximum coverage for the lowest price.
I would recommend my insurance company to others as we have not ran into any issues with them since we have been a member.
The same insurance company can be recommended to all of my friends and relatives. As I am benefitted, I will suggest everyone to opt the company without any hesitation.
I get discounts for having my car insurance through them as well. The prices are pretty competititve. There are things about the company I don't like, but overall it's good.
Farmer's Insurance
My premium and deductibles are lower then before. Plus my mortgage company made the payment so I only pay my insurance with my mortgage
Safeco Insurance
The company has competitive insurance rates and does provide the homeowner with a statement about a month prior to payment being due.
State Auto
I would like to see them enable features on their website found on competitors - the ability to log in with a username and password to check your account items such as balance, coverage limits, etc.
State Farm
Premium is a bit high and the company needs to keep its customers loyal and happy.
State Farm
I like my agent and the people in his office I have been able to get all my questions answered. The company is large enough that when you get a lousy agent like I used to have, you don't have to look far to chance to another agent. That is exactly what I did and I'm quite happy with State Farm now.

Carrollton, TX Homeowners Insurance By Home Value

Carrollton, TX Home Value Total Homes % of Total Average Carrollton, TX Homeowners Insurance
Less than $50,000 554 2.0% $148
$80,000 to $89,999 465 1.0% $529
$90,000 to $99,999 738 2.0% $592
$100,000 to $124,999 3,549 13.0% $687
$125,000 to $149,999 4,603 17.0% $867
$150,000 to $174,999 5,044 18.0% $1026
$175,000 to $199,999 3,497 12.0% $1184
$200,000 to $249,999 4,302 15.0% $1417
$250,000 to $299,999 2,170 8.0% $1735
$300,000 to $399,999 1,616 5.0% $2211

Top Home Insurance Agents Near Carrollton, TX

Home Insurance Company Near Carrollton, TX Homeowners Insurance Agency Near Carrollton, TX Address
Travelers Box Insurance Agency 1200 S. Main Street, Ste. 1600, Grapevine, TX, 76051
State Farm Byron Wilkerson 9720 Coit Rd Ste 140, Plano, TX, 75025-5851
Farmers Dennis Settlemoir 1221 W Airport Fwy Ste 209, Irving, TX, 75062
State Farm Earl Wood Clu, Chfc 2900 S Hulen, Fort Worth, TX, 76109-1511
Farmers Robert Shaw 2255 Ridge Rd Ste 218, Rockwall, TX, 75087

Carrollton, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Carrollton, TX

Streets in Carrollton Area Homeowners Insurance Cost
Eastwick Ln, Malvern Dr, Tree Farm Dr, Barnhill Dr, Bridle Bend Trl, Tiburon Dr, Stoneview Ct, International Pkwy, Mockingbird Dr, Tanbark Dr$1,225
Caroline Ct, Wayfarer Dr, Kings Isle Dr, Meredith Ln, Macgregor Dr, Watch Hill Dr, Fairglen Dr, Riviera Dr, Anglebluff Pl, Albany Dr$1,208
Glenshire Dr, Gallant Fox Ln, Breakwater Ln, Steeplechase Dr, Shamrock Ln, Bridle Bend Ct, Burningtree Ln, Blackhawk Dr, Grasmere Dr, Lockheed St$1,216
Chippewa Dr, Piper St, Stone Meadow Dr, Bedrock Dr, Curtis St, Triple Crown Ln, Gillingham Dr, Hudson Dr, Leeward Ln, Manor Lane Ct$1,225
Fairchild St, Kelly Ln, Terrace View Ln, Channel Isle Dr, Shetland Rd, Old Shepard Pl, Rocky Ledge Dr, Pebblestone Ln, Marquette Dr, Balcones Dr$1,221

Carrollton, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Carrollton$158 to $160
Farmers Branch$156

Carrollton, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hebron town, Texas $141 $187 $281
Addison town, Texas $139 $185 $278
Farmers Branch city, Texas $131 $174 $261

Carrollton, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Carrollton, TX5.3%13.5%
Farmers Branch6.05%16.59%

Carrollton Renters Insurance as a Percentage of Rent

Carrollton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 2,592 17.0% $1916
$750 to $999 5,661 37.0% $2666
$1,000 to $1,499 5,365 35.0% $3791
$1,500 or more 1,511 9.0% $5441

Carrollton, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Carrollton Homeowner Insurance Premium Example $3,700$2,300
Out of Pocket Expense During Claim$600$7,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $22,800$21,400
Net Savings to Carrollton Home Owner from High Deductible Plan $1,400

Carrollton, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Carrollton, TX Home Replacement Value MORE than Home Value Carrollton, TX Home Replacement Value LESS than Home Value
Replacement Value $574,500 $399,500
Insurance Premium based on Replacement Value $5,050 $3,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,500 Risk Exposure from Under Insuring Coverage is $125,500
Premium Impact Insurance cheaper by $1,100/year Insurance costlier by $425/year

Example Carrollton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceChubb Group of Insurance
Monthly Premium 16510497
Year Built 199220102006
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$175000-$200000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Carrollton, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 220,000 Metal Roof 2,600 4 $2500-$5000 Deductible 1760 12 Vinyl siding yes
2010 190,000 Tile Roof 2,230 5 $500 Deductible 270 2 Stucco siding yes
1980 120,000 Tile Roof 1,310 2 $2500-$5000 Deductible 510 9 Vinyl siding No
2008 460,000 Tile Roof 4,660 5 > $10,000 Deductible 2050 12 Fiber-Cement Siding No
1992 310,000 Membrane Roof 3,090 5 $5000 to $10,000 Deductible 120 1 Stone Siding No
2014 445,000 Wood Shake Roof 4,150 5 $2500-$5000 Deductible 1570 5 Stucco siding yes
1983 95,000 Shingles Roof 970 2 $500- $1000 Deductible 60 1 Vinyl siding yes
2010 230,000 Shingles Roof 2,630 4 $500- $1000 Deductible 1960 12 Wood siding No
1999 255,000 Shingles Roof 2,910 4 $500- $1000 Deductible 280 2 Stucco siding yes
2005 450,000 Asphalt Shingles Roof 4,930 5 $500- $1000 Deductible 3740 12 Vinyl siding No
2010 335,000 Membrane Roof 3,700 5 $2500-$5000 Deductible 1540 9 Stucco siding No
2002 165,000 Slate Shingles Roof 1,670 2 $500 Deductible 180 2 Vinyl siding yes
2004 275,000 Tile Roof 2,730 5 $500- $1000 Deductible 520 3 Stucco siding yes
1994 325,000 Shingles Roof 3,070 4 $1000-$2500 Deductible 2500 10 Stucco siding No
2003 280,000 Metal Roof 2,660 4 $500 Deductible 950 7 Brick siding yes
1984 85,000 Metal Roof 930 2 $1000-$2500 Deductible 470 9 Stone Siding No
1989 230,000 Membrane Roof 2,270 4 $500- $1000 Deductible 620 5 Vinyl siding yes
2009 200,000 Wood Shake Roof 1,860 5 $500 Deductible 1970 12 Stucco siding No
2009 405,000 Membrane Roof 4,010 5 > $10,000 Deductible 630 3 Brick siding yes
2005 110,000 Membrane Roof 1,310 2 $2500-$5000 Deductible 100 2 Stucco siding No
2010 300,000 Tile Roof 2,820 4 $1000-$2500 Deductible 1280 7 Wood siding yes
2000 135,000 Metal Roof 1,550 5 $500 Deductible 470 4 Stucco siding yes
1988 190,000 Slate Shingles Roof 1,750 5 $500 Deductible 550 3 Brick siding No
1998 140,000 Asphalt Shingles Roof 1,500 2 $500 Deductible 1210 10 Wood siding No
2012 160,000 Wood Shake Roof 1,800 5 $500- $1000 Deductible 400 4 Vinyl siding yes
1992 240,000 Wood Shake Roof 2,260 3 $2500-$5000 Deductible 2000 12 Vinyl siding yes
1997 155,000 Metal Roof 1,570 3 $5000 to $10,000 Deductible 650 8 Stucco siding No
2007 170,000 Wood Shake Roof 1,800 3 $2500-$5000 Deductible 1180 9 Stone Siding yes
2010 215,000 Metal Roof 2,130 4 $500 Deductible 940 7 Stone Siding No
2008 160,000 Membrane Roof 1,667 2 $1000-$2500 Deductible 890 5 Wood siding yes

How To Make Your Carrollton, TX Home Insurance Cheaper

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