Carrollton Insurance Rates:

Carrollton, KY homeowners insurance is roughly $638 to $869, about $53-$72/month. Our all inclusive guide indicates shoppers can save as much as $301 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Carrollton, KY Homeowners Insurance By Home Value

Carrollton, KY Home Value Total Homes % of Total Average Carrollton, KY Homeowners Insurance
Less than $50,000 372 18.0% $188
$50,000 to $59,999 90 4.0% $399
$60,000 to $69,999 148 7.0% $496
$70,000 to $79,999 142 7.0% $572
$80,000 to $89,999 79 3.0% $655
$90,000 to $99,999 223 11.0% $730
$100,000 to $124,999 213 10.0% $843
$125,000 to $149,999 182 9.0% $1054
$150,000 to $174,999 131 6.0% $1249
$175,000 to $199,999 107 5.0% $1438
$200,000 to $249,999 98 4.0% $1731
$250,000 to $299,999 165 8.0% $2115
$300,000 to $399,999 33 1.0% $2695

Top Home Insurance Agents Near Carrollton, KY

Home Insurance Company Near Carrollton, KY Homeowners Insurance Agency Near Carrollton, KY Address
Allstate Felix Rodriguez 517 Eastern Blvd, Clarksville, IN, 47129
Liberty Mutual Independent Logan Lavelle Hunt Ins Agency Llc 11420 Bluegrass Pkwy Louisville, Jeffersontown, KY, 40299
Farmers Michael Cappel Lutcf 3985 Race Rd Ste 13, Cincinnati, OH, 45211
State Farm Rick Newton 3110 Taylorsville Rd, Louisville, KY, 40205-3134
Allstate Sean Shah 800 E Main St, Frankfort, KY, 40601

Cost Of Homeowners Insurance By Street Near Carrollton, KY

Streets in Carrollton Area Homeowners Insurance Cost
Springmeadow Ct, Thyme Ave, Maple St, Lanham Rd, 10th St, Framme St, Marshall Ln, Jackson Ridge Rd, Owenton Rd, Fox Valley Dr$767
Floyd St, US Hwy 42, Ford Rd, Dakota Cir, Fischer Ave, Kenney St, Sharon Black Rock Rd, State Hwy 1112, Pike St, Oakwood Ct$770
Kentucky Ave, Kaeding Ct, Sycamore Cir, Comanche Trl, Morrow Ct, Main Cross St, 11th St, Blue Lick Rd, Railroad Ave, 5th St$769
Hawkins St, 4th St, Brad Ave, William Way, Gillock Ave, Carson Loop, Raisor Rd, Sanders Rd, Baker Ave, Ware Ave$763
Hwy 36 E, Dakota Way, State Hwy 47, N Simmons St, Creekside Dr, Southfork Rd, State Hwy 467, Liberty St, Springmeadow Dr, Harley Dr$735

Carrollton, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Carrollton$112 to $115
Carroll County$113
Worthville$109
Ghent$112

Carrollton, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Carroll County, Kentucky $113 $150 $225
Worthville city, Kentucky $110 $146 $219
Ghent city, Kentucky $112 $149 $224

Carrollton, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Carrollton, KY6.5%21.0%
Carroll County6.31%20.67%
Worthville7.64%18.51%
Ghent6.92%22.31%

Carrollton Renters Insurance as a Percentage of Rent

Carrollton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 122 8.0% $352
$200 to $299 60 4.0% $802
$300 to $499 268 19.0% $1252
$500 to $749 578 41.0% $1927
$750 to $999 295 21.0% $2677
$1,000 to $1,499 59 4.0% $3802

Carrollton, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Carrollton Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Carrollton Home Owner from High Deductible Plan $600

Carrollton, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Carrollton, KY Home Replacement Value MORE than Home Value Carrollton, KY Home Replacement Value LESS than Home Value
Replacement Value $85,000 $49,000
Insurance Premium based on Replacement Value $375 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Carrollton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceLiberty Mutual
Monthly Premium 359839
Year Built 200319821977
Home Details 3 Beds, 1 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $75000-$100000$300000-$350000$75000-$100000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Carrollton, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 200,000 Tile Roof 3,100 4 $500 Deductible 600 9 Vinyl siding yes
1988 175,000 Membrane Roof 2,190 4 $5000 to $10,000 Deductible 160 4 Fiber-Cement Siding No
1979 85,000 Metal Roof 1,120 2 $2500-$5000 Deductible 320 12 Wood siding No
1989 140,000 Metal Roof 2,370 4 $2500-$5000 Deductible 350 9 Wood siding yes
1984 125,000 Composition Roof 1,870 4 $500- $1000 Deductible 240 6 Fiber-Cement Siding yes
2008 80,000 Tile Roof 1,310 2 $2500-$5000 Deductible 130 6 Stucco siding yes
1981 160,000 Metal Roof 2,130 4 $1000-$2500 Deductible 140 2 Stucco siding yes
1994 130,000 Wood Shake Roof 1,680 4 $500- $1000 Deductible 190 3 Vinyl siding No
1972 185,000 Composition Roof 2,230 4 $1000-$2500 Deductible 330 5 Wood siding yes
1991 95,000 Shingles Roof 1,250 2 $1000-$2500 Deductible 70 3 Vinyl siding yes
1948 85,000 Membrane Roof 1,300 2 $1000-$2500 Deductible 50 2 Vinyl siding No
1996 105,000 Metal Roof 1,660 4 $1000-$2500 Deductible 80 3 Stucco siding yes
1987 145,000 Tile Roof 1,790 3 $500- $1000 Deductible 650 10 Stone Siding yes
1981 150,000 Tile Roof 2,470 5 $1000-$2500 Deductible 50 1 Wood siding No
2008 125,000 Slate Shingles Roof 2,120 3 $500- $1000 Deductible 40 1 Brick siding yes
1988 300,000 Shingles Roof 3,810 5 > $10,000 Deductible 290 6 Stone Siding yes
1991 110,000 Tile Roof 1,770 3 $1000-$2500 Deductible 230 7 Fiber-Cement Siding yes
1986 120,000 Composition Roof 1,610 4 $1000-$2500 Deductible 420 10 Stone Siding No
1992 125,000 Slate Shingles Roof 2,040 5 $2500-$5000 Deductible 260 5 Brick siding yes
2003 145,000 Asphalt Shingles Roof 2,610 4 $1000-$2500 Deductible 300 8 Stucco siding No
1945 125,000 Shingles Roof 2,090 4 $2500-$5000 Deductible 70 2 Stone Siding No
1970 355,000 Shingles Roof 4,460 5 $500- $1000 Deductible 160 1 Wood siding No
1943 180,000 Metal Roof 2,400 3 $2500-$5000 Deductible 60 1 Fiber-Cement Siding No
1992 220,000 Metal Roof 2,940 4 $500 Deductible 1160 12 Brick siding yes
2000 95,000 Shingles Roof 1,600 2 $2500-$5000 Deductible 270 9 Brick siding yes
1980 105,000 Composition Roof 1,770 2 $500 Deductible 620 12 Vinyl siding No
1972 140,000 Shingles Roof 1,760 4 $2500-$5000 Deductible 300 8 Stone Siding No
1944 120,000 Wood Shake Roof 1,820 4 $2500-$5000 Deductible 160 3 Stone Siding No
1998 90,000 Membrane Roof 1,180 2 $1000-$2500 Deductible 70 2 Brick siding yes
1975 120,000 Metal Roof 1,970 5 $500- $1000 Deductible 220 4 Fiber-Cement Siding yes