Carroll County Insurance Rates:

Carroll County, MD homeowners insurance is roughly $611 to $827, about $50-$68/month. Our complete analysis reveals consumers can save upto $288 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

The hassle-free environment is great because when i got my roof redone due to hail, they came and had someone out here to fix it; they were professional and courteous.
The amount of the policy increases too frequently. there have been at least 3 increases on policy amount even though no claims have been made against the policy.
Farmer's Insurance
Farmers insurance is a large company that is always there when i need them. when i have a problem they take care of me.
State Farm
I'm happy with the price of the quotes. They typically have the lowest price for the amount of coverage that you end up getting when compared to other companies.
I recommend my home insurance to the masses because i believe in them to keep my home safe. they are the best
Erie Insurance
I don't use the site much because it does not have the information about my policy. When I use the site's contact info, I just get told to contact my agent. What's the point of the site that won't provide you relevant information?
I believe that USAA is an upstanding company. Their roots are in veteran services, and I believe they take great pride in that and offer the best service possible to all of their customers.
It seemed that we were getting a fair rate when we compared the different companies and what they were offering. I will say that I would have been willing to pay a little more for progressive since they are available 24/7 and are fantastic at taking and dealing with claims.
I have been a customer for more than 20 years - they have been at times turbulent years in the Florida insurance market. I quite like that I never lost coverage during this time.
USAA is very thorough with its interaction/communication by sending me hard copy follow-ups of any policy changes, as well as email reminders of correspondence in my USAA mailbox.
State Farm
I really don't have anything that I dislike about the company. He did ask about bundling my life and vehicle insurance. I was already satisfied with my policies with other companies, but he wasn't pushy.
State Farm
I think it's one of the best options out there for homeowner's insurance. You get what you pay for, and with State Farm, you pay for quality, and you get quality. I highly recommend it.
Farmer's Insurance
I have not had to use their services yet but their coverage and premium prices all seem acceptable and fair.
Erie Insurance
They are knowledgeable in the insurance field, as well as very reputable. I have nothing but good things to say about them, even though I have never submitted a claim.
The price we pay is the best part, as it is the cheapest available. Other than that, we've never needed to file a claim, and I cannot speak for that process.
State Farm
I am highly satisfied. Easy to file claims with and quick and easy responses. Of course, everyone wishes the rates were cheaper but I feel that I am getting quality coverage and like the agent, I deal with.
I like the competitive premium on my policy. I have not been able to find a lower price for the coverage I have on my policy. The company is always respectful and responsive to my needs regarding my policy.
Farmer's Insurance
The company is reputable and when I have had questions they are helpful.

Carroll County, MD Homeowners Insurance By Home Value

Carroll County, MD Home Value Total Homes % of Total Average Carroll County, MD Homeowners Insurance
Less than $50,000 961 2.0% $50
$100,000 to $124,999 538 1.0% $237
$125,000 to $149,999 655 1.0% $295
$150,000 to $174,999 1,383 4.0% $345
$175,000 to $199,999 1,781 5.0% $403
$200,000 to $249,999 6,944 20.0% $482
$250,000 to $299,999 7,786 22.0% $590
$300,000 to $399,999 14,114 41.0% $756

Top Home Insurance Agents Near Carroll County, MD

Home Insurance Company Near Carroll County, MD Homeowners Insurance Agency Near Carroll County, MD Address
Erie American Preferred Insurance Cnt Inc. 1021 University Blvd E Suite B1, Silver Spring, MD, 20903
Nationwide Aubrey R Walker 1522 Pointer Ridge Pl Ste A, Bowie, MD, 20716-1875
State Farm Larry Boyd 7801 Old Harford Rd, Parkville, MD, 21234-5542
State Farm Mike Odell 39 E Forrest Ave, Shrewsbury, PA, 17361-1428
Liberty Mutual Independent Wilson-Oliver Agcy. Inc. 301 W Bel Air Ave, ABERDEEN, MD, 21001

Cost Of Homeowners Insurance By Street Near Carroll County, MD

Streets in Carroll County Area Homeowners Insurance Cost
Mount Airy Dr, Small Oak Ct, Gahle Rd, Pavillion St, Shriner Aly, N Mill St, Roberts Mill Rd, Pinch Valley Rd, Samara Cir, Ethel Ave$734
Raymond Ave, Feeser Rd N, Abbey Dr, Federal Ann Ln, Deep Run, Boog Rd, Henryton Rd, Falls Rd, Christopher Dr, Kathy Dr$717
Skidmore Rd, Ellis Rd, Hook Rd, State Hwy 88, Collins Ave, Lare St, Hogans Ct, Ridge Dr, Panther Dr, I- 70$719
Millard Dr, Taylor St, Ewing Dr, Spindly Dr, Saw Mill Rd, Arsel Ln, Celeste Ct, Martz Rd, Choice Ct, Norfield Dr$712
Sunset Dr, Green Meadow Ln, Fannies Meadow Ct, Haverhill Dr, Wood Villa Dr, Monarch Dr, Cool Spring Dr, Courtland Dr, Park Pl, Cotton Ct$727
Gardenia St, Market St, Navajo Dr, Priestland Rd, Dundee Ct, Senft Rd, Heather Dr, Goldenrod Ct, Nova Dr, Karen Way$694
Dawn Dr, Third Ave, Musket Ct, Wampler Ln, Annule Dr, Harney Rd, Homebuilder Dr, Lantern Dr, York St, Mayer Dr W$708
Duffer Dr, Ryon Ct, Ed-Glenn Dr, Sable Ct, Woodwinds Ct, Country Fair Ln, Shiloh Ave, Pine Hill Dr, Wheatley Dr, Hermitage Ct$732
Flickering Fire Dr, Mountain Laurel Ct, Band Hall Hill Rd, Hammond Ct, Shamer Ln, Sunset Ln, Malcolm Dr, Sundown Dr, Timdan Ct, Falkirk Dr$733
Washington Way, Stanley Dr, Innsbrook Ln, Bruce Ct, Heathfield Rd, Shining Sword Dr, Walston Rd, Stonesifer Rd, Quadratic Dr, Brightside Dr$722

Carroll County, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Carroll County$107 to $110
New Windsor$105
Union Bridge$103

Carroll County, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westminster city, Maryland $104 $139 $209
New Windsor town, Maryland $105 $140 $210
Union Bridge town, Maryland $103 $137 $206

Carroll County, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Carroll County, MD2.8%10.7%
New Windsor2.72%10.55%
Union Bridge4.26%12.58%

Carroll County Renters Insurance as a Percentage of Rent

Carroll County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 186 1.0% $325
$200 to $299 285 3.0% $775
$300 to $499 283 3.0% $1225
$500 to $749 1,310 14.0% $1900
$750 to $999 2,568 27.0% $2650
$1,000 to $1,499 3,262 34.0% $3775
$1,500 or more 1,460 15.0% $5425

Average Cost Of Home Insurance By Company In Areas Nearby Carroll County For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
350,000 500 Frame 25 Allstate Vehicle & Property Insurance Co. 959
450,000 1,000 Frame 10 American Strategic Insurance Corp. 970
450,000 1,000 Frame 10 Chubb National Insurance Co. 1,293
300,000 500 Frame 35 Ids Property Casualty Ins. Co. 1,569
450,000 1,000 Frame 10 Ids Property Casualty Ins. Co. 1,429
350,000 500 Frame 25 Nationwide General Insurance Co. 812
400,000 1,000 Masonry 15 Privilege Underwriters Reciprocal Exch. 2,347
350,000 500 Frame 25 Travelers Commercial Insurance Co. 768
350,000 500 Frame 25 Universal North America Insurance Co. 1,063
350,000 500 Frame 25 Universal Property & Casualty Ins. Co. 1,247