Carrboro Insurance Rates:

Carrboro, NC homeowners insurance is approximately $558 to $765, about $46-$63/month. Our extensive guide indicates shoppers can save as much as $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Prudential
We had a hail storm last year and ended up getting a new roof, our claim was handled with just two phone calls.
Farmer's Insurance
I don't like the price of my insurance. it seems to change every year and some years it is lower than other years.
Safeco Insurance
Safeco is a very affordable home insurance company
State Farm
My payment isn't the lowest, but I feel that State Farm is a company that will pay without issue if I need their services. This makes me feel okay about paying a little more than I would with a smaller company.
Nationwide
THE COMPANY IS RELIABLE. THE AGENT ALWAYS GIVES US GOOD ADVICE AND WE GET A DISCOUNT ON OUR CAR INSURANCE
State Farm
When someone hit my car I had to do the calling around to get it fixed.
Travelers
It's easy. No hassle, no crazy rate increases. It's not an issue, and they've been friendly when I've spoken to them. I haven't had any issues. I pay online, I haven't filed a claim in years.
State Farm
The customer service is above average because my broker's branch is friendly and serviceable. They are always attentive when I go to the office or whenever I have a question from my broker he will email or call back promptly and I appreciate his overall attitude towards business.

Carrboro, NC Homeowners Insurance By Home Value

Carrboro, NC Home Value Total Homes % of Total Average Carrboro, NC Homeowners Insurance
Less than $50,000 57 2.0% $46
$100,000 to $124,999 103 5.0% $204
$125,000 to $149,999 42 2.0% $257
$150,000 to $174,999 184 9.0% $304
$175,000 to $199,999 102 5.0% $350
$200,000 to $249,999 251 12.0% $423
$250,000 to $299,999 388 19.0% $522
$300,000 to $399,999 806 41.0% $661

Top Home Insurance Agents Near Carrboro, NC

Home Insurance Company Near Carrboro, NC Homeowners Insurance Agency Near Carrboro, NC Address
Erie Chriscoe & Associates Inc. 1148 South Cox Street, Asheboro, NC, 27203
Nationwide James Epps Agency Inc. 952 Gateway Commons Circle, Wake Forest, NC, 27587-6594
Allstate Jeremy Hathcock 102 Siler Xing Ste 2, Siler City, NC, 27344
State Farm Pam Herndon Clu, Chfc 11500 Us 15 501 N Suite 216, Chapel Hill, NC, 27517-6683
Erie Thaggard Insurance Services Inc. 2014 S Miami Blvd, Durham, NC, 27703

Cost Of Homeowners Insurance By Street Near Carrboro, NC

Streets in Carrboro Area Homeowners Insurance Cost
Yeargen Pl, N Fields Cir, State Rd 1943, Gateridge Pl, Lake Manor Rd, Cheswick Ct, State Rd 1721, Roberson St, Bolin Brook Farm Rd, Old School Rd$671
Drayton Ct, Friar Ln, Jewell Dr, Valen Ct, Market St, Bennington Dr, Oak Crest Dr, Laurel Springs Dr, Nolen Ln, Crest St$673
Maple Ave, Possum Pl, State Rd 1128, State Rd 1203, State Rd 1975, Eastgreen Dr, River Walk Ln, Quail Roost Dr, Creel St, Portsmith Pl$621
Lynn Dr, Galilean Trl, Misty Pines Pl, Long Meadows Rd, Wild Oak Ln, Kiley St, Forest Ct, Colson St, Rollingwood Rd, State Rd 1723$659
State Rd 1946, Dorset Pl, Deer St, Joyner Rd, Lategan Ln, Beechwood Dr, Barington Hills Rd, Reynard Rd, Old Spring Rd, Marin Pl$653

Carrboro, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Carrboro$98 to $100
Chapel Hill$99
Bingham$94
Williams$100

Carrboro, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chapel Hill township, Orange County, North Carolina $83 $111 $166
Bingham township, Orange County, North Carolina $79 $105 $157
Williams township, Chatham County, North Carolina $84 $112 $168

Carrboro, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Carrboro, NC2.5%8.3%
Chapel Hill2.5%8.2%
Bingham3.15%12.58%
Williams2.66%11.31%

Carrboro Renters Insurance as a Percentage of Rent

Carrboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 254 4.0% $1203
$500 to $749 1,867 33.0% $1878
$750 to $999 2,160 38.0% $2628
$1,000 to $1,499 1,060 18.0% $3753
$1,500 or more 215 3.0% $5403

Carrboro, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Carrboro Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,600$6,100
Net Savings to Carrboro Home Owner from High Deductible Plan $500

Carrboro, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Carrboro, NC Home Replacement Value MORE than Home Value Carrboro, NC Home Replacement Value LESS than Home Value
Replacement Value $449,000 $315,000
Insurance Premium based on Replacement Value $2,650 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $47,000 Risk Exposure from Under Insuring Coverage is $87,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $275/year

Example Carrboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceGEICO Insurance
Monthly Premium 9411995
Year Built 200119921984
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $350000-$400000$300000-$350000$400000-$500000
Deductible > $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Carrboro, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 560,000 Asphalt Shingles Roof 3,060 5 $1000-$2500 Deductible 550 2 Fiber-Cement Siding No
1977 930,000 Wood Shake Roof 4,800 5 $500- $1000 Deductible 1470 5 Stucco siding yes
1986 430,000 Membrane Roof 2,780 4 $2500-$5000 Deductible 1000 7 Wood siding yes
1979 460,000 Composition Roof 3,040 4 $2500-$5000 Deductible 340 3 Stucco siding yes
1976 195,000 Metal Roof 1,210 2 $2500-$5000 Deductible 200 4 Vinyl siding No
2011 310,000 Shingles Roof 1,720 4 $1000-$2500 Deductible 460 4 Stucco siding No
1987 190,000 Wood Shake Roof 1,220 2 $5000 to $10,000 Deductible 490 10 Brick siding No
1986 280,000 Slate Shingles Roof 1,780 2 $2500-$5000 Deductible 570 9 Stone Siding yes
1974 660,000 Composition Roof 3,150 4 > $10,000 Deductible 360 2 Brick siding No
1977 335,000 Shingles Roof 2,170 4 $1000-$2500 Deductible 850 8 Wood siding No
2013 385,000 Slate Shingles Roof 2,750 4 $5000 to $10,000 Deductible 620 6 Fiber-Cement Siding yes
1972 250,000 Wood Shake Roof 1,500 2 $2500-$5000 Deductible 700 8 Brick siding yes
2005 445,000 Shingles Roof 2,200 5 $2500-$5000 Deductible 450 4 Vinyl siding No
1996 550,000 Metal Roof 2,620 4 $500 Deductible 1320 6 Wood siding yes
1996 235,000 Wood Shake Roof 1,560 2 $500 Deductible 1260 12 Brick siding yes
2011 260,000 Shingles Roof 1,300 2 $5000 to $10,000 Deductible 400 6 Wood siding No
1991 435,000 Asphalt Shingles Roof 2,210 5 $500- $1000 Deductible 1740 8 Wood siding yes
1987 315,000 Metal Roof 1,640 5 $5000 to $10,000 Deductible 920 12 Wood siding No
1972 670,000 Membrane Roof 3,230 4 $500- $1000 Deductible 2820 10 Stone Siding No
2005 640,000 Shingles Roof 3,240 5 > $10,000 Deductible 370 3 Stone Siding yes
2010 590,000 Asphalt Shingles Roof 3,340 5 $5000 to $10,000 Deductible 1250 7 Fiber-Cement Siding yes
1975 255,000 Membrane Roof 1,760 3 > $10,000 Deductible 100 2 Stone Siding yes
1996 360,000 Metal Roof 1,790 2 $500 Deductible 470 3 Stucco siding No
1986 650,000 Metal Roof 3,370 5 $5000 to $10,000 Deductible 1370 7 Stone Siding No
2012 250,000 Slate Shingles Roof 1,670 2 $1000-$2500 Deductible 470 5 Brick siding yes
1987 225,000 Asphalt Shingles Roof 1,270 3 $500- $1000 Deductible 200 2 Vinyl siding yes
1983 345,000 Tile Roof 1,740 3 $2500-$5000 Deductible 1260 12 Wood siding No
1981 310,000 Metal Roof 1,790 5 $500 Deductible 130 1 Stucco siding No
1975 470,000 Asphalt Shingles Roof 3,040 5 $500 Deductible 640 3 Stucco siding No
1994 405,000 Slate Shingles Roof 2,610 4 $5000 to $10,000 Deductible 1860 12 Fiber-Cement Siding No