How Much Does Carmel, IN Home Insurance Cost?

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Carmel, IN Average Homeowners Insurance Cost

$1,231

Homeowners Insurance Cost - Carmel, IN

$320,400

Median Home Value - Carmel, IN


Carmel, IN Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$14.77 $1,216.23
$1000 Deductible -$130.73 $1,100.27
$1500 Deductible -$195.24 $1,035.76
$2000 Deductible -$290.76 $940.24
$2500 Deductible -$347.14 $883.86

Carmel, IN Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$271 $960
30 year old +$18 $1,249
40 year old +$32 $1,263
50 year old +$47 $1,278
Above 50 year old +$59 $1,290

Carmel, IN Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$135 $1,096
Superior -$123 $1,108
Masonry -$62 $1,169
Brick -$62 $1,169
Hail Resistant Roof -$37 $1,194


Carmel, IN Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$25 $1,256
Swimming Pool With A Diving Board +$49 $1,280
Swimming Pool With Slide +$74 $1,305

Carmel, IN Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $37 $1,194
Police Department $12 $1,219

Carmel, IN Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$517.02 $1,748
Filing a Second Liability Claim +$467.78 $1,699
Filing a Second Theft Claim +$467.78 $1,699
Filing a Second Water Claim +$406.23 $1,637
Filing a Fire Claim +$246.2 $1,477
Filing a Liability Claim +$233.89 $1,465
Filing a Theft Claim +$233.89 $1,465
Filing a Water Claim +$196.96 $1,428
Filing a Weather Claim +$196.96 $1,428

Carmel, IN Home Insurance - Analysis On Quotes, Rates & Agents

Carmel, IN Home Insurance Agents for Top Companies

Visual Guide for Carmel, IN Home Insurance Buyers on Insurance Companies and Rates