How Much Does Carmel, IN Home Insurance Cost?
Carmel, IN Average Homeowners Insurance Cost
$1,231
Homeowners Insurance Cost - Carmel, IN
$320,400
Median Home Value - Carmel, IN
Carmel, IN Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$14.77 | $1,216.23 |
| $1000 Deductible | -$130.73 | $1,100.27 |
| $1500 Deductible | -$195.24 | $1,035.76 |
| $2000 Deductible | -$290.76 | $940.24 |
| $2500 Deductible | -$347.14 | $883.86 |
Carmel, IN Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$271 | $960 |
| 30 year old | +$18 | $1,249 |
| 40 year old | +$32 | $1,263 |
| 50 year old | +$47 | $1,278 |
| Above 50 year old | +$59 | $1,290 |
Carmel, IN Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$135 | $1,096 |
| Superior | -$123 | $1,108 |
| Masonry | -$62 | $1,169 |
| Brick | -$62 | $1,169 |
| Hail Resistant Roof | -$37 | $1,194 |
Carmel, IN Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$25 | $1,256 |
| Swimming Pool With A Diving Board | +$49 | $1,280 |
| Swimming Pool With Slide | +$74 | $1,305 |
Carmel, IN Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $37 | $1,194 |
| Police Department | $12 | $1,219 |
Carmel, IN Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$517.02 | $1,748 |
| Filing a Second Liability Claim | +$467.78 | $1,699 |
| Filing a Second Theft Claim | +$467.78 | $1,699 |
| Filing a Second Water Claim | +$406.23 | $1,637 |
| Filing a Fire Claim | +$246.2 | $1,477 |
| Filing a Liability Claim | +$233.89 | $1,465 |
| Filing a Theft Claim | +$233.89 | $1,465 |
| Filing a Water Claim | +$196.96 | $1,428 |
| Filing a Weather Claim | +$196.96 | $1,428 |